Is Clearpay free?

While we know it can be frustrating to not know exactly how much you can spend each time or how many active orders you can have, our rules and approval process help Clearpay responsibly offer a completely free service to shoppers.

Does Clearpay cost?

Enabling Clearpay with Square is free — there are no monthly fees or start-up costs. You only pay when you make a sale. No processing fees are charged on the remaining instalments or if your customer makes a late payment. Note: Clearpay rates are fixed and do not vary by subscription type, hardware or custom pricing.

Is Clearpay for UK only?

Clearpay is only available to permanent UK residents aged 18+, (excluding Channel Islands), with a UK billing address. Customers with international billing addresses will not be able to use Clearpay. Other eligibility criteria apply. See Clearpay Terms of Service for further details.

Can anyone get a Clearpay account?

Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excl Channel Islands). T&Cs and other eligibility criteria apply. Ensure you can make repayments on time.

Can Americans use Clearpay?

Clearpay is only available to customers with a US billing address. Customers with international billing addresses will not be able to create an Clearpay account.

How to Take a Payment with Clearpay In-Store

Does Clearpay run a credit check?

Does Clearpay do a credit check? Clearpay will only run a 'soft' credit check on you if you want to use them. Other lenders can't see soft searches and they have no impact on your credit score or future credit applications you make.

What is the difference between Clearpay and Afterpay?

What is the difference between Clearpay and Afterpay? Clearpay is called Afterpay internationally. Afterpay is part of the Clearpay global family and provides buy now, pay later services in the USA, Australia and New Zealand. You will see Afterpay when checking out in these countries.

How do I stop Clearpay from taking money?

You have a right to cancel any Clearpay Plan at any time. You can cancel it by contacting us and repaying the full amount owing at once to us.

Is Clearpay the same as Klarna?

Clearpay charges a late fee if you miss a payment, whereas Klarna doesn't at all. Yes, Klarna's option could be a good way of stopping you from getting into debt, but if you fail to repay your instalments, you won't be able to continue using the service.

Can you use Clearpay internationally?

Cross border trade allows you to shop online from the UK on some Australian and New Zealand ONLINE stores with your Clearpay account opened in your home country. Making it easier for you to purchase the things you love overseas from the comfort of your own home.

Does Clearpay work internationally?

Can I use Clearpay if I'm an international customer? Clearpay is only available to customers in the USA, UK, Australia, New Zealand and Canada.

Is Clearpay a monthly payment?

Clearpay is a payment service that lends customers a fixed amount of credit to make purchases instantly and then pay for them in 4 automatic instalments, made every 2 weeks, without any interest (late fees apply).

Do you need a credit card to Clearpay?

Clearpay accepts payments from debit and credit cards from Mastercard and Visa which have been issued in your country of residence. When you have an instalment due, we will notify you beforehand so that way you can make sure that there is enough in you account for that instalment and we do the rest.

Why can I not use Clearpay?

Clearpay may not have been able to check your details using the billing address that you've provided. You'll need to make sure that your billing address is the same address that your bank/credit cards are registered to. You may have outstanding payments on previous Clearpay statements.

What is the maximum limit on Clearpay?

Yes, your order value including shipping must be between £0 and £1500 to use Clearpay.

What happens if you never pay Clearpay?

As soon as you miss a payment, Clearpay will immediately stop you from making any further purchases with Clearpay. Clearpay will give you until 11pm on the following day to make your repayment and then you will incur a late fee if you are still not able to make the payment by then.

Can you be rejected for Clearpay?

Clearpay does not approve 100% of orders, but we do make a fresh assessment each time a customer attempts an order with us.

What countries is Clearpay available?

Clearpay is the European brand of Afterpay, a popular BNPL method in Australia and North America. Clearpay is available in the following countries in Europe: UK, France, Spain and Italy.

Is Clearpay like a credit card?

Clearpay works similar to a Credit Card purchase, where you can make a purchase on the day and pay a third party at a later date. Like a credit card, Clearpay is a form of tender that will be available for customers to use in stores.

Is Afterpay available in USA?

Afterpay is a buy now, pay later payment method offering shoppers the option to pay in four interest-free installments. Originally from Australia, Afterpay is now also available in New Zealand, the US, and Canada, as well as the UK where they operate under the brand Clearpay.

Can I use Clearpay as Afterpay?

Did you know? Clearpay is called Afterpay internationally. Afterpay is part of the Clearpay global family and provides buy now, pay later services in the USA, Australia and New Zealand.

Is Clearpay now Afterpay?

About Clearpay (Afterpay Limited)

Afterpay is currently available in Australia, Canada, New Zealand, the United States and the United Kingdom, France, Italy and Spain where it is known as Clearpay. Afterpay is on a mission to power an economy in which everyone wins.

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