How do I get targeted for Amex Platinum 150k?

To get targeted for the Amex Platinum 150k offer, use the official Amex website's pre-qualification tool in an incognito window, check your physical mail for targeted flyers, look for email offers, and use the CardMatch tool to find higher potential bonuses, as these methods bypass public offers to reveal personalized, higher-value bonuses, say {Link: AskSebby, Upgraded Points, and The Points Guy https://www.asksebby.com/articles/amex-plat-cardmatch, https://upgradedpoints.com/news/amex-business-platinum-card-150k-welcome-offer/,.

How to get Amex Platinum targeted offer?

Using the pre-qualification tool on the American Express website, checking targeted email offers, or using CardMatch to find the best offers are all great ways to determine whether you qualify for elevated offers like the Amex Platinum 150K offer.

What would 150,000 Amex points get you?

At the time of writing, 2 Membership Rewards points transfer to 1 frequent flyer point (or mile) in most cases. Having 150,000 MR points means you'll get 75,000 frequent flyer points to spend in most programs. However, a significant devaluation is coming on 15 December 2025.

How to get 175000 Amex Platinum offer?

To get the Amex Platinum 175k offer, you must apply and see the personalized offer after submitting details, often found via CardMatch, targeted emails/mailers, or Amex's site in incognito mode, as offers vary and aren't guaranteed, requiring an $8,000 spend in 6 months for the bonus, with a "once-in-a-lifetime" rule applying if you've had the card before. 

What is the 200K offer on Amex Platinum?

The Amex Platinum 200k offer is a high-value welcome bonus for the Amex Business Platinum Card, awarding 200,000 Membership Rewards points after spending $20,000 in eligible purchases within the first three months, representing a significant increase over standard offers, making it a top deal for business owners. This offer provides substantial value in points and unlocks premium travel perks like lounge access and hotel credits, with eligibility varying and sometimes requiring targeted links or specific application pages. 

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How to get the 150000 point offer for amex Platinum?

Right now, you can receive 150,000 Bonus Membership Rewards® Points1 when you apply online by 13 January 2026, are approved and spend $5,000 on eligible purchases on your new American Express® Platinum Card within the first 3 months.

What is the 2 in 90 rule for American Express?

The Amex "2/90 Rule" (or 2-in-90 rule) means American Express (Amex) generally approves you for a maximum of two new credit cards within a 90-day period, with a third application in that window likely to be automatically denied. This rule applies specifically to Amex's traditional credit cards, not necessarily hybrid cards like the Platinum or Gold, though applying for too many Amex products too quickly can still trigger manual reviews or "pop-up jail" for welcome offers. 

Is 175k Amex Platinum worth it?

Is 175,000 Amex Points Worth the $895 Annual Fee? Short answer: Absolutely. The welcome bonus alone is worth 4X the annual fee.

What salary do you need for a platinum Amex?

While there's no strict minimum income, American Express generally suggests applicants for the Platinum Card should have an income around $50,000 or higher, sufficient to cover living expenses and card repayments, along with a strong credit history and score, though approved users often have significantly higher incomes. The Amex Business Platinum offers more flexibility for business owners, including part-timers.
 

Is Amex Platinum a rich card?

The American Express Platinum Card® is for fairly rich people. A high income will help you afford this premium travel card's $895 annual fee.

What is 1 million Amex points worth?

One million Amex points are worth between $10,000 and $22,000 or more, depending heavily on redemption, with the best value coming from transferring to airline/hotel partners for luxury travel (potentially 2.2 cents/point or more) and the lowest value from statement credits (around 0.6 cents/point). For example, 1M points could be worth $20,000 for flights via Amex Travel with a Business Platinum 35% rebate, but only $6,000 for cash back or low-value redemptions.
 

Where can I fly with 150,000 Amex points?

150,000 Amex points can get you round-trip business class flights to the Middle East, up to 2 round-trip business class tickets to Europe, a one-way first class flight from New York to Singapore, or 3 nights in a luxury Hilton property.

How much is a 200K Amex point worth?

