Is Amex platinum a hard card to get?

The Amex Platinum isn't impossible, but it's moderately difficult to get, requiring good-to-excellent credit (typically 700+), a solid income, a good credit history with Amex (if you have existing cards), and proof of ability to pay the high annual fee, making it a significant step up from basic cards, though lower scores (600s) sometimes get approved.

Is it difficult to get approved for Amex Platinum?

The Amex Platinum isn't impossible, but it's moderately difficult to get, requiring good-to-excellent credit (typically 700+), a solid income, a good credit history with Amex (if you have existing cards), and proof of ability to pay the high annual fee, making it a significant step up from basic cards, though lower scores (600s) sometimes get approved. 

What income is needed for Amex Platinum?

While there's no official minimum income, Upgraded Points suggests aiming for at least $50,000 annually, good credit (670+), and a clean 2-year credit history, though Amex considers income, assets, and history, with higher incomes often helping due to the card's high fees and no preset spending limit, meaning they assess your ability to pay for large purchases. 

How prestigious is the Amex Platinum card?

Yes, the Amex Platinum Card is widely considered prestigious due to its high annual fee, exclusive luxury travel perks (like extensive lounge access, hotel status), metal card design, and status as a top-tier, aspirational card for frequent travelers, making it a significant status symbol in the premium card market.
 

What will $30,000 Amex points get me?

Transferring 30,000 points to our loyalty partners gives you between £300 and £900.

Is The American Express Platinum Card Hard To Get?

How much are $100,000 American Express points worth?

100,000 American Express points are worth anywhere from $500 to over $2,000, or potentially much more, depending heavily on your redemption method; you'll get low value (around $500-$700) for statement credits or merchandise but can achieve 1 cent per point ($1,000) or higher for flights via Amex Travel or by transferring to airline/hotel partners (potentially $2,000+), notes WalletHub, Oreate AI, Bankrate, NerdWallet, and FinlyWealth.

What is the 2 in 90 rule for American Express?

The Amex "2/90 Rule" (or 2-in-90 rule) means American Express (Amex) generally approves you for a maximum of two new credit cards within a 90-day period, with a third application in that window likely to be automatically denied. This rule applies specifically to Amex's traditional credit cards, not necessarily hybrid cards like the Platinum or Gold, though applying for too many Amex products too quickly can still trigger manual reviews or "pop-up jail" for welcome offers. 

Is Amex Platinum a rich card?

The American Express Platinum Card® is for fairly rich people. A high income will help you afford this premium travel card's $895 annual fee.

Can I buy a car with Amex Platinum?

Yes, you can use your Amex Platinum to buy a car, primarily through the Amex Auto Purchasing Program, which connects you to dealers accepting Amex for at least $2,000, with some allowing the full amount, though you'll earn points/cashback and can potentially get benefits like extended warranty. However, most dealers limit card charges due to processing fees, so expect to use it for a large down payment rather than the whole price unless you find a specific program or dealership. 

Which is the hardest Amex card to get?

The hardest American Express card to get is the ultra-exclusive Centurion® Card, famously known as the "Black Card," which requires a secret, invitation-only approval based on extremely high spending (rumored $350k+ annually) and income (reportedly $1M+) on other Amex cards, alongside hefty fees. There's no public application, and qualifications are shrouded in secrecy, making it a true status symbol for the super-rich.
 

What is the credit card limit for $75000 salary?

The credit limit you can expect for a $75,000 salary across all your credit cards could be as much as $15000 to $22500, or even higher in some cases, according to our research. The exact amount depends heavily on multiple factors, like your credit score and how many credit lines you have open.

Does Amex Platinum verify income?

There isn't a published income requirement for the Amex Platinum Card. However, income is considered, and having a higher income will help improve your approval odds.

What airlines partner with Amex Platinum?

The Amex Platinum Card partners with numerous airlines through its Membership Rewards program, allowing point transfers to loyalty programs like Delta SkyMiles, British Airways Avios, Air Canada Aeroplan, Air France/KLM Flying Blue, Emirates Skywards, and Singapore Airlines KrisFlyer, among many others, often at a 1:1 ratio. Partners include major global carriers from Star Alliance (Air Canada, ANA), SkyTeam (Delta, Air France/KLM), and Oneworld (British Airways, Cathay Pacific, Qantas). You can transfer points to these airlines to book award flights, use them for other travel benefits like the airline fee credit on select domestic airlines (Alaska, Am. Airlines, Delta, etc.), or book flights through the Amex Travel Portal. 

