What percent of individuals make over 150k?

Approximately 10% of individual workers made over $150,000 annually in the U.S. in 2025. The equivalent for households is about 26.1% of households (10.1% + 16%).

How rare is a 150K salary?

A $150k salary is relatively rare but not elite, placing you in the top 10-12% of U.S. earners, well above median income, yet it can feel middle-class in high-cost areas due to inflation and housing costs. While significant, it's not "rich" (top 1% needs ~$785k+) but puts you in the upper-middle-class bracket in most locations, with the actual feel depending heavily on your state and living expenses. 

Is 150K a year upper middle class?

However, depending on the state you live in, earning upwards of $150,000 annually might mean you're considered part of the middle class rather than upper-middle or upper class. Find Out: What Is the Estimated Median Income for the Upper-Middle Class in 2025?

What is the top 1 percent income by age?

The top 1% income threshold rises significantly with age, peaking in middle age and early retirement years, with figures varying by source but generally showing thresholds well over $1 million for older adults, while younger individuals (20s) might need $100k-$200k+; for example, data suggests ages 40-44 needed over $1M, while late 50s/early 60s might see thresholds around $1M or higher, with peak requirements often in the $1.1M+ range for those in their 70s, though these figures fluctuate yearly and by source.
 

How many Americans have $500,000 in retirement savings?

Only a small percentage of Americans have $500,000 or more in retirement savings, with recent data (late 2025/early 2026) suggesting around 7% to 9% of households have reached this milestone, though this varies by source and can be skewed by high-income earners or home equity. For instance, one study showed only 4% of all households had $500k-$999k, and 3.1% had $1M+. 

The Best Financial Strategies by Income: $40k, $75k, $100k+

What percentile is 150k income?

An income of $150,000 puts you in the upper-middle class, roughly the 70th to 75th percentile for household income in the U.S. (depending on the year/source), placing you well above the median but below the top earners, although for individual income, $150k is even higher, often pushing towards the top 10%. For households, $150k is solidly above the median (around $70k-$80k) and into the upper bracket, with roughly 10% of households earning $150k-$200k in 2024. 

How many Americans make $200,000 a year?

Around 14-16% of U.S. households earn $200,000 or more annually, which translates to roughly 15-20 million households, while for individuals, $200k puts you in the top 5% of earners, with data suggesting roughly 10-12% of households are above this mark, showing it's a significant income bracket but still well above the median household earnings. 

What salary is considered upper class?

To be considered upper class, a U.S. household generally needs an income significantly above the median, often cited as over $170,000 to $200,000 annually, but this varies greatly by location (e.g., much higher in San Francisco) and definition, with some studies placing the threshold at roughly double the median household income (around $167,000) or in the top 20% (starting around $153,000+). It's a subjective measure, influenced by cost of living, household size, and personal wealth, not just income. 

What percent of Americans make over 150k?

Roughly 26% of U.S. households earn over $150,000 annually, combining the ~10% in the $150k-$199k bracket with the ~16% earning $200k or more, though this can vary slightly by source and whether it's household or individual income. A $150k income puts you in the top 10% nationally for individual earners but can be considered middle-class in expensive areas.
 

How much is 150K a year hourly?

$150,000 a year is approximately $72.12 per hour, based on a standard 40-hour workweek (2080 hours annually). This is calculated by dividing your annual salary by 2080 hours ($150,000 / 2080 = $72.12). For higher accuracy, consider fewer paid holidays, which slightly increases the hourly rate to around $74.11. 

Can I afford a house with 150K salary?

With a $150k salary, you can likely afford a home in the $450,000 to $780,000 range, depending heavily on your debt, credit, down payment, and location, though the common 28/36 rule suggests a monthly mortgage payment around $3,500 (28% of gross income) and total debt under $4,200 (36% of income). A lower debt-to-income ratio and larger down payment increase your purchasing power significantly, while high-interest debt or bad credit reduces it. 

What class are you in if you make $150,000 a year?

An income of $150,000 a year generally falls into the upper-middle class, but its "class" status varies significantly by location, being middle class in many areas and even lower-middle class in high-cost cities like D.C. or San Francisco, according to analyses using the Pew Research Center definition (2/3 to 2x state median income). 

Is 150K salary considered rich?

Today, it's often just enough to be considered middle class. In fact, the upper bound of what qualifies as middle class now exceeds $100,000 in every U.S. state, according to a SmartAsset analysis of 2023 income data from the U.S. Census Bureau.

Can a family of four live on 150K a year?

I wouldn't be surprised if $150k was really tight for a family of 4 in SF proper. Running the calculations, a payroll calculator indicates that $150k/yr turns into $3925 take home every 2 weeks or just over $100k/yr. The housing alone for a three bedroom (assuming everyone shares a room) would run at least $60k/yr.

What are the 5 wealth classes?

The concept of "5 wealth classes" often refers to a breakdown of U.S. households by net worth, typically categorizing them as the Bottom 25%, Lower Middle Class, Upper Middle Class, Upper Class (top 25%), and the Wealthiest 10%, with defined net worth ranges for each tier, according to financial reports like those from MarketWatch. Another perspective defines wealth more broadly across five dimensions: Financial, Social, Time, Physical (Health), and Spiritual wealth, focusing on overall life quality beyond just money. 

How many Americans make 6 figures?

Roughly 18% to 25% of American adults earn a six-figure income (over $100,000 annually), though this varies by source and demographic, with higher percentages among prime working ages (35-44) and men, while roughly 34% of U.S. households reach this income level. Specific data shows about 17% of households make $100k-$149k, 9.5% make $150k-$199k, and 14% make $200k+, totaling around 40% for households at or above $100k. 

What are the 4 levels of income?

The World Bank classifies economies for analytical purposes into four income groups: low, lower-middle, upper-middle, and high income.

How rare is it to make 200K?

The survey: The Census Bureau's new 2024 tables show that about 14% of U.S. households have annual income over $200,000.

How many Americans make $400,000 a year?

While exact real-time figures vary, roughly 0.6% to 1.8% of American households earn over $400,000 annually, meaning millions of households, with recent estimates suggesting around 3.8 million fall into this bracket, though it's a small fraction (over 95%) of the total. This puts them in a high-earning tier, but income distribution shows even higher thresholds for the top 1%, requiring significantly more income to reach. 

What is the average US salary?

In the BLS' survey sample of 60,000 US households, men earn a median wage of $1,307 per week or $67,964 per year. By comparison, women earn a median wage of $1,096 per week, or $56,992 per year—almost 20% less than men.

What percentage of Americans earn over $150,000?

Over one quarter, 28.5%, of all income was earned by the top 8%, those households earning more than $150,000 a year. The top 3.65%, with incomes over $200,000, earned 17.5%. Households with annual incomes from $50,000 to $75,000, 18.2% of households, earned 16.5% of all income.

Am I working class or middle class?

Whether you're working class or middle class depends on income, but also job type, education, and lifestyle; generally, middle class means earning roughly 2/3 to double the median income (around $57k-$170k for families recently), with higher job security/education, while working class often involves lower wages, manual labor, and less control over work, though some high-paid manual jobs blur lines. You can check your status using Pew Research Center's calculator or by comparing your income/job to general brackets, keeping in mind definitions vary.
 

What salary makes you top 5%?

To be in the top 5% of earners in the U.S., you generally need an annual household income between approximately $287,000 and over $350,000, though this threshold varies significantly by state, with some states like D.C. requiring over $400,000 and others like Mississippi needing around $195,000 for household income in 2024/2025 data.