How much does SilverScript cost per month?

SilverScript monthly costs vary significantly by plan and location, ranging from near $0 (with subsidies) to over $100, with popular options like SilverScript Choice averaging around $45-$95+ (2025/2026) and lower-tier plans potentially under $10, while a comprehensive Plus plan can be $75+, so you must check costs for your ZIP code on Medicare.gov for accurate figures.


What is the best pharmacy to use with SilverScript?

The best pharmacy for SilverScript is a Preferred Network Pharmacy, such as CVS (including Caremark mail order) or certain Walmart, Kroger, and Publix locations, because they offer the lowest copays, but you must check the Aetna/SilverScript online tool for your specific plan, as availability varies, with CVS Caremark Mail Order being a great option for convenience. 

What is the monthly premium for SilverScript?

SilverScript monthly costs vary significantly by plan and location, ranging from near $0 (with subsidies) to over $100, with popular options like SilverScript Choice averaging around $45-$95+ (2025/2026) and lower-tier plans potentially under $10, while a comprehensive Plus plan can be $75+, so you must check costs for your ZIP code on Medicare.gov for accurate figures. 


How much is SilverScript going up in 2025?

Enrollees in that plan will be switched into Aetna's sole PDP offering for 2025, SilverScript Choice, unless they choose a different plan, and their monthly premium will increase from $18.60 to $53.60, a $35 increase.

What is the best prescription drug plan for seniors on Medicare?

There's no single "best" Medicare Part D plan; it depends on your medications and budget, but top-rated providers for low costs/premiums often include Humana, Wellcare, UnitedHealthcare (AARP), and Cigna, with Humana Value Rx and UHC's AARP plans frequently highlighted for low deductibles or $0 options for generics, while the official Medicare Plan Finder (Medicare.gov) is the essential tool for comparing plans in your specific area. Always check the plan's formulary (drug list) and pharmacy network against your needs. 


Welcome to SilverScript



Can I use GoodRx instead of my Medicare Part D plan?

Yes, you can use GoodRx instead of Medicare Part D for a specific prescription if the GoodRx price is lower or if your drug isn't covered, but you cannot combine them, and costs don't count toward your Medicare deductible; just ask the pharmacist to process it as cash, not insurance. This is best for situations where your Part D plan has high copays or doesn't cover the drug, but remember you still need Part D for overall coverage and to avoid future penalties, so compare prices carefully. 

Are Aetna and SilverScript the same?

No, Aetna and SilverScript aren't the same entity but are closely linked: SilverScript is a Medicare Prescription Drug Plan (PDP) owned by CVS Health, and Aetna (also owned by CVS Health) markets and integrates SilverScript plans under its Aetna Medicare umbrella, especially for Medicare Part D. Essentially, Aetna offers SilverScript PDPs as part of its broader Medicare offerings, making them function as a unified choice for prescription drug coverage.
 

Why is my Part D premium so high?

Your Medicare Part D premium might be high due to increased drug costs, changes from the Inflation Reduction Act (IRA) shifting costs, your higher income (IRMAA), a late enrollment penalty, or the specific plan you chose, as insurers adjust premiums based on spending and new federal rules, even with efforts to stabilize costs. 


Does everyone have to pay $170 a month for Medicare?

If you don't get premium-free Part A, you pay up to $565 each month. If you don't buy Part A when you're first eligible for Medicare (usually when you turn 65), you might pay a penalty. Most people pay the standard Part B monthly premium amount ($202.90 in 2026).

What is the most expensive Part D drug?

At over $7.3 billion, the most expensive drug covered under Medicare Part D is apixaban, brand name Eliquis, which is used for blood clots. In 2019, nearly 2.2 million Medicare beneficiaries used this drug.

Is it better to go on Medicare or stay on private insurance?

Neither Medicare nor private insurance is universally "better"; the best choice depends on individual needs, but Medicare often offers lower overall costs and simplicity for seniors, while private insurance excels in covering dependents and potentially offering more choice with networks/out-of-pocket caps, though at higher premiums. Medicare boasts lower admin costs and standardized coverage, but Original Medicare lacks an out-of-pocket maximum, a feature typically found in private plans and Medicare Advantage (Part C). 


