What activities do retired people enjoy most?

Retired people most enjoy activities that keep them socially connected, mentally stimulated, and physically active, such as gardening, reading, volunteering, learning new skills (like a language or instrument), pursuing creative arts (painting, writing, crafts), and engaging in gentle sports like pickleball or walking, often balancing these with family time and travel.

What do retirees enjoy most?

Happy retirees often engage in intellectual activities such as reading, learning new skills, or delving into creative ventures like painting or writing. They also prioritize physical wellness through consistent exercise, whether it's walking, yoga, or even team sports like Pickleball.

What are the best hobbies for retirees?

Top retirement activities include online learning, volunteering, participating in a book club, walking and hiking, photography, gardening, birding, foreign language study, writing, singing or playing a musical instrument, painting or drawing, bicycling and genealogy.

What do the happiest retirees do?

SunLife's 2025 Life Well Spent report, which surveyed more than 2,000 adults age 50 and older, found that the happiest retirees spend 43 more minutes per week in nature and significantly less time watching TV than unhappy retirees. (Image credit: SunLife, Life Well Spent Happiness Report, 2025.)

What is the number one mistake retirees make?

The top ten financial mistakes most people make after retirement are:

• 1) Not Changing Lifestyle After Retirement. ...
• 2) Failing to Move to More Conservative Investments. ...
• 3) Applying for Social Security Too Early. ...
• 4) Spending Too Much Money Too Soon. ...
• 5) Failure To Be Aware Of Frauds and Scams. ...
• 6) Cashing Out Pension Too Soon.

What to Do in Retirement: 13 Activities That Will Create a Fun and Fulfilling Retirement

What is the $1000 a month rule for retirement?

The $1,000 a month retirement rule is a simple guideline stating you need about $240,000 saved for every $1,000 of monthly income you want from your investments in retirement, based on a 5% annual withdrawal rate ($240k x 0.05 / 12 = $1k/month). It's a motivational tool to estimate savings goals (e.g., $3,000/month needs $720k), but it's one-dimensional, doesn't account for inflation, taxes, or other income like Social Security, and assumes steady 5% returns, making a personalized plan essential. 

What is the biggest retirement regret among seniors?

Not Saving Enough

If there's one regret that rises above all others, it's this: not saving enough. In fact, a study from the Transamerica Center for Retirement Studies shows that 78% of retirees wish they had saved more.

What do most retired people do all day?

Retired people fill their days with a wide variety of activities, often focusing on leisure, personal interests, and social connections, including hobbies (gardening, reading, art, music, puzzles), physical activities (walking, cycling, yoga), learning (online courses, languages), volunteering, spending time with family (grandkids), home/DIY projects, travel, and sometimes part-time work, aiming to stay active and engaged without the structure of a job. 

What are the 3 R's of retirement?

The Three R's of Retirement: Resiliency, Resourcefulness & the Renaissance Spirit.

How do I stop boredom in retirement?

Plan what you want to do before you retire

Terry offered this simple but powerful advice: “If you have nothing to do, keep working. Otherwise, you'll be bored.” Planning retirement is NOT just about your finances—it's about knowing how you'll spend your time.

What do seniors like to do for fun?

Older adults have diverse fun activities, ranging from creative pursuits (art, writing, music, crafts) and physical activities (walking, gardening, dancing, pickleball) to mental challenges (puzzles, reading, classes, games) and social engagement (volunteering, clubs, travel, family time), often focusing on hobbies that offer learning, connection, and purpose, like joining book clubs, learning new skills, or exploring nature.
 

What is the 5 hobbies rule?

The "5 Hobbies Rule" is a self-improvement strategy suggesting you need five types of hobbies for a balanced life: one to make money, one to keep you healthy/fit, one for creativity, one to build knowledge, and one to evolve your mindset/psychology. This framework helps ensure growth across financial, physical, intellectual, and personal development areas. 

What should a 70 year old be doing every day?

