Does my ex wife get my Social Security if I remarry?

Yes, your ex-wife might still get benefits on your record even if you remarry, but generally, her eligibility ends when she remarries before age 60 (or 50 if disabled); however, she can potentially claim as a survivor if she remarries you again (in rare cases) or if she remarries someone receiving survivor/disabled benefits, but if she remarries another person before 60, she usually loses those divorced spousal benefits unless that new marriage ends.

Can I prevent my ex-wife from getting my Social Security?

Without a court order requiring your ex-spouse to apply for Social Security benefits, you cannot force her to do so. Continuing alimony payments may be necessary unless modified by the court. To change this, consider filing a petition to modify alimony based on retirement and eligibility for Social Security benefits.

What percentage of my Social Security is my ex-wife entitled to?

The maximum ex-spousal benefit is up to 50% of the higher earner's benefit and capped at their full retirement age (FRA) amount, also known as the Primary Insurance Amount or PIA. Most will get a higher benefit based on their own record, rather than an ex-spouse's.

Does remarriage affect divorced spouse benefits?

If you receive a benefit off your ex-spouse, it will not reduce their retirement benefit. And if your ex-spouse has remarried, both you and the new spouse may be eligible for spousal and survivor benefits. Benefits paid to you (the ex-spouse) will not affect the benefits of their new spouse.

Will getting remarried affect my Social Security benefits?

When you remarry, your own retirement or disability benefits (based on your work record) usually continue unaffected, but receiving benefits as a surviving spouse (widow/widower) or divorced spouse on a former spouse's record generally stops unless you remarry after age 60 (or 50 if disabled). Remarriage after these ages doesn't end survivor benefits, but it might shift you to a different, potentially lower, spousal benefit on your new spouse's record if that's more generous. Always report your remarriage to the Social Security Administration (SSA) promptly. 

Can I Remarry on Social Security?

Can I collect my ex-husband's Social Security if he has remarried?

Yes, you can likely get Social Security benefits on your ex-husband's record even if he remarried, provided you were married at least 10 years, you are currently unmarried (or remarried after age 60), are at least 62, and your benefit would be more than on your own record. His remarriage doesn't affect your eligibility, and claiming benefits won't reduce his or his new spouse's payments; the Social Security Administration (SSA) will simply pay you up to 50% of his Primary Insurance Amount (PIA). 

What are the three ways you can lose your Social Security benefits?

You can lose Social Security benefits by working while collecting early, leading to earnings limits; incarceration, which suspends payments; or through garnishment for federal debts like taxes, student loans, or child support, along with other factors like remarriage or changes in disability status. 

Can a divorced woman get her ex-husband's Social Security?

Yes, a divorced woman can get her ex-husband's Social Security benefits if they were married for at least 10 years, she is unmarried, and she meets age requirements (usually 62+ for spousal, 60+ for survivor), with benefits up to 50% of his amount, or 100% if he dies, without affecting his or his current wife's payments. She receives the higher of her own benefit or the divorced spousal benefit. 

What are the disadvantages of remarrying after divorce?

One of the biggest disadvantages of second marriage is the emotional baggage each partner may bring. Past trauma, trust issues, or unresolved feelings from previous relationships can affect the dynamics of the new marriage.

What is the 5 year remarry rule?

Waits 5 years from the date of obtaining status to file the petition; Establishes by clear and convincing evidence that the prior marriage was not entered into with the purpose of evading immigration laws; or. Establishes that the prior marriage ended through death.

Why do I only get half of my ex-husband's Social Security?

Social Security benefits for a divorced spouse are calculated based on the ex-spouse's earnings record or their own earnings record, depending on which one is higher. You're entitled to half of your ex's benefits if you start collecting once you reach your full retirement age (FRA).

How long do you have to be married to a man to get his Social Security?

To get spousal Social Security, you generally must have been married for at least one continuous year, but exceptions exist, especially for divorced spouses who need a 10-year marriage, or if you're caring for your spouse's young/disabled child. You must also be at least 62 (or younger if caring for a qualifying child), and your spouse must be collecting their own retirement benefits (unless you are widowed). 

What is the Social Security spousal benefits loophole?