While 200K Amex points will typically only give you about $2,000 in value when you shop for flights in the Amex travel portal, you can sometimes find Business or First Class flights — that can normally cost over $10,000 — for only 200K points, when transferred to a frequent flyer program.

What's the highest Amex Platinum offer?

The highest typical Amex Platinum welcome offer is around 150,000 to 175,000 Membership Rewards points after spending $8,000 in the first six months, often found via targeted offers or specific links, but it varies; American Express and Upgraded Points show public offers can be lower, so checking your personal offers via their site or CardMatch is key, with The Points Guy noting these elevated bonuses are often targeted and subject to Amex's once-in-a-lifetime rule for bonus eligibility. 

How often should I ask for a retention offer on Amex?

How often can you ask for a retention offer? There's no official time frame for asking for retention offers, but it likely doesn't make sense to continuously ask for offers week after week or month after month. A few times per year might make more sense.

Is HBO Max covered by Amex Platinum?

Yes, you can get HBO Max covered (or heavily discounted) with the Amex Platinum's $25 monthly Digital Entertainment Credit by subscribing to the Disney+/Hulu/Max bundle directly through Disney+, making the total cost often just a few dollars out-of-pocket after the credit, as the credit applies to eligible streaming services like Disney+, Hulu, and Max, including bundles. 

Is a Platinum Amex prestigious?

Yes, the Amex Platinum Card is widely considered prestigious due to its high annual fee, exclusive luxury travel perks (like extensive lounge access, hotel status), metal card design, and status as a top-tier, aspirational card for frequent travelers, making it a significant status symbol in the premium card market.
 

What is the credit card limit for $75000 salary?

The credit limit you can expect for a $75,000 salary across all your credit cards could be as much as $15000 to $22500, or even higher in some cases, according to our research. The exact amount depends heavily on multiple factors, like your credit score and how many credit lines you have open.

What percentage of people have Amex Platinum?

Amex has about 70 million proprietary cards in circulation, of which 70% are fee-bearing cards. Platinum and gold make up less than 10% of that, Nash estimated.

What is the Amex 2-90 rule?

The Amex "2/90 Rule" (or 2-in-90 rule) means American Express (Amex) generally approves you for a maximum of two new credit cards within a 90-day period, with a third application in that window likely to be automatically denied. This rule applies specifically to Amex's traditional credit cards, not necessarily hybrid cards like the Platinum or Gold, though applying for too many Amex products too quickly can still trigger manual reviews or "pop-up jail" for welcome offers. 

Can I buy a car with Amex Platinum?

Yes, you can use your Amex Platinum to buy a car, primarily through the Amex Auto Purchasing Program, which connects you to dealers accepting Amex for at least $2,000, with some allowing the full amount, though you'll earn points/cashback and can potentially get benefits like extended warranty. However, most dealers limit card charges due to processing fees, so expect to use it for a large down payment rather than the whole price unless you find a specific program or dealership. 

Why is Amex Platinum so hard to get?

It may be hard to get the Platinum Card® because you need a good to excellent credit score and a high income to be eligible for this card. Approval is never guaranteed, though.

What is the hardest Amex card to get?

The hardest American Express card to get is the Centurion® Card, also known as the "Black Card," because it's strictly by invitation only, requiring immense spending on other Amex cards (rumored $350k+ annually) and high income (often $1M+), plus hefty fees ($10k initiation, $5k annual). It's a symbol for the ultra-wealthy, offering exclusive concierge services and elite perks, making it the pinnacle of Amex exclusivity.
 

What triggers Amex pop-up jail?

Since they already suspect you're abusing their welcome offers—hence why you're in Amex pop-up jail—if they see you're trying to apply for lots of their cards, they're less likely to allow you to get the welcome offer. You won't know if the pop-up has gone away if you don't apply for a new card.

What credit card has a $100,000 limit?

You can get a $100k credit limit on cards like the Chase Sapphire Preferred®/Reserve or premium Amex cards, but usually after building history; business cards like Brex can offer high limits from the start, requiring excellent credit, high income, and low utilization for such large limits. While some issuers don't advertise $100k limits, online reports show users reaching them on popular rewards cards like Chase Sapphire Preferred, though starting limits are much lower.