How many Americans have 30 million or more?

While exact, real-time numbers fluctuate, recent reports (2024-2025) indicate there are roughly 148,000 to 225,000 Ultra-High-Net-Worth Individuals (UHNWIs) in the U.S. with $30 million or more in assets, with sources like Knight Frank and Capgemini placing the figure around 220,000-225,000, while Altrata's report cited 148,000 U.S. UHNWIs in mid-2024, and Mansion Global mentioned over 510,000 globally passing that benchmark in late 2025, with the U.S. holding a significant portion.


How many people have a net worth of 30 million or more?

As of mid-2024, there are approximately 426,000 to 630,000 people worldwide with a net worth of $30 million or more, a group known as Ultra-High-Net-Worth Individuals (UHNWIs), with different reports citing slightly varied numbers, but all indicating growth and significant wealth concentration, especially in the U.S. 

How many people have more than 20 million dollars in the US?

While exact, real-time numbers vary, recent estimates suggest there are hundreds of thousands of Americans with $20 million or more in net worth, with figures often falling around the Ultra-High-Net-Worth (UHNW) category ($30M+), and numbers for $20M+ often cited in the 150,000 to 200,000+ range for families or individuals, though older data points to around 160,000 families over $20M from about a decade ago. 


How many Americans have $50 million?

While exact real-time figures vary, estimates suggest there are well over 100,000 individuals in the U.S. with a net worth of $50 million or more, with data from around 2020 pointing to over 110,000, and other reports indicating the U.S. holds a significant majority of the world's roughly 264,000 ultra-high-net-worth individuals (UHNW) globally. These individuals, known as Ultra-High Net Worth Individuals (UHNWIs), represent a small but significant portion of the total millionaire population, which itself numbers in the tens of millions. 

How many Americans have a net worth of $25 million or more?

The number of ultra-high net worth households — those boasting assets of $5 million to $25 million — jumped 3.7% to about 1.4 million in 2018, while those with assets in excess of $25 million grew by 0.6% to 173,000, according to Spectrem's data.


How Many Americans ACTUALLY Retire With $1 Million or More?



What is top 5% wealth net worth in the US?

For the top 5%, a net worth of $1.17 million to $2.7 million secures your spot, while the top 10% requires between $970,900 and $1.9 million. If you are aspiring to the top 25%, you'll need roughly $340,000 to $500,000, a milestone many Gen Z professionals can target early in their careers.

What is the average net worth of a 70 year old couple?

For a 70-year-old couple (ages 65-74), the average (mean) net worth is around $1.8 million, while the median is significantly lower at approximately $410,000, reflecting that many households have less, but a few very wealthy ones pull the average up; this is often their peak wealth before retirement withdrawals, with data from late 2025 showing these figures.
 

How much net worth is considered rich?

Being considered "rich" is subjective, but in the U.S., most Americans currently suggest a net worth around $2.3 to $2.5 million is needed to feel wealthy, though it varies significantly by age and location, with official top-tier thresholds (like the top 1%) starting much higher, around $13 million or more. High-net-worth (HNW) often starts at $1 million liquid, while the SEC defines HNW as $2.2 million in net worth (excluding primary residence) for certain advisory purposes. 


How many US citizens have a net worth of $100 million?

The U.S. is still the dominant capital of entrepreneurship and centi-millionaires, with 38% of the global population worth $100 million or more, according to the report. Countries with the most centi-millionaires: U.S.: 10,660. China: 2,358.

Is 50 million considered generational wealth?

“Usually, if you're leaving over $1.5 million or so to each child we would consider that generational wealth,” he said.

How many households have 10 million net worth?

In the U.S., approximately 2.1 to 2.3 million households hold a net worth of $10 million or more, representing a small fraction (around 1.6-2%) of all American households, though they control a significant portion of total wealth, with estimates suggesting figures like 1.45 million for those above $10M (slightly older data) and newer reports indicating growth to over 2.3 million individuals/households with over $10M in assets by early 2025. 


What is ultra-high net worth?

An Ultra-High-Net-Worth Individual (UHNWI) is generally defined as someone with $30 million or more in investable assets, placing them in the world's wealthiest echelon, a small but growing group controlling significant global wealth. UHNWIs often require specialized wealth management for complex financial needs, philanthropy, and unique lifestyle demands, focusing on asset protection, legacy, and curated experiences.
 

