Are SSI recipients getting COLA checks?

Yes, SSI recipients are getting the 2026 Cost-of-Living Adjustment (COLA) of 2.8%, with increased payments starting in late December 2025, specifically December 31st, because January 1, 2026, is a federal holiday. This means SSI recipients will see their monthly payments rise, with the maximum federal amount for an individual becoming $994 and for a couple, $1,491, with the first COLA-boosted payment arriving earlier than usual.

Will SSI recipients receive a COLA increase in 2025?

The COLA was 2.5 percent in 2025. Nearly 71 million Social Security beneficiaries will see a 2.8 percent COLA beginning in January 2026. Increased payments to nearly 7.5 million people receiving SSI will begin on December 31, 2025. (Note: Some people receive both Social Security benefits and SSI).

Will people on SSI get the COLA payment?

Cost-of-Living Adjustment (COLA) Information for 2026

The 2.8 percent cost-of-living adjustment (COLA) will begin with benefits payable to nearly 71 million Social Security beneficiaries in January 2026. Increased payments to nearly 7.5 million SSI recipients will begin on December 31, 2025.

What is the SSA COLA 2026 update today?

The Social Security Administration (SSA) announced the 2026 Cost-of-Living Adjustment (COLA) is 2.8%, effective for benefits paid in January 2026 (SSI payments start December 31, 2025). This increase, announced in October 2025, reflects rising living costs and means Social Security retirement checks will rise by about $56 monthly on average, with SSI maximums increasing to $994/month for individuals. You can view your personalized COLA notice in your online my Social Security account. 

Will Social Security recipients get a 2.8% benefits increase in 2026?

Yes, Social Security beneficiaries will receive a 2.8% cost-of-living adjustment (COLA) for 2026, boosting benefits for nearly 71 million people starting in January, with Supplemental Security Income (SSI) recipients seeing their increase in late December 2025. On average, this means about $56 more per month for retired workers, bringing the average to around $2,071, as announced by the Social Security Administration (SSA) in October 2025. 

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How much is the COLA amount for 2025?

The 2025 Cost-of-Living Adjustment (COLA) for Social Security was 2.5%, announced in October 2024, increasing payments for beneficiaries starting January 2025; this resulted in an average monthly benefit increase of about $50, with the maximum SSI for an individual rising from $943 to $967, though some beneficiaries felt it wasn't enough to keep up with rising costs. 

Who qualifies for an extra $144 added to their Social Security?

You qualify for an extra ~$144 on your Social Security check if you have a Medicare Advantage (Part C) plan with a "Part B Giveback" benefit, which refunds some or all of your Medicare Part B premium, appearing as extra cash in your check, but eligibility depends on living in the plan's service area and paying your own Part B premiums. The "144" figure was common when the Part B premium was around that amount, but the actual refund varies by plan and location, potentially exceeding the full premium. 

How much will SSI checks be in 2026?

For 2026, the maximum federal Supplemental Security Income (SSI) payment will be $994 per month for an individual and $1,491 for a couple, reflecting a 2.8% Cost-of-Living Adjustment (COLA) from 2025 amounts, with increased payments starting December 31, 2025, for January 2026. 

Why will some Social Security recipients get two checks in December?

Some Social Security recipients, specifically those receiving Supplemental Security Income (SSI), got two checks in December 2025 because January 1st, New Year's Day, is a federal holiday, causing the January 2026 payment to be moved up to December 31st, resulting in December's payment (Dec 1st) and January's payment (Dec 31st) both landing in December. This is a standard Social Security Administration (SSA) practice for SSI payments, not a bonus, ensuring funds are available before holidays or weekends. 

What is the $5108 Social Security payment?

A $5,108 Social Security payment is the maximum possible monthly retirement benefit for someone who waited until age 70 to claim benefits, having worked at least 35 years and earned the maximum taxable income. It's not a universal payment but a top-tier amount, with lower benefits for retiring earlier (e.g., $2,831 at 62, around $4,000 at full retirement age), and the exact amount depends on your earnings history and benefit start date.
 

Are we getting a raise in our SSI checks?

Yes, Supplemental Security Income (SSI) payments are getting a 2.8% raise for 2026, effective with payments made in late December 2025 (for January 2026), increasing benefits for eligible individuals to $994/month and couples to $1,491/month due to the annual Cost-of-Living Adjustment (COLA). 

Will Social Security recipients receive 2.8% COLA increase in 2026 averaging $56 per month?

