Can I get a Discover card with a 500 credit score?

Yes, you can likely get a Discover card with a 500 credit score, specifically the Discover it® Secured Credit Card, as it's designed for building credit and has no minimum score requirement, making it ideal for those with bad or limited credit. While most unsecured Discover cards need good-to-excellent credit (around 700+), the secured version accepts lower scores (below 640) by requiring a refundable security deposit, which acts as your credit line and helps you build positive history.


What is the lowest credit score to get a Discover card?

There's no single lowest score, as options vary: for building credit, the Discover it® Secured Card has no minimum score (even bad credit, below 640, is considered). For unsecured cards, you generally need Good to Excellent Credit (670+), with student cards requiring no score but proof of enrollment. 

What credit card has a $5000 limit with bad credit?

The Bank of America® Travel Rewards Secured Credit Card is the best credit card with a $5,000 limit for bad credit. You can get a $5,000 credit limit by placing a refundable security deposit of $5,000, and you will earn 1.5 point per $1 spent without even having to pay an annual fee.


What is the lowest credit limit for Discover?

A low Discover credit limit often happens with new cards, student accounts, or low credit scores/income, but you can request an increase online, via the app, or by calling 1-800-DISCOVER after showing responsible use (on-time payments, low utilization) for a few months, especially for student cards (6 months). Focus on improving creditworthiness (score, income, low debt) for better approval odds, as Discover looks at your full financial picture for automatic increases or manual requests.
 

What credit card has a $2000 limit for bad credit?

The opensky® Plus Secured Visa® Credit Card is one of the best credit cards with a $2,000 credit limit for bad credit. You can get a $2,000 credit limit by placing a $2,000 security deposit, and you won't have to pay an annual fee or undergo a credit check when you apply.


My Discover IT Secured Card FINALLY Graduates To UNSECURED W/ $500 CREDIT LIMIT! | BAD FICO, SUB 600



Is $500 a good starting credit limit?

Good credit.

If you have good credit — a FICO score of 670 or higher — you'll likely be approved for a higher credit limit than you would with fair credit. That said, limits on these cards can still range from $500 to $1,000 for first-time cardholders, though you should be able to qualify for larger limits over time.

What credit card has a $3000 limit with bad credit?

You can get a $3,000 credit limit with bad credit primarily through secured credit cards, like the {opensky® Secured Visa® Credit Card and {U.S. Bank Secured Visa® Card}, by depositing that amount yourself, matching your limit to your deposit. Unsecured cards for bad credit typically start much lower (e.g., $300-$1000), but some, like the {Credit One Bank® Platinum Visa® or {Surge® Platinum Mastercard®}, offer potential increases to higher limits with responsible use, reports {CardRates.com and {CNBC https://www.cnbc.com/select/best-unsecured-credit-cards-bad-credit/}}.
 

What's the easiest credit card to get approved for?

The easiest credit cards to get approved for are often secured cards (like OpenSky Secured Visa or Discover it Secured), which require a cash deposit, or unsecured cards for bad/no credit (like Petal 2 Visa or Capital One Platinum), using alternative data or focusing on credit building, with options available for no annual fees, rebuilding credit, or starting fresh. Key easy-to-get cards include OpenSky Plus Secured Visa, Petal 2 Visa, Credit One Bank Platinum Visa, and sometimes student/retailer cards, often with instant approval features. 


What credit card can I get with a 550 credit score?

With a 550 credit score, your best options are usually secured credit cards, like the OpenSky Secured Visa or Discover it Secured Credit Card, which require a deposit but offer easier approval and build credit by reporting to bureaus, or certain unsecured cards for bad credit, such as the Capital One Platinum Credit Card or Credit One Bank Platinum Visa, which have higher fees but don't need a deposit and focus on rebuilding credit, though approval isn't guaranteed. 

How quickly can I get my credit score from 500 to 700?

The time it takes to reach a 700 credit score depends on your starting point and what's on your credit report. – If your score is in the 650–690 range, you may reach 700 in a few weeks to a few months with consistent credit habits. – If you're below 600, it could take 6–12 months or longer.

Can I get a Walmart credit card with a 500 credit score?

With a $500 credit score (considered poor), getting the standard Walmart Rewards Card (which needs fair credit, around 640+) is unlikely, but you have options like the OnePay Store Card, which has lower requirements, or checking for pre-approval for the main card, or exploring cards for bad credit with lenders like Self or Petal to build up to it. You might also get targeted offers for the Walmart store card. 


What is the 2 2 2 credit rule?

