How do you get 5X points on Amex Platinum?

To get 5x points on the Amex Platinum, book flights directly with airlines or via AmexTravel.com, and book prepaid hotels only on AmexTravel.com, paying in advance for both, up to $500,000 in flight purchases annually; this applies to personal and business cards, though the Business Platinum has different rules for direct airline bookings. Always ensure flights are with the airline or Amex Travel, not third-party OTAs like Expedia, for the 5x bonus.

How to get 5x points on Amex Platinum?

Basic Platinum Card Members can earn 5x Membership Rewards® points on flights and prepaid hotel purchases made on their Card or an Additional Card on their Card Account.

What are 5x points on Amex?

You will get 1 point for each dollar charged for an eligible purchase on your Business Platinum Card® from American Express. You will get 4 additional points (for a total of 5 points) for each dollar spent on eligible travel purchases.

Does Amex Platinum give 5x points on all flights?

The Amex Platinum offers 5x Membership Rewards points on flights booked directly with airlines, and on flights booked through Amex Travel. Personally, I value Membership Rewards points at 1.7 cents each, so to me, that's the equivalent of an 8.5% return on airfare spending, which is exceptional.

How do you get 5x points on American Express Platinum for hotels?

Yes, the Amex Platinum card earns 5x Membership Rewards points on prepaid hotels booked through American Express Travel (AmexTravel.com), not directly with the hotel. This includes properties in Fine Hotels + Resorts (FHR) and The Hotel Collection (THC), but you must pay in advance (prepaid) via the Amex portal to get the bonus. 

How To Get 5X Points On Amex Platinum Hotels? - Resort 2 Travel

What is the 2 in 90 rule for American Express?

The Amex "2/90 Rule" (or 2-in-90 rule) means American Express (Amex) generally approves you for a maximum of two new credit cards within a 90-day period, with a third application in that window likely to be automatically denied. This rule applies specifically to Amex's traditional credit cards, not necessarily hybrid cards like the Platinum or Gold, though applying for too many Amex products too quickly can still trigger manual reviews or "pop-up jail" for welcome offers. 

How to make the most Amex points for hotels?

The best way to use Amex points for hotels is usually by transferring them to hotel partners like Hilton or Marriott, especially for luxury stays, to get better value than the ~1 cent/point rate on Amex Travel, but you must compare values; Hilton (1:2 ratio) offers great value in Asia/Middle East, while Marriott Bonvoy: Hilton Honors (1:2 ratio) offers good value in Asia/Middle East. Marriott Bonvoy: Amex points offer flexibility but often less value than Hilton, while Choice Privileges: Amex points are another option. Always check for transfer bonuses and compare point costs vs. cash prices for luxury properties. 

Do you have to book through AmEx portal to get 5x points?

For example, American Express Platinum Card® cardholders earn 5x points on flights booked directly with an airline or through American Express' travel portal (on up to $500,000 a year in such purchases) and 5x points on prepaid hotels booked through AmEx Travel ( see rates and fees ).

What percentage of people have AmEx Platinum?

Amex has about 70 million proprietary cards in circulation, of which 70% are fee-bearing cards. Platinum and gold make up less than 10% of that, Nash estimated.

Is 175k AmEx Platinum worth it?

Is 175,000 Amex Points Worth the $895 Annual Fee? Short answer: Absolutely. The welcome bonus alone is worth 4X the annual fee.

Is 5% or 5X points better?

5x point cards: Points may be worth more when redeemed for travel (for example, 5x points may translate to a 10% travel rebate). Note that this typically happens when redeeming through a specific issuer or travel site. 5% cash back cards: A straightforward 5% return on spending, with no need to track redemption values.

How much are $100,000 American Express points worth?

100,000 American Express points are worth anywhere from $500 to over $2,000, or potentially much more, depending heavily on your redemption method; you'll get low value (around $500-$700) for statement credits or merchandise but can achieve 1 cent per point ($1,000) or higher for flights via Amex Travel or by transferring to airline/hotel partners (potentially $2,000+), notes WalletHub, Oreate AI, Bankrate, NerdWallet, and FinlyWealth.

