How does Lazy pay work?

LazyPay is the fastest way to get credit online. Just enter your mobile and avail a personalised credit limit to confirm your online purchases! Use your credit limit to Buy Now Pay Later when you shop online across 100+ of your favourite apps and websites, including Swiggy, Zomato, BookMyShow, Airtel & more!


What happens if I dont pay LazyPay?

6.13 If the User fails to pay the BNPL Statement Amount on a Due Date, LazyPay shall be entitled to suspend the User Account of the User at it sole discretion.

How do I pay with LazyPay?

How does it work? You can now use the 'Scan & Pay' feature to pay to merchants on using your LazyPay Credit Limit. So, you can transact on at any brick and mortar store by scanning UPI QR code or while shopping online, use your LazyPay UPI ID to transact on any online merchants.


Does using LazyPay increase credit score?

Thus when you make regular repayments on your LazyPay account, your credit score increases over time.

Is LazyPay legit?

Launched by PayU India, LazyPay is a reputed and trustworthy payments company. Loan amounts vary from Rs. 10,000 to Rs. 1 lakh.


LAZYPAY Card Review | Don't Apply LAZYPAY Card Before watch this video | Lazypay Card Pros & Cons



Is LazyPay a loan?

What is a LazyPay Personal Loan? LazyPay is the fastest way to get credit online through an easy digital process. Just sign up with your mobile number & you can check your available limit, which can be increased to Rs. 1 lakh. LazyPay extends loans to individuals looking for quick & instant credit online.

Does LazyPay have hidden charges?

Use LazyPay credit through UPI - online or at any shop. Settle your payments once in 15 days. No interest. No hidden charges.

What is highest credit limit in LazyPay?

Currently the maximum possible credit limit is Rs 1,00,000. In case of any further query, you can also connect us on 08069081111 between 9 AM to 9 PM.


What is the benefit of LazyPay?

1% cashback on all online and POS Transactions (except Fuel purchases, Insurance payments, rental payments, cash & quasi cash transactions). Payback in Easy EMIs: Buy using your LazyPay Credit Card and Pay back in easy EMIs at your convenience. RBL Bank LazyPay Credit Card is Lifetime Free.

How is LazyPay different from credit card?

The LazyCard offered by Lazypay is described as a revolutionary credit card. This card acts as a prepaid credit card, which allows its users to carry out any kind of financial transaction regardless of their bank balance.

How do you qualify for LazyPay?

LazyPay Personal Loan – Eligibility Criteria
  1. You should be at least 18 years old.
  2. You should be an Indian citizen.
  3. Your KYC process should be completed.
  4. You should either be a salaried individual or a self- employed professional.
  5. Your minimum monthly income should be Rs.


Is LazyPay card debit or credit?

LazyCard - Credit Card Alternative - Credit limit upto ₹5 lakhs.

When should I pay in LazyPay?

LazyPay has two bill cycles a month: 1. For all transactions done between the 1st and the 15th day of the month, statement will be generated on the 16th day of the month with a due date as the 18th of the month. 2.

How do I pay back lazy LazyPay?

How to repay the due amount?
  1. Go to the LazyPay tab on the app.
  2. Tap on Pay Now.
  3. Choose your preferred payment mode.
  4. Complete payment.


Can I pay LazyPay in installments?

LazyPay has partnered with Flipkart to offer 1000+ products at flexible EMIs. Your purchases are divided into easy monthly instalments, with zero documentation & zero processing fees!

Which bank does LazyPay use?

Lazypay, a Buy Now Pay Later solution by PayU Finance, has partnered with SBM Bank India to launch LazyCard, a payment instrument backed by a credit line, thus foraying into the card segment.

How can I get 500 in LazyPay?

u...
  1. UPDATE: MY CARD OPTION NOW VISIBLE.
  2. All Lazypay eligible and existing users will get 500 rupee cashback for apply LazyCard VISA.
  3. LIFETIME FREE CARD. ...
  4. Step 2, Verify DOB, PAN, and Shipping Address.
  5. Step 3, Don't Forget to Take a Screenshot of Debit Card Details Including Expiry and CVV.


How do I increase my LazPayLater credit limit?

There is also currently no option for you to request for an increase in your LazPayLater credit limit, although Lazada did say that it will inform you through push notifications once you are eligible for an increase.

Can I withdraw money from LazyPay?

How to Withdraw LazyPay balance to bank account - Method 3. LazyPay has introduced the Xpress Cash feature for users. With the Xpress Cash feature, you can instantly transfer up to Rs. 5 lakh to your bank account.

Do I have to Pay any extra charges for LazyPay credit card?

Your LazyCard is one more way to access and use the LazyPay Credit limit. You can use the card at any merchant outlet that supports a card terminal that supports Visa issued cards, or use it on websites that accept Visa cards, just like any other card. There are no extra fees or charges to avail the LazyCard.


How much is the penalty for LazyPay?

Late fee charges : Depending on your bill amount, you will be charged a of 4% of your bills or Rs. 250, whichever is higher (GST of 18% will be applied).

Where can LazyPay card be used?

Users can use the LazyPay across 250+ merchants including Swiggy, MakeMyTrip, BookMyShow, Zomato, Gaana.com, Goibibo, TataSky, BigBasket, Flipkart, Rapido, Box8, Dunzo and many more.

How many days it will take to get LazyPay card?

Your LazyCard will be delivered within 4 working days across most pin-codes in India.


Why am i not eligible to use LazyPay?

1. Limit exhausted: You may have already exhausted your credit limit and must clear your outstanding dues to avail the services. 2. Non Payment of Dues: You may have not cleared the outstanding bills.

How do I check my LazyPay credit limit?

You can check your LazyPay credit limit here OR on your LazyPay app home screen.
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