How long do you have to be married to get your husband's Social Security?

To get your husband's Social Security as a spouse, you generally must have been married for at least one year, be age 62 or older (or caring for his child under 16 or disabled), and he must be collecting his Social Security benefits, with your benefit being up to 50% of his. Divorced spouses need a 10-year marriage, while widowed spouses can get benefits at any age if they haven't remarried before age 60.


How long do you have to be married to get Social Security if your spouse dies?

Ex-spouses who were married for at least 10 years, as well as some valid non-marital legal relationships, may be eligible. You might be eligible regardless of age and how long you were married.

Can a divorced woman collect her ex-husband's Social Security?

you're eligible for some of your ex's Social Security

wives and widows. That means most divorced women collect their own Social Security while the ex is alive, but can apply for higher widow's rates when he dies.


How long do you have to be married for your wife to get Social Security?

What are the marriage requirements to receive Social Security spouse's benefits? Generally, you must be married for one year before you can get spouse's benefits. However, if you are the parent of your spouse's child, the one-year rule does not apply.

What are the rules for collecting your spouse's Social Security?

When a worker files for retirement benefits, the worker's spouse may be eligible for a benefit based on the worker's earnings. Another requirement is that the spouse must be at least age 62 or have a qualifying child in her/his care.


How Long Do I Have To Be Married For My Spouse To Get Social Security Spousal Benefits?



Can my wife collect my Social Security while I'm alive?

A widow is eligible for between 71 percent (at age 60) and 100 percent (at full retirement age) of what the spouse was getting before they died. We must pay your own retirement benefit first, then supplement it with whatever extra benefits you are due as a widow.

What is the new law for Social Security spousal benefits?

Starting in January 2024, your spouse's or surviving spouse's benefits will no longer be reduced or eliminated if you also get a retirement or disability pension based on your federal, state, or local government work not covered by Social Security.

What is the 10 year marriage rule for Social Security?

Divorced Spouse's Benefits

If you were married for at least 10 years before your divorce, your ex-spouse may qualify to receive benefits on your record. Or, you may qualify for benefits as an ex-spouse on his or her record.


Why do you have to wait 30 days after marriage to change Social Security?

They should wait at least 30 days after the date of the marriage to request a replacement card with a name change. This allows the state time to update its records. They will need to have their marriage certificate and proof of identification available when using our online application.

Can I stop my ex-wife from getting my Social Security?

This is good news when former spouses are not on good terms. Your ex cannot “block” you from drawing your spousal benefit. In fact, he probably won't even know if you are drawing off him unless he calls SSA to ask.

How much of my ex-husband's SS will I get?

To receive the maximum divorced spousal benefit, which is 50% of your ex-spouse's benefit at their full retirement age, you must wait until your own full retirement age to file.


How long must you be married to get benefits?

To qualify for spousal benefits: Your spouse must already be collecting their own benefit. You must have been married to your spouse for at least one year. You must be at least 62 years of age.

Can my ex-wife get my Social Security if I remarry?

Even if your ex-spouse remarries, you are still eligible for a spousal or survivor benefit. Social Security will pay benefits to your ex- spouse, their current spouse and you, and no one's benefit will be reduced.

Does a widow get 100% of her husband's Social Security?

Surviving spouse, at full retirement age or older, generally gets 100% of the worker's basic benefit amount. Surviving spouse, age 60 or older, but younger than full retirement age, gets between 71% and 99% of the worker's basic benefit amount.


What is the Social Security spousal benefits loophole?

The Social Security spousal benefits loophole refers to strategies that some married couples have used to maximize their Social Security benefits. These strategies were allowed under prior rules but were curtailed by changes made in the Bipartisan Budget Act of 2015.

What rights does an ex-wife have after death?

If the ex-spouse passed away without leaving a valid will, the distribution of their assets is governed by the state's intestacy laws. In most states, a divorced spouse is not considered an heir under intestacy laws and is not entitled to any of their ex's property.

Does your SSN change when you get married?

If you legally change your name because of marriage, divorce, or court order or need to correct your name for other reasons, you must tell us. This way you can get a replacement Social Security number (SSN) card with your correct legal name. Visit Defining the Legal Name for an SSN for more information.


What is the first thing to change when you get married?

Updating Your Social Security Card

If you are changing your name, changing it with the Social Security Administration (SSA) should be the first thing on your list. Other entities will refer to the SSA's database before approving your name change on other documents, like your passport.

How long do you have to report a marriage to Social Security?

Be sure to tell us about the change by the 10th day of the month after it happened. For example, if you get married on January 27th, tell us about the change to your marital status by February 10th. If you're not sure if the change is something that's important for our records, let us know anyway.

How many years of marriage to collect spousal Social Security?

How long does someone have to be married to collect Social Security spouse benefits? To receive a spouse benefit, you generally must have been married for at least one continuous year to the retired or disabled worker on whose earnings record you are claiming benefits. There are narrow exceptions to the one-year rule.


What are the three ways you can lose your Social Security?

There are a few different ways you could lose some or all of your Social Security benefits in retirement, including the following:
  • Working before full retirement age.
  • Having your benefits garnished or taxed.
  • No longer meeting the eligibility requirements.
  • Buy an annuity.
  • Consider a reverse mortgage.


Can two wives collect Social Security from one husband if they?

Can two wives collect Social Security from one husband? Yes, if both marriages meet eligibility rules. A current spouse and an ex-spouse (if married at least 10 years and not remarried before age 60) can both receive Social Security benefits based on the same husband's work record.

Why would spousal benefits be denied?

Common reasons for denial:

Your deceased spouse must have earned a certain number of credits for you to qualify for benefits. The SSA offers a handy calculator to determine the required credits. Remarriage before age 60: Remarrying before age 60 usually makes you ineligible for benefits.


What changes are coming to Social Security in 2025 for spouse?

More than half of female beneficiaries over age 60 will receive benefits based solely on their own work in 2025. By 2095, over 70 percent of women will receive such benefits. Over one-third of women will be dually entitled (receive a benefit based both on their own and their spouse's work) in 2025.