How much is Clearpay?

The Clearpay processing fee is 6% + £0.30 per transaction. Square sellers using Clearpay get paid the full amount at the time of purchase, minus a processing fee on the total order. Enabling Clearpay with Square is free — there are no monthly fees or start-up costs. You only pay when you make a sale.

Is Clearpay free?

While we know it can be frustrating to not know exactly how much you can spend each time or how many active orders you can have, our rules and approval process help Clearpay responsibly offer a completely free service to shoppers.

Is Clearpay UK only?

Clearpay is only available to permanent UK residents aged 18+ (excluding Channel Islands) with a UK billing address. Customers with international billing addresses will not be able to use Clearpay or create a Clearpay account. Other eligibility criteria apply. See Clearpay Terms of Service for further details.

Is Clearpay the same as Afterpay?

Learn about Afterpay (also known as Clearpay in the EU), a payment method for customers to buy now and pay later. Afterpay gives your customers in Australia, Canada, France, New Zealand, Spain, the United Kingdom, and the United States a way to pay for purchases in installments.

Can Americans use Clearpay?

Clearpay is only available to customers with a US billing address. Customers with international billing addresses will not be able to create an Clearpay account.

How to use Clearpay UK: How to use this buy now, pay later service

What is the limit on Clearpay?

Yes, your order value including shipping must be between £0 and £1500 to use Clearpay.

Is everyone eligible for Clearpay?

You must be 18+ and a permanent UK resident (excl Channel Islands). T&Cs and other eligibility criteria apply. Ensure you can make repayments on time. Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later.

Does Clearpay run a credit check?

Does Clearpay do a credit check? Clearpay will only run a 'soft' credit check on you if you want to use them. Other lenders can't see soft searches and they have no impact on your credit score or future credit applications you make.

Can you use Clearpay internationally?

Cross border trade allows you to shop online from the UK on some Australian and New Zealand ONLINE stores with your Clearpay account opened in your home country. Making it easier for you to purchase the things you love overseas from the comfort of your own home.

Is Klarna better than Clearpay?

Our verdict: Are Klarna and Clearpay any good? Choosing between Klarna and Clearpay comes down to the payment plan that works best for you. If you want a platform that allows you to try on items you've bought online before you're charged for them, Klarna's Pay in 30 solution is probably your best bet.

Is Clearpay a subscription?

Clearpay is an instalment payment option, a service that allows us to offer our customers the ability to make purchases now and pay for them in four payments every 2 weeks without any interest when all payments are made on time.

Is Clearpay expensive?

Clearpay does not charge a fee to shoppers when purchasing. The only fees applied to a shoppers account are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Clearpay account to make your payment via a different method.

Do you need a credit card to Clearpay?

Clearpay accepts payments from debit and credit cards from Mastercard and Visa which have been issued in your country of residence. When you have an instalment due, we will notify you beforehand so that way you can make sure that there is enough in you account for that instalment and we do the rest.

Can you be rejected for Clearpay?

Clearpay does not approve 100% of orders, but we do make a fresh assessment each time a customer attempts an order with us.

What happens if you can't pay Clearpay?

As soon as you miss a payment, Clearpay will immediately stop you from making any further purchases with Clearpay. Clearpay will give you until 11pm on the following day to make your repayment and then you will incur a late fee for a missed payment that is not resolved.

Is Clearpay like a credit card?

Clearpay works similar to a Credit Card purchase, where you can make a purchase on the day and pay a third party at a later date. Like a credit card, Clearpay is a form of tender that will be available for customers to use in stores.

Does Clearpay increase credit score?

Clearpay could possibly improve your credit score, but not in the most effective manner. One of the ways to increase you credit score fast in the UK is to borrow small amounts and pay them back on time. A regular commitment paid on time every month, such as a direct debit, will help improve your score.

What credit score do I need for Clearpay?

No. Clearpay orders do not require a credit check, meaning it can be used even if you have a negative credit rating. However, if you're struggling financially, it is not advised that you commit to a bi-weekly spending plan that you might not be able to afford.

How long does Clearpay take to verify?

You can submit your ID documents via our Contact Us form. We aim to respond within 2 business days. Was this article helpful?

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What countries is Clearpay available?

Clearpay is the European brand of Afterpay, a popular BNPL method in Australia and North America. Clearpay is available in the following countries in Europe: UK, France, Spain and Italy.

Do you have to pay first payment Clearpay?

All customers are required to make their first payment at the time of purchase, with the remaining three payments deducted every two weeks from your chosen payment method. If you choose to make additional payments before your scheduled pay dates, you may do so through your Clearpay account.

How do I use Clearpay on Amazon?

At checkout, choose the Clearpay payment method which will be direct to the Clearpay website to register and provide payment details (Visa, Mastercard or Amex). If you've used Clearpay before, just log in to your Clearpay account. Then complete your order! 3.