Does Amex still have a black card?

Yes, American Express (Amex) has a famous, ultra-exclusive "black card" called the Centurion® Card from American Express, known for its luxury perks, high fees, and invite-only status requiring significant spending on other Amex cards. It's a status symbol, not a card you can simply apply for, with rumored requirements including $350,000+ in annual spending and high income, plus a $10,000 initiation fee and $5,000 annual fee.

Is Amex Black Card just for high earners?

Who qualifies for the Amex Black Card? The American Express Black Card, or Centurion Card® from American Express, is invite-only. Reported criteria include high annual spending and a significant income.

Is it hard to get an Amex Black Card?

Getting the Amex Black Card (Centurion) is extremely difficult, as it's invitation-only for ultra-high-net-worth individuals, requiring significant annual spending (rumored $350k-$500k+) on other Amex cards, high income, excellent credit, and a strong history with Amex, with steep $10k initiation and $5k annual fees. There's no formal application, but you can request consideration online, though meeting criteria doesn't guarantee an invite due to Amex's "secret" selection process. 

How rare is a black American Express card?

The Centurion® Card from American Express is the rarest credit card in the world. Also known as the "Black Card," it requires an invitation to apply, and customers reportedly need to spend $350,000+ per year on other Amex credit cards and have at least $1 million in income to qualify.

Why is a black Amex so special?

The Amex Black Card isn't just a credit card — it's a status symbol. It's invitation-only, comes with no preset spending limit, and unlocks perks like 24/7 concierge service, top-tier hotel and airline status, VIP airport experiences, and access to events most people can only dream about.

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What qualifies you for a black Amex?

The American Express Black Card (Centurion Card) is invitation-only, with rumored requirements including being an existing Amex cardholder for at least a year, having excellent credit, a high income (often cited as $1M+), and significant annual spending (reportedly $350k - $1M+) on existing Amex cards, often on the Platinum card, with luxury spending patterns favored over gaming the system, plus hefty fees ($10k initiation, $5k annual).
 

How much are $100,000 American Express points worth?

100,000 American Express points are worth anywhere from $500 to over $2,000, or potentially much more, depending heavily on your redemption method; you'll get low value (around $500-$700) for statement credits or merchandise but can achieve 1 cent per point ($1,000) or higher for flights via Amex Travel or by transferring to airline/hotel partners (potentially $2,000+), notes WalletHub, Oreate AI, Bankrate, NerdWallet, and FinlyWealth.

What credit card has a $100,000 limit?

You can get a $100k credit limit on cards like the Chase Sapphire Preferred®/Reserve or premium Amex cards, but usually after building history; business cards like Brex can offer high limits from the start, requiring excellent credit, high income, and low utilization for such large limits. While some issuers don't advertise $100k limits, online reports show users reaching them on popular rewards cards like Chase Sapphire Preferred, though starting limits are much lower. 

Does Kim Kardashian have a Black Card?

Both Kim Kardashian and Oprah Winfrey reportedly have one, and Jerry Seinfeld broke his out in a recent episode of the Netflix show, "Comedians in Cars Getting Coffee." In fact, were it not for Seinfeld, the card might not exist. "Do you know why there is a Black Card?" he asks fellow comedian John Mulaney. "Me."

What is higher than a black Amex?

No, there aren't any credit cards higher than the “Amex Black Card”. Officially called the Centurion® Card from American Express, the Amex Black Card is far and away the most exclusive, prestigious credit card on the market.

What is the credit card limit for $70,000 salary?

The credit limit you can expect for a $70,000 salary across all your credit cards could be as much as $14000 to $21000, or even higher in some cases, according to our research. The exact amount depends heavily on multiple factors, like your credit score and how many credit lines you have open.

Which is the hardest Amex card to get?

The hardest American Express card to get is the ultra-exclusive Centurion® Card, famously known as the "Black Card," which requires a secret, invitation-only approval based on extremely high spending (rumored $350k+ annually) and income (reportedly $1M+) on other Amex cards, alongside hefty fees. There's no public application, and qualifications are shrouded in secrecy, making it a true status symbol for the super-rich.
 

