What city has the cheapest living?

There isn't one single "cheapest city," as rankings vary, but consistently affordable U.S. cities often include those in Texas (like Harlingen, Brownsville), the Midwest (like Fort Wayne, IN; Dayton, OH; Wichita, KS), and the South (like Hickory, NC; Knoxville, TN; Birmingham, AL), with major savings often found in housing costs, though economic factors like job markets differ.

Which US city has the lowest cost of living?

1. Harlingen, Texas. Harlingen, Texas, clinches the title as the cheapest place to live in America, per Kiplinger. In this town situated on Texas' southernmost tip, the cost of living is 24.4 percent below average in the U.S.

Where is the cheapest and safest place to live in America?

Here are some of the cheapest and safest places to live in the US!

• Live in Boise, Idaho.
• Affordable living in Des Moines, Iowa.
• Winston Salem, North Carolina: among the cheapest cities in USA.
• Live affordably in Naples, Florida.
• Enjoy Lexington, Kentucky.

Where is the cheapest rent in the US right now?

The cheapest rent in the U.S. is generally found in the Midwest and South, with West Virginia, Oklahoma, Arkansas, Mississippi, and Iowa consistently ranking as the most affordable states, while cities like Toledo (OH), Wichita (KS), Oklahoma City, Tulsa, and Shreveport (LA) offer the lowest average rents, often under $900 monthly for apartments. 

What are the top 3 cheapest states to live in?

4. Top 10 Cheapest States to Live in 2025

• Arkansas. Arkansas continues to be one of the most affordable states in the U.S., especially for those looking to buy property. ...
• Mississippi. Mississippi is another highly affordable state, particularly in terms of housing. ...
• Oklahoma. ...
• New Mexico. ...
• Missouri. ...
• Tennessee. ...
• Michigan. ...
• Texas.

You Won’t Believe How Cheap Rent Is in These 10 USA Cities (Landlords Are Freaking Out)

What is the easiest state to live in financially?

The easiest states to live in financially generally have low costs of living, especially for housing, and often feature low taxes, with Tennessee, Missouri, Texas, Oklahoma, and Mississippi frequently topping lists for affordability and savings potential, driven by cheaper groceries, transport, and lower median home values compared to national averages. Southern and Midwestern states tend to offer more financial ease, while high-cost areas like Hawaii, California, and the Northeast are typically the hardest. 

Where am I supposed to live if I can't afford rent?

Explore Government Assistance Programs

Local state and federal programs funded by the U.S. Department of Housing and Urban Development (HUD) provide housing that includes units with rents affordable to low-income tenants and vouchers that help offset rent payments at privately owned housing.

Can I afford $1000 rent making $20 an hour?

*“If you're earning $20 an hour, you might be wondering — can I really afford $1,000 rent? 🤔 You're bringing in about $3,200 before taxes, and experts suggest keeping rent near 30% of your income — that's roughly $960. So yes, $1,000 rent is doable… but it's tight with other bills.

What state has affordable rent?

The following states offer the most budget-friendly monthly average rent for a one-bedroom apartment: Oklahoma, $895; West Virginia, $914; Arkansas, $931; North Dakota, $935; Iowa, $955; Mississippi, $973; South Dakota, $974; Alabama, $1,040; Kentucky, $1,049; and Louisiana, $1,051.

What is the #1 best place to live in the US?

There's no single #1 best place; it depends on what you value, but recent studies highlight Johns Creek, GA (U.S. News 2025-26 for overall quality/value), Naperville, IL (Forbes 2025 for affordability/family), and Fremont, CA (happiest city) as top contenders, alongside states like Massachusetts for quality of life, with mid-sized metros like Green Bay, WI, and Raleigh, NC, also praised for balance. 

Where can I live that is warm and cheap?

Best affordable warm states with soaring home prices

• Texas. Texas is ideal for millennials and Gen Z buyers who want affordable housing, strong job opportunities, and a good quality of life without the sky-high prices of coastal cities. ...
• Florida. ...
• Arizona. ...
• Georgia. ...
• South Carolina.

What is the #1 safest city in the US?