A 70-year-old should focus on a balanced routine of ** physical activity, mental engagement, social connection, good nutrition, and adequate rest**, incorporating elements like brisk walking, puzzles, time with loved ones, healthy eating, and quality sleep to maintain health, independence, and a fulfilling life, while also managing stress and consulting doctors regularly.
 

What hobby should a 70 year old have?

Great hobbies for seniors over 70 focus on mental stimulation, gentle physical activity, creativity, and social connection, including gardening, reading/book clubs, puzzles, crafts (knitting, painting), learning new skills (languages, instruments), walking groups, volunteering, and even video games, all while considering personal interests and physical abilities.
 

What is the 3 rule for retirement?

The "3% Rule" for retirement is a conservative withdrawal guideline suggesting you take out no more than 3% of your initial retirement savings in the first year, then adjust for inflation annually, aiming to make your money last longer than the traditional 4% rule, especially useful for early retirees or those wanting extra safety from market downturns and inflation. Another "rule of thirds" strategy suggests dividing savings into three parts: one-third for guaranteed income (like an annuity), one-third for growth, and one-third for flexibility. 

What are the top 10 things to do when you retire?

The top things to do in retirement focus on fulfillment, health, and new experiences, including creating a bucket list, prioritizing physical and mental well-being (exercise, new hobbies), connecting with loved ones, volunteering for purpose, traveling, learning new skills (language, instrument), staying socially active (clubs, classes), exploring creative outlets (art, writing, gardening), and even working part-time or starting a small business if desired, all while establishing a new, balanced routine.
 

Can I live off $5000 a month in retirement?

To retire comfortably, many retirees need between $60,000 and $100,000 annually, or $5,000 to $8,300 per month. This varies based on personal financial needs and expenses.

What is the hardest part of retiring?

Retirees grapple with longevity, market fluctuations, inflation, taxes, and legacy desires, all affecting retirement savings adequacy. Manage retirement income with the 4% rule, variable annuities for assured income, and long-term care insurance for potential healthcare costs.

How many Americans have $1,000,000 in retirement savings?

Only a small fraction of Americans, roughly 2.5% to 4.7%, have $1 million or more in retirement savings, with the percentage rising slightly to around 3.2% among actual retirees, according to recent Federal Reserve data analyses. A higher percentage, about 9.2%, of those nearing retirement (ages 55-64) have reached this milestone, though the majority of households have significantly less saved. 

What not to do when you retire?

In retirement, avoid overspending, claiming Social Security too early, getting too conservative with investments, isolating yourself socially, neglecting your health, and failing to plan for inflation or medical costs. Also, don't assume work friendships will last, make big financial moves without discussing them with your spouse, or rely on "common knowledge" for financial decisions. 

At what age does the body decline the most?

It's natural to lose about 10% to 15% of your muscle mass and strength over your lifetime. This steady decline starts around age 30 and speeds up after you hit 60. Muscle loss happens for a mix of reasons, including lower levels of muscle-building hormones and changes to your muscle fibers.

What hobbies are good for retirees?

Read on to learn about ten hobbies that are perfect for retirees!

• Gardening. If you're looking for a hobby to get you outside and connected to nature, gardening may be perfect for you! ...
• Chess. ...
• Puzzling. ...
• Learn an instrument. ...
• Cycling. ...
• Reading. ...
• Choir. ...
• Swimming.

Who are the happiest people in retirement?

Seniors with active social lives report higher levels of retirement happiness, mainly due to having emotional support and a sense of purpose in life.

What do seniors need the most?

Companionship is vital at any age, but especially as we age. Senior facilities and services that encourage social interactions enhance quality of life. A regular schedule provides stability and consistency for older adults who may otherwise feel lost as they give up some control of their day-to-day lives.

What does Suze Orman say about retirement?

Orman recommended making the most of retirement accounts like 401(k)s and IRAs. She suggested contributing enough to get any employer match, as this is essentially free money. For those closer to retirement, taking advantage of catch-up contributions allowed for individuals over 50 can be a smart move.