How does a second marriage affect Social Security benefits?

A second marriage does not affect Social Security benefits based on your own work record. However, it generally ends divorced spouse benefits, and remarriage before age 60 (or 50 if disabled) disqualifies you from survivor benefits based on a deceased spouse's record. Remarrying at age 60 or older allows you to retain survivor benefits.

Will remarrying affect my Social Security benefits?

Remarrying generally stops benefits on an ex-spouse's record (divorced spouse/survivor), but your own retirement/disability benefits continue, and you might get benefits on a new spouse's record. Key exceptions: Remarrying after 60 (or 50 if disabled) can let you keep survivor benefits from a deceased former spouse; if a new marriage ends, you might regain eligibility on an ex-spouse's record if the marriage lasted less than 10 years or if you remarried before 60 (50 if disabled). 

What is the 5 year remarry rule?

Waits 5 years from the date of obtaining status to file the petition; Establishes by clear and convincing evidence that the prior marriage was not entered into with the purpose of evading immigration laws; or. Establishes that the prior marriage ended through death.

Does the first wife get the ex-husband's Social Security?

you're eligible for some of your ex's Social Security

That means most divorced women collect their own Social Security while the ex is alive, but can apply for higher widow's rates when he dies.

Can I stop my ex-wife from getting my Social Security benefits?

You generally cannot stop your ex-wife from collecting Social Security spousal benefits on your record, as these are federal benefits not controlled by divorce decrees, but you should know: it doesn't reduce your benefit or your current spouse's benefit, and you can claim a higher spousal benefit yourself if you qualify. Divorce agreements cannot legally prevent a qualified ex-spouse from claiming these benefits, and the Social Security Administration (SSA) makes the final decision, not the court. 

How Does A Second Marriage Affect Social Security Benefits? - CountyOffice.org

How much of my ex-husband's SS will I get?

You can get up to 50% of your ex-husband's full Social Security benefit if you wait until your own Full Retirement Age (FRA), or as little as 32.5% if you claim at age 62; you must have been married 10+ years, be unmarried, and your ex must be 62+, but your benefit won't affect his or his new spouse's payments. If he passes, you could get up to 100% as a survivor benefit, but you'll always get your own higher benefit first, if applicable. 

Do you have to wait the 5 years if you've been married and divorced before applying for citizenship?

While your divorce may not affect your immigration status, it will affect the time you must wait before applying for your naturalization. Because you are no longer married, you will have to wait 5 years to apply, versus the 3 years if you were still married.

Does my ex-wife still get half of my retirement if she remarries?

No. If you receive a benefit off your ex-spouse, it will not reduce their retirement benefit. And if your ex-spouse has remarried, both you and the new spouse may be eligible for spousal and survivor benefits. Benefits paid to you (the ex-spouse) will not affect the benefits of their new spouse.

How long do you have to be divorced before you get remarried?

Specifically, you may want to know how long after divorce can you remarry in California. You cannot remarry until your old marriage is legally over. Additionally, you have to wait at least six months before you can remarry.

What benefits do I lose if I remarry?

Normally, remarriage before age 60 will stop you from collecting survivor benefits on your late spouse's work record. However, SSA makes an important exception for people who remarry later in life. General rule: If you remarry before age 60, you usually can't receive survivor benefits from a deceased spouse.

Can two ex-wives collect Social Security from one husband?

Can two wives collect Social Security from one husband? Yes, if both marriages meet eligibility rules. A current spouse and an ex-spouse (if married at least 10 years and not remarried before age 60) can both receive Social Security benefits based on the same husband's work record.

What are the three ways you can lose your Social Security benefits?

You can lose Social Security benefits by working and earning too much before full retirement age, leading to temporary reductions; by being incarcerated, which suspends payments; and through garnishment for federal debts like unpaid taxes, child support, or student loans, or by losing eligibility for spousal/survivor benefits if you remarry, according to Money Talks News and Nasdaq. 

How does Social Security work for second marriage?

If you're receiving spousal benefits based on your former spouse's work record, those benefits will generally end upon your getting remarried, but you may be able to receive benefits based on your new spouse's work record, or on your own.