The "Social Security spousal benefits loophole" referred to strategies like "file and suspend" and "restricted application" that allowed couples to maximize benefits by having the higher earner suspend their own claim (after full retirement age) so the lower earner could claim a spousal benefit, while the higher earner's benefit grew, but these were largely closed by the Bipartisan Budget Act of 2015 for most new applicants, making it harder to get spousal benefits without also claiming your own. A separate, lesser-known "loophole" exists for caregivers of disabled children, allowing a parent (often the mother) to receive spousal benefits earlier than usual.
 

Can I take my ex-husband's Social Security instead of mine?

You are eligible to receive one-half (50%) of your ex-spouse's retirement benefit. If your ex-spouse should die before you, you can receive their full retirement benefit. The benefit does not include any delayed retirement credits your ex-spouse may receive.

Can you collect both spousal benefits and your own Social Security?

Yes, both you and your spouse can collect Social Security, either on your own earnings records or by claiming a spousal benefit, and you'll receive the higher of the two amounts if you're eligible for both, with spousal benefits potentially reaching up to 50% of your spouse's primary benefit if claimed at your full retirement age. Claiming strategies can differ, with one spouse often waiting longer to maximize benefits for the household.
 

How do I know if my ex-wife is collecting my Social Security?

SSA will not disclose if your ex spouse is receiving benefits unless they are receiving in on your record. You can call and ask if anyone is drawing off your ssn.

What is the 2 2 2 2 rule in marriage?

The 2-2-2 Rule in marriage is a relationship guideline to keep couples connected by scheduling regular, focused time together: a date night every two weeks, a weekend getaway every two months, and a week-long vacation every two years. It's designed to prevent couples from drifting apart by creating intentional, distraction-free moments for communication, fun, and intimacy, fostering a stronger bond and preventing boredom, though flexibility is key, especially with kids or finances. 

What benefits do I lose if I remarry?

Normally, remarriage before age 60 will stop you from collecting survivor benefits on your late spouse's work record. However, SSA makes an important exception for people who remarry later in life. General rule: If you remarry before age 60, you usually can't receive survivor benefits from a deceased spouse.

What is the 10-10-10 rule for divorce?

Lawyer: The 10/10 rule means at least 10 years of marriage during at least 10 years of military service creditable toward retirement eligibility. [2] You have to qualify for 10/10 rule compliance in order for the monthly payments to Julietta to come from the government, and not from you writing a monthly check to her.

Can I receive my ex-husband's Social Security if I remarry?

You generally lose eligibility for your ex-husband's Social Security benefits if you remarry before age 60, as the Social Security Administration (SSA) considers you tied to your new spouse's record; however, if you remarry after 60, you can still get benefits on your ex's record, and if your new marriage ends (death/divorce), you might regain eligibility for your first ex or get benefits from your second. 

Can I stop my ex-wife from getting my Social Security benefits?

As long as you are at least age 62 and he is at least age 62, you can draw off of him even if he chooses to wait to start his own Social Security at 67 – 70. This is good news when former spouses are not on good terms. Your ex cannot “block” you from drawing your spousal benefit.

How much of my ex-husband's SS will I get?

You can get up to 50% of your ex-husband's full Social Security retirement benefit if you wait until your own Full Retirement Age (FRA), but the amount is reduced (as low as 32.5%) if you claim earlier (starting at age 62). You'll receive the higher of your own benefit or the spousal benefit, and your ex's benefit isn't reduced, even if he remarries. Key requirements: marriage lasted 10+ years, you're unmarried, and you're at least 62 (or caring for his child under 16/disabled). 

How much do you have to make to get $3,000 a month in Social Security?

To get around $3,000/month in Social Security, you generally need a high earning history, around $100,000-$108,000+ annually over your top 35 years, but waiting to claim until age 70 maximizes this amount, potentially reaching it with lower yearly earnings, say under $70k if you wait long enough, as benefits are based on your highest indexed earnings over 35 years. The exact amount depends heavily on your specific earnings history and the age you start collecting benefits. 

What is one of the biggest mistakes people make regarding Social Security?

Claiming Benefits Too Early

One of the biggest mistakes people make is claiming Social Security benefits as soon as they're eligible, which is at age 62. While getting money sooner can be tempting, claiming early has a significant downside: your monthly benefit will be reduced.

What is happening on March 31, 2025 with Social Security?

At the conclusion of the transition period, on March 31, 2025, SSA will enforce online digital identity proofing and in-person identity proofing. SSA will permit individuals who do not or cannot use the agency's online “my Social Security” services to start their claim for benefits on the telephone.