What is the 2 cheapest state to live in?

Based on recent 2025/2026 data, Mississippi is frequently ranked as the second-cheapest state to live in, often following only behind another low-cost state like Alabama or Kansas, with very low housing costs but facing challenges with poverty and education. Other sources might place Kansas as second due to its low overall cost index and housing, while Arkansas is also a strong contender for low living expenses.


What state has the most affordable cost of living?

Mississippi is consistently ranked as the cheapest state to live in the U.S., primarily due to the nation's lowest housing costs, very affordable groceries, and low utility expenses, with other Southern states like Alabama, West Virginia, and Oklahoma also offering significantly lower living costs than the national average. These states offer strong affordability through low median home prices, lower rents, and often favorable tax environments for retirees, balancing modest wages with low overall expenses. 

What is the cheapest but safest state to live in?

For the best combination of cheap and safe, consider states like Iowa, Kansas, Mississippi, West Virginia, and Arkansas, which consistently rank high in affordability (low housing, groceries, overall cost of living) while also offering manageable safety, with Vermont and New Hampshire often topping pure safety lists, though they are pricier. The ideal balance depends on whether you prioritize the lowest cost (Mississippi) or strong safety (Vermont), with Midwestern/Southern states generally offering lower expenses and Northern/New England states often leading in safety metrics. 


Where is the cheapest but nicest place to live in the US?

The cheapest, best places to live in the U.S. often involve the Midwest and South, with cities like Wichita (KS), Fort Wayne (IN), Dayton (OH), and Knoxville (TN) offering low housing costs and good value, while states like West Virginia, Mississippi, and Oklahoma consistently rank as most affordable overall. Key factors are low housing prices and a cost of living significantly below the national average, with some top contenders being Decatur (IL), Enid (OK), and Brownsville (TX), but "best" depends on balancing budget with lifestyle needs like jobs, culture, and amenities. 

Where am I supposed to live if I can't afford rent?

Explore Government Assistance Programs

Local state and federal programs funded by the U.S. Department of Housing and Urban Development (HUD) provide housing that includes units with rents affordable to low-income tenants and vouchers that help offset rent payments at privately owned housing.


10 Cheapest States to Live in America 2026 Affordable Living & Lifestyle Guide



Which states are struggling financially?

10 States Where Americans Are Struggling the Most to Cover the Basics
  • Mississippi – Score: 90.2 (out of 100)
  • Louisiana – Score: 80.3.
  • West Virginia – Score: 77.8.
  • New Mexico – Score: 74.7.
  • Nevada – Score: 72.7.
  • Oklahoma – Score: 71.3.
  • California – Score: 70.4.
  • Georgia – Score: 70.2.


What is a $1 dollar house in the US?

The One-Dollar Homeownership Program is an unprecedented partnership between NACA and cities and towns across the nation to create affordable homeownership for low to moderate income homebuyers in underserved communities. Community residents can purchase a vacant house or lot from the city for only one dollar.

Where is the warmest and cheapest place to live?

For the cheapest, warmest places to live in the U.S., consider the Southeast (Alabama, Mississippi, Georgia, Carolinas) for low housing costs and mild winters (cities like Jackson, MS; Birmingham, AL; Charlotte, NC), or South Texas (Mission) and Central/North Florida (Jacksonville, Tampa) for warmth, no income tax, and growing job markets, with options in the Southwest (Phoenix, Arizona) offering desert warmth and big-city amenities at a lower cost than coastal California. The ideal spot depends on your preference for humidity, specific amenities, and how far south you want to go, but the Southeast often offers the best affordability. 


What is America's happiest city?

According to recent studies, Fremont, California, is frequently named the happiest city in the U.S., noted for high life satisfaction, financial stability, low depression, strong community, and ample green space. Other cities like San Jose, Irvine, and Sioux Falls also rank highly, with happiness often linked to economic well-being, good mental health, strong social connections, and access to nature and recreation, though rankings vary slightly by study. 

What is the #1 crime state in America?

Alaska consistently ranks as the state with the highest violent crime rate, followed closely by New Mexico, with Tennessee and Arkansas also having very high rates, according to 2024 data from sources like USAFacts and WorldAtlas. These figures reflect crimes per 100,000 residents, showing Alaska at over 724 incidents, significantly above the national average. 