What do 90% of millionaires have in common?

The famed wealthy entrepreneur Andrew Carnegie famously said more than a century ago, “Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined.

Is 30 million dollars considered rich?

A secondary level, a very-high-net-worth individual (VHNWI, ), is someone with at least US$5 million in investable assets. The terminal level, an ultra-high-net-worth individual (UHNWI, the ultra-rich, super-rich, extreme wealth, or a billionaire ), holds US$30 million in investable assets (adjusted for inflation).


How many people actually retire as millionaires?

Fewer people retire as millionaires than commonly thought, with estimates suggesting around 3-4% of retirees have $1 million or more in retirement accounts, though this is growing, with some reports showing nearly 500,000 Americans having 401(k)s over $1 million in recent years, a rise driven by market gains and consistent saving, but many retirees have significantly less, highlighting a large gap in retirement readiness. 

What's the average net worth of the 1%?

The average net worth for the top 1% of U.S. households is around $35 million to $38 million, with some sources placing the minimum entry point at roughly $11.6 million to $13.7 million, and the top 0.1% averaging over $158 million as of 2024-2025 data, showing immense wealth concentration.
 

What percentage of the population has a net worth of 20 million dollars?

It's estimated that approximately 0.6% of Americans, about 1.8 million people, have a net worth of $20 million or more. This places them within the top 1% of net worth, with the minimum threshold for the top 1% currently around $13 million, according to Financial Samurai.


How many people have over 30 million dollars?

There are roughly 627,000 to over 510,000 people worldwide with over $30 million in net worth (Ultra-High-Net-Worth Individuals or UHNWIs), though figures vary slightly by report, with the latest data pointing towards the higher end as of late 2024/early 2025, showing growth in this population driven partly by strong stock markets. The United States holds the largest share, with around 148,000 to 208,000 UHNWIs. 

What is the top 2% net worth in the USA?

To be in the top 2% of net worth in the U.S., you generally need a net worth of roughly $2.7 million to over $5 million, though figures vary by source and year, with Federal Reserve data suggesting closer to $5.5 million for the top 2% based on recent trends, while other sources point to figures around $2.7 million for the top 2% in recent surveys. 

Does your net worth double every 7 years?

Assuming long-term market returns stay more or less the same, the Rule of 72 tells us that you should be able to double your money every 7.2 years. So, after 7.2 years have passed, you'll have $200,000; after 14.4 years, $400,000; after 21.6 years, $800,000; and after 28.8 years, $1.6 million.


What is a good net worth by age?

A good net worth by age varies, but general guidelines suggest aiming for 1x your salary by 30, 3x by 40, 6x by 50, and 10x by retirement, while median figures show around $39k (under 35), $135k (35-44), $247k (45-54), and $364k (55-64), though averages are much higher due to wealth skewing results. Focus on consistent saving, investing, and debt reduction, recognizing that individual goals and circumstances differ. 

How many Americans have $2 million in the bank?

Only about 1.8% of U.S. households have $2 million or more in retirement savings, a figure from the Employee Benefit Research Institute (EBRI) using Federal Reserve data (2022 Survey of Consumer Finances). This places them in a very small minority, with even fewer (0.8%) reaching $3 million in retirement funds, highlighting that significant wealth accumulation for retirement is rare for most Americans. 

Is net worth include home?

Yes, your home's value, minus the mortgage (your home equity), is generally included in your total net worth calculation as an asset, but some financial experts suggest excluding it when planning for retirement because it's not easily converted to cash for living expenses; the best approach is to calculate it both ways to see the full picture. 


What is the average 401k balance at age 70?

At age 70, the average 401(k) balance for Americans is around $420,000 - $430,000, but the median is much lower, roughly $90,000 - $107,000, meaning half have less than that, with some sources showing higher averages (over $1 million) when combining all retirement savings, not just 401(k)s. The significant gap between averages and medians highlights that a few high balances pull the average up, making the median a more realistic picture of typical savings for many retirees.
 

How much does the average 80 year old have saved?

For an 80-year-old, average savings vary greatly, but generally, the median (more typical) retirement savings are around $130,000 - $330,000, while the average (skewed by the wealthy) can be much higher, often over $400,000 - $800,000, with figures for those 75+ often cited around $460k (median $130k) or $1.6M (median $335k) depending on the source, highlighting the vast difference between typical and exceptional wealth.