What does 5X reward point mean?

The 5X reward points will be calculated on the existing card features – If customer uses credit card which gives 1 reward point per `150 spent. Then customer will receive 5 reward points per `150 spent during the offer period.

What salary do you need for a platinum Amex?

While there's no strict minimum income, American Express generally suggests applicants for the Platinum Card should have an income around $50,000 or higher, sufficient to cover living expenses and card repayments, along with a strong credit history and score, though approved users often have significantly higher incomes. The Amex Business Platinum offers more flexibility for business owners, including part-timers.
 

What credit card has 5X points?

5x points credit cards offer high rewards (5 points per dollar) in specific areas like travel via portals (Chase Sapphire Preferred), flights/prepaid hotels (Amex Platinum), or rotating categories (Chase Freedom Flex), sometimes requiring activation or specific booking methods, with options like Credit One's Wander card offering 5x on dining/gas too, rewarding users for focused spending in valuable niches.
 

How to maximize Amex Platinum Rewards?

To maximize your Amex Platinum, leverage all statement credits (hotel, Uber, digital entertainment, airline fee) by tracking schedules and enrolling in benefits, use points for high-value travel redemptions by transferring to airline/hotel partners (especially for business/first class), add authorized users for shared lounge access/status, and activate Amex Offers for bonus rewards, pairing it with the Gold Card for everyday spending. 

What is the hardest Amex card to get?

The hardest American Express card to get is the Centurion® Card, also known as the "Black Card," because it's strictly by invitation only, requiring immense spending on other Amex cards (rumored $350k+ annually) and high income (often $1M+), plus hefty fees ($10k initiation, $5k annual). It's a symbol for the ultra-wealthy, offering exclusive concierge services and elite perks, making it the pinnacle of Amex exclusivity.
 

Is Amex Platinum for millionaires?

The American Express Platinum Card® is for fairly rich people. A high income will help you afford this premium travel card's $895 annual fee.

How many Americans have $20,000 in credit card debt?

A majority of Americans (53%) carry some, with an average balance of $7,719. However, a third of those carrying debt (32%) owe $10,000 or more, while almost 1 in 10 (9%) have credit card debt over $20,000.

How to get 5x points with AmEx Platinum?

Earn 5x Membership Rewards® points on prepaid hotels on AmexTravel.com. You also earn 5x points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.

What is the 2 90 rule for American Express?

The Amex "2/90 Rule" (or 2-in-90 rule) means American Express (Amex) generally approves you for a maximum of two new credit cards within a 90-day period, with a third application in that window likely to be automatically denied. This rule applies specifically to Amex's traditional credit cards, not necessarily hybrid cards like the Platinum or Gold, though applying for too many Amex products too quickly can still trigger manual reviews or "pop-up jail" for welcome offers. 

How much do you have to spend to get 60,000 AmEx points?

Eligible new card members can earn 60,000 Membership Rewards® points after they spend $4,000 on eligible purchases within the first six months of card membership.

What is the 1 in 5 rule for American Express?

The Amex 1 in 5 Rule is an American Express policy limiting approvals to one new credit card every five days, part of Amex's broader application guidelines that also include a 2-in-90 rule (two credit cards in 90 days) and a five-credit-card limit, with exceptions for charge cards (like Platinum/Gold) and sometimes targeted offers, impacting how quickly you can stack new Amex cards for rewards. 

Does Amex Platinum get 5x points on hotels?

Yes, the Amex Platinum Card earns 5x Membership Rewards points on prepaid hotel bookings made through American Express Travel (AmexTravel.com), including Fine Hotels + Resorts and The Hotel Collection, but not generally on hotels booked directly with the hotel or other third-party sites. You get 1 point per dollar spent plus 4 additional points (totaling 5x) on these specific prepaid hotel purchases when you book via Amex Travel.