What is a good salary to have kids?

A good salary for having kids varies widely by location and lifestyle, but generally, a six-figure income ($100,000+) is often needed for a family of four to cover basic necessities in many U.S. states, with higher incomes required in expensive cities like Boston or San Francisco for comfort, while around $150k-$200k+ might be desired for comfortable savings and discretionary spending, according to recent studies.

Can a family survive on $70,000 per year?

Yes, supporting a family on $70k a year is possible, but it's challenging and heavily depends on your location, family size (especially childcare needs), and spending habits, requiring careful budgeting as it's often below the required living wage in high-cost areas like LA or NYC but potentially manageable in lower-cost regions or rural areas. You'll likely need to prioritize needs, minimize luxuries, and find affordable housing to make it work, as high costs like rent, healthcare, and childcare can quickly consume that income. 

How to make $2000 a month as a stay at home mom?

To make $2000 a month as a stay-at-home mom, combine flexible online work (freelance writing, virtual assistance, social media management, online tutoring) with scalable options like selling digital products (Etsy printables, courses), print-on-demand, or affiliate marketing, leveraging skills you already have to build multiple income streams for consistent earnings. Service-based ideas like starting an in-home daycare, pet sitting, or baking locally also offer good potential, often using existing skills and resources. 

Can a family of four live on $100,000 a year?

Yes, $100k for a family of four is decent in many areas but can be tight in expensive cities; it allows for middle-class living with careful budgeting, covering necessities like housing and food, saving some, and having discretionary spending, though some states require over $100k just to live comfortably, notes Yahoo Finance, Entrepreneur, and CNBC. Your location (high cost vs. low cost), lifestyle, and spending habits (e.g., luxury vs. thrifty) are the biggest factors in determining comfort. 

Is $100,000 the new middle class?

Yes, $100k often falls within the traditional middle-income range by national standards, but it increasingly feels less like a comfortable middle-class life due to higher costs of living and inflation, often placing it at the lower end of the "upper-middle class" or making it feel tighter for families in expensive areas, leading some to say it's the new "barely getting by". 

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What salary is considered rich for a family?

In terms of location, Californians believe you need more money to live a wealthy lifestyle ($3-4 million instead of the nationwide average of $2.5 million) while residents of Atlanta, Chicago, Houston, Phoenix, and Dallas have a lower threshold of what it takes to be considered wealthy, below the national average.

What is the average salary of a stay-at-home mom?

While ZipRecruiter is seeing annual salaries as high as $42,500 and as low as $20,500, the majority of Stay Home Mom salaries currently range between $29,500 (25th percentile) to $37,000 (75th percentile) with top earners (90th percentile) making $40,000 annually across the United States.

How to make money as a broke mom?

Let's dive into some possibilities.

1. Freelance Writing and Editing. ...
2. Virtual Assistant Services. ...
3. Online Tutoring and Teaching. ...
4. Social Media Management. ...
5. Transcription and Proofreading Services. ...
6. Create Courses. ...
7. Blogging and Content Creation. ...
8. Become an Affiliate Marketing Pro.

How to make $500 dollars in a week as a kid?

To make $500 as a kid, consider these options:

1. Offer neighborhood services like dog walking or lawn mowing.
2. Sell handmade crafts or baked goods online or at local events.
3. Tutor peers in subjects you excel in or teach basic tech skills.
4. Organize a garage sale to sell unused items.

What is $40 an hour annually?

$40 an hour is $83,200 annually, assuming a standard 40-hour work week (40 hours/week x 52 weeks/year). This breaks down to about $1,600 weekly, roughly $6,933 monthly, and $320 daily, before taxes and deductions. 

What salary is considered middle class?

A middle-class salary varies significantly by location and household size, but generally, it's defined as two-thirds to double the median household income for your area, according to Pew Research Center and SmartAsset.com. Nationally, this might mean roughly $51,000 to $155,000 (in 2023/2024 dollars) for a typical household, but in expensive cities like San Jose, CA, the range can be $90,000 to over $270,000, while in lower-cost states like Mississippi, it's closer to $36,000 to $108,000. 

How much social security will I get if I make $60,000 a year?