About 75 million Americans will see a 2.8% cost-of-living adjustment to their Social Security and Supplemental Security Income benefits in 2026. The increase is expected to add $56 per month on average to Social Security retirement benefits, according to the Social Security Administration.

Who qualifies for COLA payments?

"COLA" (Cost of Living Adjustment) goes to millions of people receiving Social Security, including retirees, people with disabilities, survivors, and SSI recipients, to help their benefits keep pace with inflation, and can also be offered by some employers or unions to employees or retirees. The Social Security Administration (SSA) automatically applies it to federal benefits, while employer-specific COLAs vary.
 

What is the maximum SSI payment for April 2025?

The maximum monthly SSI payment for 2025 is $967 for an individual and $1,450 for a couple.

What is the cost-of-living increase for 2025 to 2026?

For 2026, the official Cost-of-Living Adjustment (COLA) for Social Security and SSI benefits is 2.8%, effective January 2026, an increase from the 2025 COLA of 2.5%. This 2.8% boost means average Social Security retirees get about $56 more monthly, while maximum benefits rise to $4,152. The COLA is based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), protecting beneficiaries' purchasing power against inflation. 

Is the maximum monthly federal SSI benefit payment increased to $967 in 2025?

Yes, the statement is correct: the maximum federal Supplemental Security Income (SSI) payment increased to $967 per month for an individual and $1,450 for a couple in 2025, due to the annual Cost-of-Living Adjustment (COLA) reflecting inflation. This increase took effect January 1, 2025, raising benefits from the 2024 rates. 

Why are Americans getting a $4800 check today?

Americans are set to receive a Social Security check worth up to $4,800 today, but not all seniors are happy about the increase in monthly payments. Social Security benefits grew by 3.2 percent this year, in accordance with this year's calculated cost of living adjustment (COLA).

Has the 2026 cola been announced?

The Social Security Administration (SSA) has announced that the cost-of-living adjustment (COLA) for Social Security benefits in 2026 will be 2.8 percent.

Why did I get an extra SSI payment this month?

You likely received an extra SSI payment due to a calendar quirk where the first of the month fell on a weekend or holiday, causing the next month's payment to be sent early, or it could be a correction for a past underpayment or a new benefit adjustment, though calendar-related early payments are common. Check your statement for the reason; if it's a payment for the following month, it's not truly "extra" but an advance, while a true extra payment might mean you were underpaid or there's a system update. 

How much are they going to raise SSI in 2025?

The dollar amount increase to checks will vary depending on a person's benefit amount, but the average Social Security Retirement benefit, $2,008.31 in July 2025, will grow by about $56.

What is the highest Social Security check anyone can get?

The maximum Social Security benefit varies by retirement age, with the highest possible monthly amount in 2026 being around $5,181 if you wait until age 70, while claiming at Full Retirement Age (FRA) yields about $4,152, and claiming at age 62 results in approximately $2,969. To get the maximum, you must have earned the taxable maximum for at least 35 years, had significant earnings above the annual wage base ($184,500 in 2026), and delayed claiming benefits past your FRA. 

How many people have $500,000 in their retirement account?

While exact numbers vary by source and year, recent data suggests around 7-9% of American households have $500,000 or more in retirement savings, though many more have significant savings in the $100k-$500k range, with a large portion of the population having much less, highlighting a big gap between the average (which is higher due to wealthy individuals) and the median (typical) saver. 

How to get $3000 a month in Social Security?

To get $3,000 a month from Social Security, you generally need a high lifetime income, averaging around $9,000+ monthly over your best 35 years, and ideally wait until at least your full retirement age (FRA), or even age 70, for maximum benefits, as claiming early reduces payments significantly; increasing high-earning years by working longer or in higher-paying jobs are the main strategies to reach this goal. 

Does everyone pay $170 for Medicare Part B?

Costs for Part B (Medical Insurance)

$185 each month ($202.90 in 2026) (or higher depending on your income). The amount can change each year. You'll pay the premium each month, even if you don't get any Part B-covered services.

Are Social Security recipients getting any extra money?

No, there isn't a universal "extra check" for all Social Security recipients, but some groups are getting larger payments due to a 2.8% Cost-of-Living Adjustment (COLA) for 2026, retroactive payments for Windfall Elimination/Government Pension Offset issues, or state-specific supplements, with some seeing two checks in December 2025 due to the calendar. The main change is the annual COLA increasing benefits by about $56 monthly starting January 2026, plus potential back pay for certain public retirees and state-funded SSI boosts.