What happens if I don't tell Social Security I got married?

If you don't report your marriage to the Social Security Administration (SSA), you risk serious penalties, including having to pay back overpaid benefits, losing eligibility for benefits entirely (especially SSI), facing sanctions that stop payments for months, and potential issues with your Social Security record, as marriage can change benefit amounts or trigger new rules for retirement, disability, or survivor benefits. 

Why does Social Security want to know about prior marriages?

We will use the information you give us about your prior marriage along with your other responses to decide if you or your ex-spouse can receive benefits on the other's record. For more information about divorced spouse's benefits for: you, read "If you are divorced."

What happens to my ex husband's Social Security if I remarry?

Yes, your ex-wife can get Social Security benefits on your record even if you remarry, as long as your marriage lasted 10+ years, she's at least 62, unmarried (with exceptions), and her own benefit is less than yours; your remarriage doesn't stop her from collecting, but if she remarries before age 60 (or 50 if disabled), she generally loses survivor benefits on your record, but can get divorced spouse benefits on your record if your marriage was long-term and she's unmarried now. 

What is the remarriage trap?

If you remarry before you have secured a court-approved financial settlement, or at least issued a financial application, you may unwittingly shut the door on important claims that could otherwise have provided long-term security. This is what lawyers refer to as the “remarriage trap.”

Will getting remarried affect my Social Security benefits?

Remarrying generally stops benefits on an ex-spouse's record (divorced spouse/survivor), but your own retirement/disability benefits continue, and you might get benefits on a new spouse's record. Key exceptions: Remarrying after 60 (or 50 if disabled) can let you keep survivor benefits from a deceased former spouse; if a new marriage ends, you might regain eligibility on an ex-spouse's record if the marriage lasted less than 10 years or if you remarried before 60 (50 if disabled). 

What happens if you get married again without getting divorced?

If you remarry another person before your divorce from your current spouse is final, this is considered bigamy. Committing bigamy in the United States is against the law in every state, and those who engage in it can be subject to both criminal and civil penalties.

What is the 90 day rule for marriage?

The "90-day marriage rule" is a U.S. immigration guideline used by USCIS to detect immigration fraud, suggesting that if a nonimmigrant with a temporary visa (like a visitor or student visa) marries a U.S. citizen or applies for a green card within 90 days of entering the U.S., they may have misrepresented their original nonimmigrant intent. This presumption means the individual must prove their marriage was genuine and that they truly intended to return home when they entered, not to marry and stay. While distinct from the K-1 fiancé(e) visa where marrying within 90 days is required, for other visas, the 90-day mark serves as a red flag for potential misrepresentation, requiring strong evidence of a bona fide, non-fraudulent intent to show otherwise. 

What is the no contact rule in divorce?

A no-contact order during a divorce is a court-issued directive demanding complete separation, prohibiting all forms of communication (phone, text, social media, in-person) and sometimes physical proximity (e.g., staying 300 feet away from home/work) to protect a party from abuse, harassment, or stalking, often issued in high-conflict situations to ensure safety and reduce conflict, with violations leading to serious legal penalties like arrest or jail time. 

Why do I only get half of my ex-husband's Social Security?

Social Security benefits for a divorced spouse are calculated based on the ex-spouse's earnings record or their own earnings record, depending on which one is higher. You're entitled to half of your ex's benefits if you start collecting once you reach your full retirement age (FRA).

Is it smarter to get the house or retirement money in a divorce?

It's better to keep retirement over the house if you can't afford the ongoing costs (mortgage, taxes, upkeep) of the home, as retirement funds provide long-term security, while a house demands constant cash flow and is illiquid; however, keeping the house can be wise if you have kids needing stability, the mortgage rate is low, and you can financially manage it, or if the home is in a rapidly appreciating area, but always weigh the immediate costs and future financial independence against the emotional benefits of stability. 

Can a divorced woman get part of her ex-husband's Social Security?

A divorced woman's Social Security benefit can be based on her ex-husband's earnings alone, her deceased husband's or deceased ex-husband's earnings alone, her own earnings alone, or a combination of earnings.