If you consistently earn around $60,000 annually over your career, you can expect a monthly Social Security benefit of roughly $2,100 to $2,300 at your full retirement age (FRA), but the exact amount varies by your birth year and claiming age; for instance, at FRA, it's around $2,311 based on 2025 bend points, while claiming at 62 yields less and claiming at 70 yields more, with an official estimate available on the Social Security Administration (SSA) website. 

What is a realistic budget for a baby?

How much to budget for a baby per month. The monthly cost of caring for a baby can vary, but a general range is $1,100 to $2,5005 depending on your location and lifestyle. This includes diapers, formula or food, childcare, and medical expenses.

What is the 3 6 9 rule for babies?

The "3 6 9 rule for babies" is a simple guideline for common growth spurts and developmental stages, occurring around 3 weeks, 6 weeks, 3 months, 6 months, and 9 months, marked by increased hunger, fussiness, and disrupted sleep as babies rapidly grow and learn new skills. It's a helpful way for parents to anticipate behavioral changes, recognize feeding needs (cluster feeding), and understand developmental leaps, though timing can vary by baby.
 

How to make $1000 a month as a stay-at-home mom?

FAQ: How to make income as a stay-at-home mom

There are plenty of ways to make money without a job. Stay-at-home moms can earn money through freelance work, virtual assistant roles, tutoring, or selling with Print on Demand. These are flexible, realistic options that allow you to balance work and parenting.

What are the habits of rich people?

Rich people habits often center on discipline, continuous learning, and smart financial management, focusing on long-term growth by living below their means, investing consistently, avoiding debt, setting clear goals, networking, prioritizing health (sleep, exercise, nutrition), and developing an abundance mindset, while avoiding impulsive spending and excessive screen time. They focus on creating multiple income streams and mastering their time, often through early mornings and efficient planning.
 

How can I make $100 a day on side income?

How to make $100 a day online

1. Design and sell custom products with Print on Demand. ...
2. Try freelance writing. ...
3. Make extra money with graphic design. ...
4. Answer online surveys. ...
5. Start a dropshipping business. ...
6. Offer social media management services. ...
7. Try affiliate marketing. ...
8. Provide online tutoring services.

Can a family survive on $70,000 per year?

Yes, supporting a family on $70k a year is possible, but it's challenging and heavily depends on your location, family size (especially childcare needs), and spending habits, requiring careful budgeting as it's often below the required living wage in high-cost areas like LA or NYC but potentially manageable in lower-cost regions or rural areas. You'll likely need to prioritize needs, minimize luxuries, and find affordable housing to make it work, as high costs like rent, healthcare, and childcare can quickly consume that income. 

Is $40,000 a good salary for a family of four?

No, $40,000 a year is generally not a good income for a family of four in the U.S.; it's often below the necessary living wage, requiring significant sacrifices and smart budgeting in low-cost areas, and is considered poverty-level in most states, falling far short of the income needed for necessities like housing, childcare, and healthcare, as studies show families often need over $100,000 to get by, notes CNBC, Nasdaq, and SoFi. 

What is a stay-at-home mom worth in 2025?

In 2025, the estimated monetary value of a stay-at-home mom's work ranges significantly, with Insure.com's Mother's Day Index placing it around $145,000 annually, based on typical caregiver jobs, while other estimates highlight savings from avoiding childcare (around $25k) and other outsourced services, suggesting a value of $85,000 or more in avoided costs, though economists note the true value is immeasurably high, covering crucial support, stability, and wealth preservation. 

What salary is considered upper class?

To be considered upper class, a U.S. household generally needs an income significantly above the median, often cited as over $170,000 to $200,000 annually, but this varies greatly by location (e.g., much higher in San Francisco) and definition, with some studies placing the threshold at roughly double the median household income (around $167,000) or in the top 20% (starting around $153,000+). It's a subjective measure, influenced by cost of living, household size, and personal wealth, not just income. 

Does your net worth double every 7 years?

Assuming long-term market returns stay more or less the same, the Rule of 72 tells us that you should be able to double your money every 7.2 years. So, after 7.2 years have passed, you'll have $200,000; after 14.4 years, $400,000; after 21.6 years, $800,000; and after 28.8 years, $1.6 million.

Are wealthy families happier?

International data on wellbeing from over 150 countries provides insights into the relationship between income and happiness. For individual people the picture is clear – other things equal, richer people report higher wellbeing on average than poorer people.