What is the hardest card to get?

The Centurion® Card from American Express is the rarest credit card in the world. Also known as the "Black Card," it requires an invitation to apply, and customers reportedly need to spend $350,000+ per year on other Amex credit cards and have at least $1 million in income to qualify.

How rare is an 800 credit score?

An 800 credit score is considered exceptional, and while not perfectly rare (around 22-24% of US consumers have scores in the 800+ range as of 2025), it's still an impressive achievement indicating high creditworthiness, placing you in a top tier for the best loan rates and offers. It shows lenders you're very responsible, with long payment histories and low credit usage.
 

What is the average income for Amex Platinum?

While American Express doesn't publish exact requirements, Amex Platinum cardholders tend to have high incomes, with some reports showing average household incomes around $474,000 (though this can vary greatly) and a recommended minimum of $50,000+, with approvals considering income alongside credit score and spending habits for this premium travel card. 

What are the downsides of Amex Platinum?

Disadvantages of the Amex Platinum

High annual fee ($895) may be tough to justify without frequent travel (see rates and fees). Low earn rate (1x) on most purchases. No intro APR offer. Benefits require effort to fully use (e.g. monthly credits, specific enrollment).

What credit score do you need to get a $50,000 car loan?

According to Experian, a target credit score of 661 or above should get you a new-car loan with an annual percentage rate of around 6.51% or better, or a used-car loan around 9.65% or lower. Superprime: 781-850. 4.88%. 7.43%.

Can you buy a $10,000 car with a credit card?

A car dealership may allow you to use your credit card for a portion of your car purchase. However, you probably won't be able to buy a car outright with a credit card. The reason why is because the car dealer pays a credit card processing fee whenever they accept a credit card payment.

What is the best credit card for 100k salary?

Best Credit Cards for a $100,000 Salary

• Overall: Blue Cash Preferred® Card from American Express.
• Travel: Capital One Venture X Rewards Credit Card.
• Cash Back: Wells Fargo Active Cash® Card.
• High Limit: Chase Sapphire Preferred® Card.
• Long Intro APR: Wells Fargo Reflect® Card.

What salary do I need for Amex?

American Express income requirements vary by card, but generally, you need a steady source of income, even if it's not traditional wages (like investments, Social Security), and often need to be at least 21, though 18 is possible with proof of income or as an authorized user; while they don't always verify income, honesty is key, and factors like your credit score and overall financial health matter more than a specific dollar amount for general cards, though premium cards demand higher income/credit. 

How much are $100,000 American Express points worth?

100,000 American Express points are worth anywhere from $500 to over $2,000, or potentially much more, depending heavily on your redemption method; you'll get low value (around $500-$700) for statement credits or merchandise but can achieve 1 cent per point ($1,000) or higher for flights via Amex Travel or by transferring to airline/hotel partners (potentially $2,000+), notes WalletHub, Oreate AI, Bankrate, NerdWallet, and FinlyWealth.

What is the credit card limit for $70,000 salary?

The credit limit you can expect for a $70,000 salary across all your credit cards could be as much as $14000 to $21000, or even higher in some cases, according to our research. The exact amount depends heavily on multiple factors, like your credit score and how many credit lines you have open.

What triggers Amex pop-up jail?

Since they already suspect you're abusing their welcome offers—hence why you're in Amex pop-up jail—if they see you're trying to apply for lots of their cards, they're less likely to allow you to get the welcome offer. You won't know if the pop-up has gone away if you don't apply for a new card.

What credit card has a $100,000 limit?

You can get a $100k credit limit on cards like the Chase Sapphire Preferred®/Reserve or premium Amex cards, but usually after building history; business cards like Brex can offer high limits from the start, requiring excellent credit, high income, and low utilization for such large limits. While some issuers don't advertise $100k limits, online reports show users reaching them on popular rewards cards like Chase Sapphire Preferred, though starting limits are much lower.