What credit score do you need for a Walmart card?

You need a credit score of 640 or higher to qualify for a Capital One Walmart Rewards® Mastercard®. This implies that those with average to exceptional credit are more likely to get approved for the Walmart Credit Card.


Is it easy to get a Walmart card?

No, it is not hard to get a Walmart Credit Card, though it's not especially easy, either. You need a credit score of 640, at a minimum. This means people with fair credit or better should have a shot at approval. The same applies for the Walmart® Store Card, too.

Can I get a credit card with a 500 credit score?

Yes, you can get an unsecured credit card with a 500 credit score, but you will likely end up with high fees, high interest rates, and a low credit limit. The best unsecured credit card to get with a 500 credit score is the Credit One Visa card.


How can I get approved for Walmart credit card?

The Walmart Credit Card requirements for approval include:
  1. Being 18+ years old.
  2. Having a credit score of at least 640 (fair credit).
  3. A monthly income that's at least $425 more than your monthly housing payment.
  4. A valid SSN or Tax ID number.
  5. A physical U.S. address (P.O. boxes do not qualify).


What credit cards can you get with a 540 credit score?

Popular Credit Cards for a 540 Credit Score
  • Best Overall: Discover it® Secured Credit Card.
  • No Credit Check: OpenSky® Secured Visa® Credit Card.
  • Unsecured: Credit One Bank® Platinum Visa® for Rebuilding Credit.
  • Rewards & No Annual Fee: Capital One Quicksilver Secured Cash Rewards Credit Card.


What credit score is needed for a Walmart credit card?



What can I get with a 580 credit score?

Credit Rating: 580 is considered a bad credit score. Borrowing Options: Most borrowing options are available, but the terms are unlikely to be attractive. For example, you could borrow a small amount with certain unsecured credit cards or a personal loan for damaged credit, but the interest rate is likely to be high.

What is the easiest card to get approved?

Easiest Credit Cards to Get Approved for in 2023
  • OpenSky® Secured Visa® Credit Card.
  • Petal® 2 Visa® Credit Card.
  • The First Progress Platinum Elite Mastercard® Secured Credit Card.
  • Capital One QuicksilverOne Cash Rewards Credit Card.
  • Bank of America® Travel Rewards Credit Card for Students.


Can I get a Walmart credit card with a 520 credit score?

The Walmart Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.


Can I get a Walmart card with 580 credit score?

Rates and fees. The Capital One Walmart Rewards Card is designed for consumers with fair credit or good credit (a FICO credit score of 580 to 740). Account holders will be charged a variable APR rate of 17.99 percent or 28.99 percent on new purchases and balance transfers, based on creditworthiness.

What's the highest limit on Walmart credit card?

Credit limits for a Walmart credit card can range from $150 to over $5,000. Several factors go into determining your credit limit, including your annual income and credit history. Where can I use a Walmart credit card? The Capital One® Walmart Rewards™ Mastercard® can be used anywhere Mastercard is accepted.

What credit card can I get with a 570 score?

The best type of credit card for a 570 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit.


What is the lowest credit score to get a credit card?

There is no minimum credit score needed for a credit card. Even borrowers with poor credit (a score of 300) or no credit card at all can qualify for some credit cards. However, options for bad-credit borrowers are limited and usually come with a high annual percentage rate (APR) and fees.

What credit cards can I get with a 524 credit score?

Popular Credit Cards for a 524 Credit Score
  • Best Overall: Discover it® Secured Credit Card.
  • No Credit Check: OpenSky® Secured Visa® Credit Card.
  • Unsecured: Credit One Bank® Platinum Visa® for Rebuilding Credit.
  • Rewards & No Annual Fee: Capital One Quicksilver Secured Cash Rewards Credit Card.


What bank does Walmart card use?

Walmart MoneyCard, Issued by Green Dot Bank, Now Offered as Demand Deposit Account with Enhanced Digital Banking Tools and Features for Customers.


Does a Walmart card build credit?

The Walmart Rewards Mastercard and its in-store credit card are issued by Capital One, and cardholders can earn rewards for shopping at Walmart. When used properly, both cards can help you build your credit history and credit score.

Is Walmart card hard pull?

The Walmart Credit Card application will result in a hard inquiry. So, keep in mind that you will need at least fair credit (640+) to get the card. While the score is higher than what most store cards require, you will be able to use the card anywhere Mastercard is accepted.

Can I get a Target credit card with a 620 credit score?

Qualify with even “fair” credit

You only need “fair” credit to qualify for the Target RedCard, which means it's possible to get approved with a credit score of just 620.


Can I get approved for a credit card with a score of 600?

Since 600 is considered to be a fair credit score, borrowers with this score generally won't qualify for credit cards with large welcome bonuses, generous rewards and perks or low APRs. However, there are still some options available — using a secured card or becoming an authorized user on someone else's card.

Can I get a credit card with a 588 credit score?

Your score falls within the range of scores, from 580 to 669, considered Fair. A 588 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.

What credit cards can I get with a 581 credit score?

Popular Credit Cards for a 581 Credit Score
  • Best Overall: Discover it® Secured Credit Card.
  • No Credit Check: OpenSky® Secured Visa® Credit Card.
  • Unsecured: Credit One Bank® Platinum Visa® for Rebuilding Credit.
  • Rewards & No Annual Fee: Capital One Quicksilver Secured Cash Rewards Credit Card.


What can I get with a 550 credit score?

You can borrow anywhere from a few thousand dollars to $100,000+ with a 550 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.

What credit card can I get with a 555 credit score?

The best type of credit card for a 555 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit. The amount you put down usually becomes your credit limit.

Which bank gives credit card very easily?

The banks with the easiest credit cards to get include Bank of America and Capital One. Both of these major banks are common choices for first credit cards. That's because both have credit cards for every level of credit standing.


What credit cards can I get with a 590 score?

Popular Credit Cards for a 590 Credit Score
  • Best Overall: Discover it® Secured Credit Card.
  • No Credit Check: OpenSky® Secured Visa® Credit Card.
  • Unsecured: Credit One Bank® Platinum Visa® for Rebuilding Credit.
  • Rewards & No Annual Fee: Capital One Quicksilver Secured Cash Rewards Credit Card.


Which bank approves credit card easily?

1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership. here, a potential customer is taken to the end-to-end instant digital application page wherein the issuance happens at a single click.