What Medicare plan is the most popular?

The most popular Medicare plan is generally considered to be Medicare Supplement Plan G for new enrollees, and Original Medicare with a supplemental plan is a widely adopted approach overall. Medicare Advantage plans (Part C) are also very popular, with UnitedHealthcare being the largest private insurer in that market.

What is the most popular Medicare plan?

Plan G has become the most popular plan since plan F, which covers all the same benefits as Plan G as well as the Part B deductible, can no longer be sold to new beneficiaries who turned 65 on or after January 1, 2020 due to a change in law (Plan C also is no longer available as of that date because it also covered the ...

Which is better, Medicare A and B or Medicare Advantage?

Neither Original Medicare (A & B) nor Medicare Advantage (Part C) is universally "better"; the best choice depends on your healthcare needs, budget, and lifestyle, with Original Medicare offering freedom to see any doctor but requiring separate drug/supplement plans, while Medicare Advantage bundles benefits (vision, dental, drugs) into one plan with networks, offering lower premiums but higher potential out-of-pocket costs within a network and less flexibility when traveling. 

What is the best choice to go with when I go on Medicare A and B and still need prescription and dental coverage?

Medicare Advantage (Part C) plans offer all the benefits of Original Medicare (Part A and Part B), with extras like dental, vision, hearing, and prescription drug coverage.

What is the best insurance for seniors on Medicare?

The "best" Medicare insurance depends on your needs, but top options for seniors often include Medicare Advantage (Part C) for all-in-one coverage with extra perks (Humana, UHC, Aetna), or Original Medicare (A+B) with Medigap (Supplement) for flexibility and no network (AARP/UHC, Mutual of Omaha). Consider Humana, UnitedHealthcare, Aetna, Anthem, and BCBS for strong provider networks, while companies like Wellcare, Cigna, and Wellabe excel in specific benefits or costs, always comparing plans on Medicare.gov for personalized fit. 

The Most Popular Medicare Plan | Pros and Cons 2025

What are the biggest mistakes people make with Medicare?

The biggest Medicare mistakes involve missing enrollment deadlines, failing to review plans annually, underestimating total costs (premiums, deductibles, copays), not enrolling in a Part D drug plan with Original Medicare, and assuming one-size-fits-all coverage or that Medicare covers everything like long-term care. People often delay enrollment, get locked into old plans without checking for better options, or overlook financial assistance programs, leading to higher out-of-pocket expenses and penalties. 

Is Blue Cross or UnitedHealthcare better?

UnitedHealthcare gets slightly higher overall star ratings than BCBS and may offer lower prices, but BCBS might offer a better customer experience.

What are the four things Medicare doesn't cover?

Some of the items and services Medicare doesn't cover include:

• A heart valve repair or replacement.
• An organ transplant.
• Cancer-related treatments.
• Dialysis services for the treatment of End-Stage Renal Disease (ESRD)

Which Medicare Advantage plan denies the most claims?

Centene (Wellcare) and CVS Health (Aetna) have faced scrutiny for high prior authorization denial rates in Medicare Advantage (MA) plans, with reports showing they had the most denied requests in 2023, though many denials were overturned on appeal, indicating issues with their strict criteria, while UnitedHealthcare also faces lawsuits and uses technology that has led to increased denials, especially for post-acute care, highlighting systemic challenges with MA plan claim approvals. 

Why do people say not to get a Medicare Advantage plan?

People warn against Medicare Advantage (MA) plans due to limited doctor/hospital networks, complex pre-authorization for care, higher potential out-of-pocket costs for serious illnesses, annual plan changes (benefits/networks), denials of care, and difficulty switching back to Original Medicare with a Medigap plan later, especially if you become sick. While MA offers extra perks (dental, vision, low premiums), these restrictions can be burdensome, prioritizing insurer profits over patient freedom, making it risky for those with ongoing health issues. 

Do I really need supplemental insurance with Medicare?

Supplemental insurance is advisable for those with Medicare to help cover out-of-pocket costs and gaps in coverage, offering financial protection for deductibles, coinsurance, and other medical expenses not fully covered by Medicare.

Can I drop my Medicare Advantage plan and go back to original Medicare?

Yes, you can drop your Medicare Advantage (MA) plan and return to Original Medicare, typically during the Annual Enrollment Period (AEP) (Oct 15–Dec 7) or the MA Open Enrollment Period (OEP) (Jan 1–Mar 31), though you may qualify for a Special Enrollment Period (SEP) if you move or have other qualifying life events, but be aware you'll need to get a Part D plan and might want a Medigap plan to help with costs. 