What state has the cheapest rent?

West Virginia consistently ranks as the state with the cheapest rent in the U.S., followed closely by states like Mississippi, Arkansas, South Dakota, and Kentucky, with Oklahoma also often appearing on the most affordable lists, though prices can vary by data source and specific city. These states offer significantly lower average rental costs, sometimes with median prices below $900 for various apartment sizes. 


What is the happiest state to live in?

According to WalletHub's 2025 study, Hawaii is the happiest state in the U.S., ranking first for its strong emotional/physical well-being, work environment, and community/environment factors, with residents showing high life satisfaction, low depression, and long life expectancy, followed by Maryland and Nebraska in the top three. 

Which state has the cheapest houses?

The states with the cheapest houses consistently include West Virginia, Mississippi, Arkansas, Ohio, Iowa, Indiana, and Oklahoma, often topping lists for affordability due to low median home prices, though exact rankings vary slightly by source and data timing. These Midwestern and Southeastern states offer significantly lower housing costs compared to the national average, making them ideal for budget-conscious homebuyers.
 

Which states have no state income tax?

As of 2025, there are nine states that don't collect any state income tax: Alaska, Florida, Nevada, South Dakota, New Hampshire, Tennessee, Texas, Washington, and Wyoming.


What is the #1 state to live in the US?

1. Massachusetts. According to WalletHub's study, Massachusetts is the best state to live in, excelling in all key factors—and earning the top spot in the ranking. It has the lowest premature death rate in the US, and residents earn a cushy median household income of over $101,000.

Where can you live on $1200 a month?

5 Best Countries Where You Can Live on $1,200 a Month
  • Albania. If Mediterranean living without the high price tag is what you're seeking, check out Albania. ...
  • Cambodia. Cambodia, located in Southeast Asia, is another country where expats can live on a limited budget. ...
  • Peru. ...
  • Colombia. ...
  • Vietnam.


What city in the US is 70 degrees year-round?

What city is 70 degrees year-round in the U.S.? San Diego consistently hovers around 70 degrees year-round, making it one of the most comfortable places to live in the U.S.


Where is the nicest but cheapest place to live in the USA?

The cheapest, best places to live in the U.S. often involve the Midwest and South, with cities like Wichita (KS), Fort Wayne (IN), Dayton (OH), and Knoxville (TN) offering low housing costs and good value, while states like West Virginia, Mississippi, and Oklahoma consistently rank as most affordable overall. Key factors are low housing prices and a cost of living significantly below the national average, with some top contenders being Decatur (IL), Enid (OK), and Brownsville (TX), but "best" depends on balancing budget with lifestyle needs like jobs, culture, and amenities. 

Can you buy a house with 100 dollars?

Available exclusively for the purchase of HUD homes, this specialty FHA program allows for a down payment of just $100. In the standard FHA loan the minimum down payment for a purchase is 3.5 percent.

Who is eligible for a NACA loan?

Low-to moderate-income Members (i.e., borrowers and co-borrowers) whose combined income is equal to or less than the median family income for the MSA where they are purchasing a home.


Can I legally sell my house for a dollar?

Property Tax Reassessment: In states like California, transferring property, even for a nominal amount, can trigger a reassessment at the current market value. However, family transfers may be excluded from reassessment if proper documentation is filed.

Is $40,000 a year considered poverty?

Whether $40,000 a year is considered poverty depends heavily on your household size and location, but generally, it's well above the official poverty line for individuals and small families but can feel like poverty in high-cost areas or for larger families, as it's often considered lower-middle class, not poverty. For a single person in the contiguous U.S. in 2025, the poverty guideline is about $15,650; for a family of four, it's around $32,150, meaning $40k is above poverty, but proximity to the poverty line for larger families or high-cost states (AK/HI) makes it much tighter, with some federal programs using 130-200% of FPL to define "low income". 

Who owns over 70% of the US debt?

Who owns the most U.S. debt? Around 70-80 percent of U.S. debt is held by domestic financial actors and institutions in the United States. U.S. Treasuries represent a convenient, liquid, low-risk store of value.


How many Americans are 100% debt free?

Around 23% of Americans are debt free, according to the most recent data available from the Federal Reserve.
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