The 2-2-2 credit rule is a guideline for lenders, especially for mortgages, suggesting borrowers should have at least two active credit accounts, open for at least two years, with at least two years of on-time payments, sometimes also requiring a minimum credit limit (like $2,000) for each. It shows lenders you can consistently manage multiple debts, building confidence in your financial responsibility beyond just a high credit score, and helps you qualify for larger loans. 

Which Discover card is the easiest to get?

No credit score is required to apply for Discover it® Student Cash Back, Discover it® Student Chrome, and Discover it® Secured Credit Card. Discover will consider information you include on your application and provided by others to determine your eligibility.

How to get a 700 credit score in 30 days fast?

You can potentially boost your credit score towards 700 in 30 days by rapidly paying down credit card balances to lower utilization (under 30%, ideally 10%), paying bills on time (or even multiple times a month before reporting), getting added as an authorized user on a trusted account, disputing errors on your report, and strategically asking for credit limit increases, though a huge jump depends on your current profile. Focus heavily on reducing revolving debt and maintaining low balances to see fast results. 


What FICO score does Discover card use?

Discover primarily uses FICO Score 8, a widely used model, for its free Credit Scorecard, pulling data from your TransUnion report, though they may use other FICO versions or data from Equifax/Experian for actual credit decisions, as lenders use various models. Your FICO Score 8 from Discover helps you monitor credit, but the score you see might differ from other scores because of different bureaus (TransUnion vs. Equifax/Experian) and scoring models used by lenders. 

What is the 2/3/4 rule?

The 2/3/4 rule: According to this rule, applicants are limited to two new cards in 30 days, three new cards in 12 months and four new cards in 24 months. The six-month or one-year rule: Some credit card issuers may let borrowers open a new credit card account only once every six months or once a year.

Which credit card gets approved instantly?

An instant credit card is a type of credit card that provides immediate approval and quick access to funds. With Airtel Finance, applicants complete a fully digital process using the Airtel Thanks app. The card is activated instantly for online transactions, while the physical card is delivered shortly afterward.


What credit card has a $2000 limit for bad credit instant approval?

Examples of $2000 limit credit cards with guaranteed approval are the OpenSky® Secured Visa® Credit Card, the Capital One® Secured Mastercard®, and the Discover it® Secured Credit Card.

Which Bank gives a credit card with a $3,000 salary?

Ans: Unfortunately, you cannot get a credit card with a monthly salary of AED 3,000. Your monthly salary must be at least AED 5,000. Q3: What type of credit card is most suitable for a 3000 AED salary? Ans: As per the guidelines by CBUAE, banks cannot grant you a credit card with a monthly salary of AED 3,000.

What credit score do you need for a Prosper card?

Prosper generally looks for borrowers with fair credit or better, often starting around a 600-640 FICO score, but they consider other factors like income and debt-to-income ratio, making them accessible for those with less-than-perfect credit. While a 600+ score helps, higher scores (around 712 average) increase approval chances and may yield better rates, with some sources noting minimums as low as 560 for certain products or conditions.
 


What credit card has a $1,000 limit with bad credit?

For bad credit, you can get a credit card with a $1,000 limit by using a secured card (like U.S. Bank Cash+ Secured, where a $1,000 deposit equals a $1,000 limit) or by finding an unsecured card that offers up to that limit, such as the Indigo Mastercard or Reflex Mastercard (often after pre-qualification), though unsecured limits for bad credit often start lower. Secured cards are easier to get as your deposit secures the credit line, while unsecured options focus on rebuilding credit but may have fees. 

How long does it take to build credit from 500 to 600?

Building credit from 500 to 600 typically takes 6 to 12 months, but can be faster (3-6 months) with quick fixes like paying down balances, or longer (over a year) if dealing with severe issues like collections or maxed-out cards, requiring consistent, responsible habits like on-time payments and low credit utilization. 

What is the starting credit limit for Discover it?

Your Discover it initial credit limit depends on the card type: for the Discover it Secured Card, it's your refundable security deposit (starting at $200) up to $2,500, while for an unsecured Discover it card (like student or general), it varies based on your credit, income, and history, often starting around $500-$1,000 for new users. 


Has anyone ever gotten a 900 credit score?

No, you generally cannot have a 900 credit score in the U.S. because the standard FICO and VantageScore models cap at 850 (a "perfect" score); however, older or specialized scores like FICO Auto or Bankcard can reach 900, but these aren't what most lenders use for general credit. While an 850 score is extremely rare (less than 2% of people), it's the highest achievable, indicating excellent creditworthiness.