There's no single #1 safest city, as rankings vary by study, but Warwick, Rhode Island, frequently tops lists like WalletHub's 2025 report for overall safety (combining crime, natural disasters, financial), while San Jose, California, often leads studies focusing on large cities' low violent crime rates, notes USA Today,. Other top contenders include Overland Park, Kansas and Burlington, Vermont,.
 

What are the cheapest states to retire in?

The cheapest states for retirement consistently include Southern and Midwestern states like Mississippi, West Virginia, Arkansas, Oklahoma, Tennessee, Missouri, Iowa, and Alabama, due to low housing costs, groceries, and overall living expenses, with West Virginia often topping lists for overall affordability and lower income needs. Other affordable contenders are Kansas, Ohio, South Carolina, and parts of Texas, known for low taxes or reasonable housing, though factors like taxes (no income tax in TX/FL) and healthcare costs vary. 

What US city is selling homes for $1?

Louisville, KY, is trying a new approach to neighborhood revival: selling $1 homes in blighted areas. The city hopes new owners will restore the properties and bring life back to these communities. The program, run by Louisville's Landbank Authority, focuses on putting vacant and abandoned homes back into use.

What is America's happiest city?

According to recent studies, Fremont, California, is frequently named the happiest city in the U.S., noted for high life satisfaction, financial stability, low depression, strong community, and ample green space. Other cities like San Jose, Irvine, and Sioux Falls also rank highly, with happiness often linked to economic well-being, good mental health, strong social connections, and access to nature and recreation, though rankings vary slightly by study. 

Where is the cheapest place to start a new life?

Most Affordable Places to Live in the U.S. in 2025-2026

• Decatur, IL.
• Enid, OK.
• Springfield, IL.
• Mission, TX.
• Bay City, MI.
• Eagle Pass, TX.

What state is safe and affordable?

For cheap and safe states, look to the Midwest and parts of the South like Ohio, Michigan, Indiana, Iowa, Kentucky, Missouri, Tennessee, and Kansas, which consistently rank high for affordability and decent safety, often trading extreme cold for lower costs; while states like Arkansas, Mississippi, and Oklahoma are very cheap, they might compromise on safety, so check specific cities within these states for a balance.
 

What city has the cheapest apartments?

The cities with the cheapest apartments vary slightly by report, but typically include Wichita (KS), Akron (OH), El Paso (TX), Oklahoma City (OK), and Bismarck (ND), often featuring median rents well under $1,000, with Wichita sometimes cited with rents as low as $650-$680 for a one-bedroom. Other contenders are Toledo (OH), Cedar Rapids (IA), Fargo (ND), and Fort Smith (AR), with North Dakota and Ohio frequently appearing as states with low overall rental costs. 

Is it cheaper to rent or buy a home?

In many U.S. cities, renting is the smarter financial choice as homeownership costs far exceed long-term rental expenses. Many of these cities are in California, where high home prices and property taxes make renting more practical.

What salary is $40 an hour?

$40 an hour is an annual salary of $83,200, calculated by multiplying $40 by 40 hours per week and then by 52 weeks in a year ($40 x 40 x 52). This breaks down to about $6,933 per month, $3,200 bi-weekly, and $1,600 weekly, before taxes and deductions. 

What is $200,000 a year hourly?

$200,000 a year is approximately $96.15 per hour, calculated by dividing the annual salary by 2,080 working hours (40 hours/week * 52 weeks/year). This is a standard conversion, but your actual hourly rate could vary if you work more or fewer than 40 hours weekly, have significant paid time off (PTO), or other benefits, notes Reddit user. 

What to do if I have nowhere to live with no money?

Contact an organization in your local community who can help. Local agencies provide a range of services, including food, housing, health, and safety. Contact a national hotline or locate an organization near you. If you are experiencing a life-threatening emergency, please dial 911.

How long can I stay if I don't pay rent?

If you have an assured shorthold tenancy

They have to give you at least 2 months to move out before they can apply to take you to court.

Where can you live on $1200 a month?

5 Best Countries Where You Can Live on $1,200 a Month

• Albania. If Mediterranean living without the high price tag is what you're seeking, check out Albania. ...
• Cambodia. Cambodia, located in Southeast Asia, is another country where expats can live on a limited budget. ...
• Peru. ...
• Colombia. ...
• Vietnam.