How do I get dental and vision coverage with Medicare?

If you have a Medicare Supplement plan, Part D plan, or both, you may want to purchase an Individual plan to cover dental and vision care. Most Anthem Medicare Advantage plans include built-in coverage for routine dental and vision care.

What medicare plan pays 100%?

**For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible ($257 in 2025) ($283 in 2026), the Medigap plan pays 100% of covered services for the rest of the calendar year.

What is the best supplement insurance to go with Medicare?

Best Medicare Supplement Insurance Companies in 2026

• UnitedHealthcare / AARP – Best Plan Pairing: Plan G or Plan N.
• Cigna Healthcare – Best Plan Pairing: Plan G.
• Humana – Best Plan Pairing: Plan N.
• Aetna (CVS Health) – Best Plan Pairing: Plan N.

Why are seniors losing Medicare Advantage plans?

Citing decreased federal payments and rising health care costs, the private health insurers Martin's Point, UnitedHealth and Anthem are pulling their Medicare Advantage plans from New Hampshire in 2026. In Cheshire County, only two insurers will continue offering Medicare Advantage plans.

What company has the best Medicare Advantage plan for seniors?

There's no single "best" Medicare Advantage plan; it depends on your needs, but top providers like Aetna, UnitedHealthcare, Humana, and Kaiser Permanente (in CA) consistently rank high for network size, customer satisfaction, affordability (including $0 premiums), and extra benefits (dental, vision, wellness). The best plan for you will match your doctors, preferred hospitals, prescription drugs, budget, and desire for extra perks, so compare options using the official Medicare Plan Finder. 

What insurance company has the most complaints?

There isn't one single company with the "most" complaints universally, as it varies by insurance type (auto, home, health) and reporting agency, but Allstate frequently appears at the top of "worst" lists for auto/property due to aggressive claims tactics (lowballing, delays). For home insurance, companies like American Bankers and Spinnaker show high complaint ratios, while some reports point to high denial rates for health insurers like AvMed and UnitedHealthcare. 

Do doctors dislike Medicare Advantage plans?

Key takeaways. Doctors may dislike Medicare Advantage plans due to the need for prior authorization for many services, which can cause delays in treatment and increase administrative work.

Is it better to go on Medicare or stay on private insurance?

Neither Medicare nor private insurance is universally "better"; the best choice depends on individual needs, but Medicare often offers lower overall costs and simplicity for seniors, while private insurance excels in covering dependents and potentially offering more choice with networks/out-of-pocket caps, though at higher premiums. Medicare boasts lower admin costs and standardized coverage, but Original Medicare lacks an out-of-pocket maximum, a feature typically found in private plans and Medicare Advantage (Part C). 

Does Medicare pay for a colonoscopy?

Yes, Medicare (Part B) pays for screening colonoscopies, covering 100% of costs if your doctor accepts assignment and no polyps are found, though you pay 15% if they remove tissue (making it diagnostic); frequency depends on your risk, generally every 10 years (average risk) or 24 months (high risk). 

What blood tests does Medicare not cover?

Medicare generally doesn't cover blood tests that aren't medically necessary, such as routine wellness panels, employment-required tests, elective tests for general curiosity, or experimental markers, though it does cover specific preventive screens (like PSA) and medically indicated diagnostic tests. You'll likely pay out-of-pocket for tests ordered without a specific diagnosis, tests done too frequently, or those for general "peace of mind," but your doctor should give you an Advance Beneficiary Notice (ABN) if a test isn't covered. 

What is the disadvantage of UnitedHealthcare?

UnitedHealthcare's disadvantages often center on high claim denial rates, extensive prior authorization requirements leading to treatment delays, potential network restrictions (especially with HMOs), and variations in plan quality/benefits by location, with some users experiencing difficulty getting necessary care approved despite paying premiums. Other concerns include under-reimbursement of independent doctors, potentially impacting access, and lower coverage for specific needs like hearing aids in some Advantage plans. 

What does AARP say about UnitedHealthcare?

UHC offers insurance plans in all 50 states and around the world. The two companies began collaborating over 20 years ago. AARP does not necessarily argue that UnitedHealthcare is the right choice for every Medicare beneficiary, but it does proclaim it as a trusted healthcare partner and resource.