What day of the month does survivor benefits paid?

Survivor benefits are paid on a specific Wednesday each month, determined by the birthday of the original beneficiary (the deceased person), not the survivor's birthday, following a system where birthdays 1-10 get the 2nd Wednesday, 11-20 get the 3rd, and 21-31 get the 4th Wednesday; payments shift earlier if the Wednesday falls on a weekend or holiday, and those who started benefits before May 1997 or receive SSI get paid on the 3rd (or previous weekday).


What day of the month do you get survivor benefits?

Social Security survivor benefit payment dates generally fall on the second, third, or fourth Wednesday of the month, based on the primary beneficiary's birth date (if you're a survivor) or your own date if you're the original beneficiary, with payments before May 1997 paid on the 3rd of the month. Supplemental Security Income (SSI) is paid on the 1st, or the last Friday if the 1st is a weekend/holiday, while some individuals (like those receiving both Social Security and SSI, or before May 1997) get paid on the 3rd. 

What time do Social Security survivor benefits get deposited?

SSI payments are typically scheduled for the first day of each month. If the first day falls on a weekend or federal holiday, the deposit is made on the preceding business day. For example, in 2025, April 1 falls on a Thursday, so the direct deposit will occur on April 1 itself.


Who gets Social Security on the 3rd Wednesday of the month?

February 18: If your birthday falls on any day from the 11th to the 20th of your birth month, you'll get your Social Security payment on the third Wednesday of the month. February 25: If your birthday falls after the 20th of your birth month, you'll get your Social Security payment on the fourth Wednesday of the month.

Are survivor benefits paid a month behind?

If you also get Supplemental Security Income (SSI) payments, read What You Need to Know When You Get Supplemental Security Income (SSI) (Publication No. 05-11011). We pay Social Security benefits monthly. The benefits are paid in the month that follows the month for which they are due.


Social Security Survivor Benefits Explained: What Widows & Widowers Must Know



How much do you get a month for survivor benefits?

Social Security survivor benefits vary widely, but generally range from about 71.5% to 100% of the deceased's benefit, depending on the survivor's age and relationship, with averages around $1,600+ for all survivors, while children might get around $1,100+ and dependent parents potentially more, but the exact amount depends on the deceased's earnings, with high earners resulting in higher benefits. 

Are benefits paid in arrears or advance?

Universal Credit is paid monthly, in arrears. The amount you get is based on your circumstances in the month before you get your payment. You will get your first payment of Universal Credit into your bank account around 5 weeks after you submit your claim.

What disqualifies you from Social Security survivor benefits?

You can be disqualified from Social Security survivor benefits through remarriage before age 60 (or 50 if disabled), earning too much income while under full retirement age, incarceration, or if your own retirement benefit is higher than the survivor benefit. Specific disqualifiers also include certain criminal convictions or residing in a restricted country, while family relationships (spouse, child, dependent parent) and the deceased's work record determine basic eligibility. 


Who gets paid on the 3rd of the month?

People who get paid on the 3rd of the month are typically Social Security beneficiaries who started receiving benefits before May 1997, those who also receive Supplemental Security Income (SSI), people living in a foreign country, or those with Medicare premiums paid by their state, with payments scheduled for the 3rd unless it's a weekend/holiday, then it's the prior business day. For others, payments are staggered based on birth dates, landing on the second, third, or fourth Wednesday.
 

Who qualifies for an extra $144 added to their Social Security?

You qualify for an extra ~$144 on your Social Security check if you have a Medicare Advantage (Part C) plan with a "Part B Giveback" benefit, which refunds some or all of your Medicare Part B premium, appearing as extra cash in your check, but eligibility depends on living in the plan's service area and paying your own Part B premiums. The "144" figure was common when the Part B premium was around that amount, but the actual refund varies by plan and location, potentially exceeding the full premium. 

How long does it take to get survivor benefits once approved?

Remember that you have up to two years after the death of your loved one to apply for the one-time lump-sum payment for survivors and that you can only apply at an office or by calling the SSA. Survivors benefits take 2 to 3 months on average to process.


Why are Americans getting a $4800 check today?

Americans are set to receive a Social Security check worth up to $4,800 today, but not all seniors are happy about the increase in monthly payments. Social Security benefits grew by 3.2 percent this year, in accordance with this year's calculated cost of living adjustment (COLA).

What is the $10000 death benefit?

Death benefit from an employer. A death benefit from an employer is the total amount received on or after the death of an employee or former employee in recognition of their service in an office or employment. Up to $10,000 of the total of all employer death benefits received is exempt from being taxed.