What will $30,000 Amex points get me?

Transferring 30,000 points to our loyalty partners gives you between £300 and £900.

What is the richest Amex card?

The most expensive American Express card is the Centurion® Card, also known as the "Black Card," which carries a hefty $10,000 initiation fee and a $5,000 annual fee, making its first-year cost $15,000, with access strictly by invitation for the ultra-wealthy, offering unparalleled luxury perks like exclusive travel, concierge services, and VIP experiences, according to WalletHub and The Points Guy.
 

Do the rich use Amex?

American Express cards have long been favored by the wealthy. Amex historically charges merchants higher transaction fees compared with other card issuers, leading many retailers to refuse Amex payments or pass the fees back to customers through higher prices.

What salary do I need for Amex?

American Express income requirements vary by card, but generally, you need a steady source of income, even if it's not traditional wages (like investments, Social Security), and often need to be at least 21, though 18 is possible with proof of income or as an authorized user; while they don't always verify income, honesty is key, and factors like your credit score and overall financial health matter more than a specific dollar amount for general cards, though premium cards demand higher income/credit. 

Which is the rarest Black Card?

The most expensive credit card in the world is the American Express Centurion Card, commonly known as the Amex Black Card. This card is highly exclusive, with approximately 100,000 cardholders globally, and around 200 in India since its introduction in 2013.

What is Kim Kardashian diagnosed with?

Kim Kardashian was diagnosed with a small brain aneurysm, which she revealed in late 2025 on her reality show, The Kardashians, noting it was linked to stress, though experts later indicated her brain scan showed "low activity" in the frontal lobe, potentially from stress. While she's also known to live with psoriatic arthritis, the aneurysm diagnosis gained significant recent media attention.
 

Which credit card does Warren Buffett use?

Stocks have come and gone from Berkshire Hathaway's portfolio, but there's no question that American Express(NYSE: AXP) is one of Buffett's favorites. The credit card giant has resided in Berkshire's portfolio since the 1990s.

What is the 2 2 2 credit rule?

The 2-2-2 credit rule is a guideline for lenders, especially for mortgages, suggesting borrowers should have at least two active credit accounts, open for at least two years, with at least two years of on-time payments, sometimes also requiring a minimum credit limit (like $2,000) for each. It shows lenders you can consistently manage multiple debts, building confidence in your financial responsibility beyond just a high credit score, and helps you qualify for larger loans. 

What is the 15 3 credit card trick?

The "15" and "3" refer to the days before your credit card statement's closing date. Specifically, the rule suggests you make one payment 15 days before your statement closes and another payment three days before it closes.

What is the most powerful credit card?

The American Express Centurion Card, colloquially known as the Black Card, is an exclusive invitation-only charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the Platinum Card.

What is the 2 in 90 rule for American Express?

The Amex "2/90 Rule" (or 2-in-90 rule) means American Express (Amex) generally approves you for a maximum of two new credit cards within a 90-day period, with a third application in that window likely to be automatically denied. This rule applies specifically to Amex's traditional credit cards, not necessarily hybrid cards like the Platinum or Gold, though applying for too many Amex products too quickly can still trigger manual reviews or "pop-up jail" for welcome offers. 

How much is 1 million Amex points worth?

One million American Express (Amex) Membership Rewards points are worth anywhere from $6,000 to over $20,000, depending heavily on redemption, with average values around $10,000 to $22,000 when redeemed smartly for travel, but significantly less (around $6,000-$9,000) for gift cards or statement credits, with top values achieved by transferring to airline/hotel partners for luxury flights. 

What will 200K Amex points get you?

200,000 Amex points can get you significant value, often translating to $2,000+ in flights via Amex Travel, but much more through transfers to airline/hotel partners for business/first-class travel (potentially $10,000+ in value) or several nights at luxury hotels, offering the best value, while other options like gift cards yield less (around $100-$1,000). The actual value depends heavily on how you redeem them, with travel partners offering the most bang for your buck.