Should I get Amex Gold or Platinum first?

You should generally get the Amex Gold card first, then the Platinum, to ensure eligibility for both welcome bonuses, as getting Platinum first often blocks the Gold bonus due to Amex's rules, though some users have found workarounds or exceptions. The Gold card excels for everyday spending (dining, groceries), while Platinum shines for travel perks (lounge access, airline credits). Start with Gold for earning, then add Platinum for benefits if your spending aligns with its travel focus.


What is the 2 in 90 rule for American Express?

2 in 90 Rule

You can only get approved for two credit cards every 90 days. This means that if you apply for a third card within the 90-day window, you'll automatically be rejected. These rules apply to credit cards only and not charge cards, so you can apply for as many charge cards as you like.

What is the best Amex card to get first?

Amex Platinum Travel Credit Card offers the best value for money and is highly recommended as your first Amex card.


Is it worth upgrading to Amex Platinum from Gold?

Is Amex Platinum worth it over Gold? Amex Platinum is worth it over Gold if you maximize all of the statement credits and spend a lot on travel. As long as you're getting more value than the $695 annual fee, the Amex Platinum Card can be worth it over the Amex Gold.

What salary do I need for Amex Platinum?

What salary do you need to qualify for an Amex Platinum Card? There isn't a published income requirement for the Amex Platinum Card. However, income is considered, and having a higher income will help improve your approval odds.


#1 Amex?! The Amex Gold vs Amex Platinum



How much salary to get Amex Gold?

The terms and conditions of the Amex Gold card do not disclose a specific minimum income requirement, but the higher your income is, the more likely you are to be approved. Your income will also play a big part in determining your credit limit, with higher incomes generally leading to higher limits.

What is the credit card limit for $75000 salary?

The credit limit you can expect for a $75,000 salary across all your credit cards could be as much as $15000 to $22500, or even higher in some cases, according to our research. The exact amount depends heavily on multiple factors, like your credit score and how many credit lines you have open.

What are the downsides of Amex Gold?

Cons. The $325 annual fee could be hard to offset if you don't use the card's annual credits and transfer partners. Unlike some competing premium travel rewards cards, it doesn't offer lounge access or travel credits.


What are the downsides of Amex Platinum?

Disadvantages of the Amex Platinum

High annual fee ($895) may be tough to justify without frequent travel (see rates and fees). Low earn rate (1x) on most purchases. No intro APR offer. Benefits require effort to fully use (e.g. monthly credits, specific enrollment).

Why get Amex Platinum over Gold?

Rewards. The Amex Gold and Amex Platinum are both very rewarding for different types of purchases. The Amex Gold is one of the top options for dining and grocery purchases. The Amex Platinum shines for certain flight and hotel purchases.

What is the hardest Amex to get?

The Centurion® Card from American Express is one of the world's most elite cards because it requires an invitation to apply and is very prestigious to own. You reportedly need to earn at least $1 million per year and spend at least $350,000 annually on Amex cards just to be eligible.


What is the 2 3 4 rule for credit cards?

The 2/3/4 rule: According to this rule, applicants are limited to two new cards in 30 days, three new cards in 12 months and four new cards in 24 months. The six-month or one-year rule: Some credit card issuers may let borrowers open a new credit card account only once every six months or once a year.

What credit card has a $100,000 limit?

The credit card that gives you the highest available credit is the Chase Sapphire Preferred® Card because it reportedly offers a maximum credit limit of $100,000. Chase Sapphire Preferred reserves its maximum credit limit for the highest-income individuals with good credit or better, though.

What triggers Amex pop-up jail?

Since they already suspect you're abusing their welcome offers—hence why you're in Amex pop-up jail—if they see you're trying to apply for lots of their cards, they're less likely to allow you to get the welcome offer. You won't know if the pop-up has gone away if you don't apply for a new card.


Is the Amex gold card high end?

The American Express® Gold Card is a luxury card, considering that it's made of metal and comes with impressive rewards on dining, groceries, and travel. Like many high-end credit cards, the Amex Gold Card typically requires good credit and comes with a high annual fee ($325 in this case).

How to get a $30,000 credit card limit?

If you have excellent credit, high income and low credit utilization among other variables, issuers may offer you a credit line of $30,000 to $50,000.

Is Amex Platinum for millionaires?

The American Express Platinum Card® is for fairly rich people. A high income will help you afford this premium travel card's $895 annual fee.


How much is 50,000 Amex points worth in the UK?

50,000 points could get you £250 worth of Gift Cards to spend on new tech at Amazon or Currys.

Can I buy a car with Amex Platinum?

Cardholders of the American Express Platinum Card® or any other type of Amex members, can try using the American Express Auto Purchasing Program, which connects you to dealers who accept American Express and let you charge $2,000 or more toward a car purchase on your Amex card.

Is Amex Gold a status symbol?

The American Express® Gold Card is a status symbol because of its high-end benefits, its hefty annual fee, and its prestige as a metal Amex card. The Amex Gold Card is geared toward high-income individuals with at least good credit.


Which Amex card is best?

Best American Express cards
  • Best for cash back: Blue Cash Preferred® Card from American Express.
  • Best for premium perks: American Express Platinum Card®
  • Best for no annual fee: Blue Cash Everyday® Card from American Express (see rates and fees)
  • Best for dining: American Express® Gold Card.


What will $30,000 Amex points get me?

Transferring 30,000 points to our loyalty partners gives you between £300 and £900.

What is the best credit card for a 100K salary?

Best Credit Cards for a $100,000 Salary
  • Overall: Blue Cash Preferred® Card from American Express.
  • Travel: Capital One Venture X Rewards Credit Card.
  • Cash Back: Wells Fargo Active Cash® Card.
  • High Limit: Chase Sapphire Preferred® Card.
  • Long Intro APR: Wells Fargo Reflect® Card.


What credit score do you need for a $400,000 house?

Credit Score

When applying for a $400,000 home, lenders evaluate your credit scores to determine eligibility and the rates you'll receive: 740+: Best rates and terms. 700-739: Slightly higher rates. 660-699: Higher rates, may require larger down payment.

Which credit card is best for salary of 40000?

Which credit cards are best suited for individuals with a ₹40,000 salary? Credit cards like the ICICI Platinum Chip and SBI SimplyCLICK are popular options for individuals with a ₹40,000 salary, offering suitable features and benefits.