Is Capital One Platinum a hard to get approved?

No, the Capital One Platinum Credit Card isn't hard to get. It's intended for consumers with fair credit, and many people can get approved even if they have a limited credit history or if they've defaulted on a loan.


Is Capital One Platinum hard to get?

The Capital One Platinum Credit Card is available to people with fair or average credit, while the Capital One Quicksilver Cash Rewards Credit Card — the issuer's popular cash-back card — requires good credit or better (a FICO score of 690 or higher).

Is Capital One Platinum good for beginners?

The Capital One Platinum Credit Card is one of the best starter credit cards on the market. Capital One Platinum is a great credit card for people who are new to credit because it has a $0 annual fee and reports to the major credit bureaus each month.


Can I get Capital One Platinum card with 630 credit score?

A: The Capital One Platinum Credit Card is deshigned for fair credit, so you may need a FICO credit score of at least 580 to qualify. But it's possible you'll be approved with a lower score. Q: What are the other application qualifications for the Capital One Platinum Credit Card?

What is the highest limit on a Capital One Platinum card?

The Capital One Platinum maximum credit limit can be as high as $3,000 according to online cardholder reports, but it will depend entirely on the specifics of each applicant's credit and their overall financial situation. Most cardholders get credit limits of at least $300, though.


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What is the hardest Capital One card to get?

Why it's one of the hardest credit cards to get: The Capital One Venture X Rewards Credit Card is hard to get because it requires excellent credit for approval and charges an annual fee of $395.

What credit score do you need for platinum Capital One?

The recommended FICO® Score range for the Capital One Platinum Credit Card is 580 to 669, which is considered fair credit. On its website, Capital One describes this card as being for consumers who have defaulted on a loan in the last five years or who have a credit history of less than three years.

Which Capital One card is easiest to get?

The easiest Capital One credit cards to get are the Capital One Platinum Secured Credit Card and the Capital One Quicksilver Secured Cash Rewards Credit Card.


What FICO score do you need for Capital One?

Bottom line. To qualify for the Capital One Venture Rewards Credit Card, you'll likely need to have a good credit score of at least 670, although having a higher credit score would only improve your chances of approval.

How often does Capital One Platinum increase credit limit?

Credit Limit Increase

With the Platinum Mastercard, you'll automatically be considered for a higher credit limit in as little as six months. Unlike a Platinum Secured Credit Card, there is no security deposit. Capital One will review your account and notify you if you've been approved for additional credit.

Is Capital One quicksilver one or platinum better?

The Capital One Quicksilver Cash Rewards Credit Card is the winner over the Capital One Platinum Credit Card. The Quicksilver Card's best features include 1.5% cash back on all purchases, a $200 bonus for spending $500 in the first 3 months, and intro financing of 0% for 15 months.


How to get approved for Capital One Platinum Card?

Your Capital One Platinum Credit Card approval odds are good if you have at least fair credit (a credit score of 640+) or a limited history (less than 3 years of credit history). If you don't meet these requirements, we advise you to choose a secured credit card, as you.

What is the limit on a platinum credit card?

With up to a $25,000 credit limit, the Visa Platinum card gives you room to do what you need and what you want. Your Visa Platinum card is accepted at over 22 million worldwide locations, including over 700,000 ATMs in the Visa Global ATM Network.

Can I get a Capital One credit card with a 550 credit score?

You may need a score of 570 or higher to be approved for the Capital One Platinum Credit Card. A score in the 580 to 669 range is a fair score, while a score of 670 to 739 is considered good. If you have a score at the lower end of the fair score range, a premium credit card is all but out of the question.


How long does it take to get approved for Capital One Platinum?

How long does it take for Capital One to approve a credit card? Often you'll get an approval for a new Capital One credit card in just a minute or 2. If you don't get immediate approval, you'll get a written decision within 7 to 10 days.

What type of card is Capital One Platinum?

The Platinum credit card from Capital One is a no-annual-fee option for people with average credit. It also has no foreign transaction fees and no penalty APRs. While this card starts with a low credit limit, cardholders may be eligible for an increased limit after as little as six months.

Does Capital One approve everyone?

You can qualify for the Capital One Platinum Secured Credit Card with very limited or bad credit, including scores below 630. However, approval is not guaranteed. Even with secured cards, issuers will look at your income, debts and other factors.


What is the minimum credit limit for Capital One?

There is no general starting credit limit for Capital One credit cards. Your credit limit will be based on your creditworthiness once your application has been approved.

Why is it so hard to get approved for Capital One credit card?

Minimum income requirements: For some of its cards, Capital One requires that your monthly income exceeds your rent or mortgage by at least $425. For others, your monthly income must be at least $800 greater.

Can I get a Capital One credit card with a 600 credit score?

Credit needed

Two other cards you may be eligible for with a credit score of 600 are the Capital One QuicksilverOne Cash Rewards Credit Card and the Capital One Platinum Credit Card.


Which credit card is not accepted the most?

Most Widely Accepted in the U.S.: Visa and Mastercard are both accepted at almost 11 million U.S. merchant locations. Least Widely Accepted Internationally: American Express (160+ countries and territories); Discover (200+). Least Widely Accepted in the U.S.: American Express and Discover (10.6 million locations).

What credit card has a $100000 limit?

On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We've also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.

What credit cards do billionaires use?

The credit card billionaires are most likely to use is the Centurion® Card from American Express, also known as the Amex Black Card, which has unique benefits and is reserved for high-net-worth individuals. Some of the rich and famous people rumored to have the card include Jerry Seinfeld and Halle Berry.


How do I get a 10000 Capital One credit card?

You can get a Capital One Quicksilver credit limit of $10,000 if your credit score and overall creditworthiness are good enough. You will need at least good credit ( a credit score of 700+). But the higher your credit score is, the better are your chances of getting a $10,000 credit limit.