What is the average cost of a good Medicare supplement plan?

The bottom line. Medicare supplemental insurance premiums in 2025 typically range from about $32 to $550 per month, with most beneficiaries paying somewhere in the middle of that range depending on their plan choice, age, location and other factors.

What is the SilverScript copay?

$0 annual deductible. Copays for most drug tiers (except specialty drugs) $2,000 calendar year out-of-pocket maximum for your prescription drugs. Access to approximately 68,000 pharmacies nationwide.

What is the best prescription discount program?

There's no single "best" program; top choices like GoodRx, SingleCare, and WellRx offer free coupons, with the best choice depending on your specific medication, as prices vary by pharmacy and platform. Compare prices across several free apps/websites (GoodRx, SingleCare, Optum Perks, America's Pharmacy, WellRx) using their price comparison tools for your prescriptions to find the lowest cost, as some might be better for generics and others for brand names. Paid options like GoodRx Gold or Costco's program (for members) can offer deeper discounts on some drugs. 


Can I use GoodRx with SilverScript?

You can use a GoodRx discount instead of your prescription insurance or Medicare if the cost is lower. However, GoodRx cannot be combined with your insurance or any federal or state-funded program such as Medicare or Medicaid.

How can I lower my Medicare Part D prescription costs?

Other ways to lower your prescription drug costs:
  • Join Medicare drug coverage (Part D): ...
  • Ask your doctor if you can take a generic drug, or a cheaper brand-name drug (if one's available).
  • Check costs for mail-order pharmacies. ...
  • Learn if the Medicare Prescription Payment Plan might be able to help you manage your costs.


What is the most popular Medicare Part D plan?

There isn't one single "most popular" plan, but UnitedHealthcare (AARP) and Wellcare are frequently cited as top choices for Part D, with UHC often praised for overall quality, network, and low deductibles, while Wellcare leads in affordability and $0 premium options in some areas. Other strong contenders include Cigna, Humana, and Aetna, known for different strengths like perks, $0 plans, or low-cost tiers, but the best plan depends on your specific drugs and location. 


Is Medicare Part D deducted from my social security check?

Yes, you can have your Medicare Part D (prescription drug coverage) premium deducted from your Social Security check, just like Part B, but you usually need to arrange it with your specific drug plan provider, though it often starts automatically if you have Part B premiums deducted. If your income is higher, an extra amount (IRMAA) will be deducted automatically, but for your base premium, you contact your insurer to set up direct withdrawal from your benefits. 

Is Aetna canceling Medicare?

What Areas is Aetna Exiting? Aetna will close nearly 90 Medicare Advantage plans across 34 states in 2026. The majority of these discontinued plans are PPO (Preferred Provider Organization) options, which typically offer more flexibility in choosing healthcare providers but often come with higher costs.

What medications cause high blood pressure?

Many common medications can raise blood pressure, including NSAIDs (ibuprofen, naproxen), decongestants (pseudoephedrine), steroids, antidepressants, birth control pills, and even excessive caffeine and alcohol, often by causing fluid retention or constricting blood vessels, so it's crucial to discuss all drugs with your doctor. 


Why do pharmacies not like GoodRx?

GoodRx may seem good for patients, but it's not good for their local pharmacies and communities. by contracting with large PBMs, they take away patient choice and pharmacy choice. The discounts that seem like a benefit are killing their local pharmacy, one prescription at a time.

What is the downside to someone using GoodRx?

The FTC claims GoodRx shared information about users' health conditions and prescription drugs with digital advertisers like Facebook and Google without users' permission — and contrary to what it told users in its privacy policy.

Can a pharmacy refuse to accept GoodRx?

Are pharmacies required to accept GoodRx coupons? Participating pharmacies are required to accept GoodRx through contracts with their pharmacy benefit managers (PBMs). An exception is for controlled medications. Accepting a GoodRx coupon for a controlled medication is always at the discretion of the pharmacist.