How long can I stay on survivor benefits?

Social Security survivor benefits can last a lifetime for a surviving spouse, but end for children at age 18 (or 19 if in high school) or if they're disabled, while dependent parents can receive them for life if they meet conditions; remarriage before age 60 (or 50 if disabled) usually stops spousal benefits, but they can resume if the marriage ends. The duration depends heavily on the beneficiary's age, relationship to the deceased, and marital status. 


Why will some Social Security recipients get two checks in December?

Some Social Security recipients, specifically those receiving Supplemental Security Income (SSI), got two checks in December 2025 because January 1st, New Year's Day, is a federal holiday, causing the January 2026 payment to be moved up to December 31st, resulting in December's payment (Dec 1st) and January's payment (Dec 31st) both landing in December. This is a standard Social Security Administration (SSA) practice for SSI payments, not a bonus, ensuring funds are available before holidays or weekends. 

What is the difference between widow benefits and survivor benefits?

What's the difference between survivor benefits and widow's benefits? Widow's benefits are one type of survivor benefit—one that only widows and widowers can claim. Survivor benefits is a broader category that allows other relatives to claim benefits.

Why did Social Security suspend my survivor benefits?

Social Security likely suspended your survivor benefits due to a change in your circumstances (income, living situation, remarriage), failure to respond to SSA requests (like address confirmation), representative payee issues (if applicable), or an overpayment that needs resolution, often signaled by a returned payment or missed form. You should have received a notice explaining the exact reason; contact the SSA immediately to resolve the issue, as the suspension often stems from missing information or a system flag during benefit transitions. 


What day will Social Security checks be deposited this month?

Social Security check dates for January 2026 depend on your birthdate: if born 1st-10th, the Second Wednesday (Jan 14); 11th-20th, the Third Wednesday (Jan 21); 21st-31st, the Fourth Wednesday (Jan 28); those on SSI or who filed pre-May '97 get paid on the 3rd (Jan 3), with payments moved to the prior business day if it's a weekend/holiday. 

Who gets Social Security on the 3rd of each month?

You get Social Security on the 3rd of the month if you started receiving benefits before May 1997, or if you receive both Social Security and Supplemental Security Income (SSI) (with Social Security often on the 3rd and SSI on the 1st). Otherwise, benefits are paid on the 2nd, 3rd, or 4th Wednesday based on your birthday, not the 3rd of the month directly, unless the 3rd is a business day and you fall into one of those specific categories.
 

How much do you get for survivor benefits?

Widow(er) at full retirement age: 100 percent of the deceased's benefit amount. Widow(er) age 60 or older but under the full retirement age: 71.5 to 99 percent of the deceased's benefit amount. Widow(er) (any age) with a child younger than 16: 75 percent of the deceased's benefit amount.


Can you collect both social security and survivor benefits?

Yes, you can get Social Security survivor benefits, but you generally receive the higher of your own retirement benefit or the survivor benefit, not both combined; however, you can sometimes switch between your own and survivor benefits strategically (e.g., claiming your own reduced benefit early and switching to the full survivor benefit at your Full Retirement Age or FRA) to maximize total income, though you cannot get both simultaneously. Special rules apply if you receive government pensions (CSRS/FERS), which might affect your benefits. 

Why would you be denied survivor benefits?

You can be denied survivor benefits for reasons like the deceased not having enough work credits, the survivor not meeting age/disability/relationship (e.g., marriage length, remarriage) requirements, having too much income (for some), applying for the wrong type (e.g., VA vs. SSA), or for specific conduct like causing the death or having certain criminal convictions. Common issues are missing paperwork or proving dependency, while denials can also stem from earning a higher personal benefit or failing to prove the death was work-related for Workers' Comp. 

Are social security benefits paid in arrears or in advance?

Social Security pays benefits a month behind, meaning the payment you receive in a given month is for the previous month's benefits (e.g., your July benefit arrives in August). This is called payment in arrears, and the payment day within the month (usually the 2nd, 3rd, or 4th Wednesday) depends on your birth date or your spouse's birth date if you're a dependent. 


How much money can you have in the bank if you're a pensioner?

How much money can I have in the bank before it affects my pension? It depends on your total assessable assets. For example, homeowner couples can have up to $481,500 in combined assets, including bank balances, before their pension is reduced.

How are benefit payment dates determined?

The date you get your benefits every month depends on your birthday and the type of benefits you get. View the timing for your upcoming and past payments.