What percentage of Americans make 125k?

Approximately 11-13% of U.S. households had an annual income between $100,000 and $125,000 in recent years, based on data from the U.S. Census Bureau. When considering all individual workers, roughly 23.1% earned over $100,000 annually in 2025.


Is 125k a good salary for a single person?

Yes, $125k is generally a very good salary for a single person in the U.S., placing you in a high income bracket, but its actual value depends heavily on your location's cost of living (e.g., great in most places, tight in NYC/SF) and your personal spending habits, allowing for comfortable living, savings, and potential homeownership, though large debts can strain it. 

How common is a 120k salary?

The median wage is $113.2K / yr. $120.2K is the 75th percentile. Wages above this are outliers.


Is 125k middle class?

Earning more than $110,000 in household income doesn't make you rich — but in most states, it means you're upper-middle class. Nationwide, upper-middle class households earn a median income between $117,000 and $150,000, according to a new GOBankingRates analysis of 2023 Census Bureau data.

What class are you in if you make $200,000 a year?

Making $200,000 a year generally places you in the upper-middle class, but depending on your location (especially high-cost areas like California) or household size, it can still fall within the broader definition of middle class, or even be considered upper income in some areas, showing that "class" is relative to cost of living and regional median incomes. 


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What percentage of Americans make over $150,000 per year?

Over one quarter, 28.5%, of all income was earned by the top 8%, those households earning more than $150,000 a year.

Is 128k a good salary?

A good salary in California varies widely depending on location and industry, ranging from $50K to $150K. California ranks as the second-most expensive state in the U.S. for living costs.

What's a good salary for a 40 year old?

Median Salary for Ages 35-44

The median salary of 35- to 44-year-olds is $1,385 per week or $72,020 per year. That said, the number conceals considerable variation by gender.


How common is a $100,000 salary?

Earning $100,000 a year is relatively uncommon for individuals in the U.S., with roughly 18-25% of adults reaching this level, but it's more common for households, where around 40-43% earn over $100k, often with multiple earners. While once a sign of wealth, its significance has changed, with many feeling it's now just enough to cover basic expenses, especially in high-cost areas.
 

Can I afford a 500k house on a 120K salary?

You might be able to afford a $500k house on a $120k salary, but it's borderline and depends heavily on your other debts, credit, down payment, interest rate, property taxes, and insurance; lenders often prefer higher incomes (around $130k-$150k+) for this price point, using the 28/36 rule (housing costs under 28% of gross income), so a strong financial picture is essential to qualify. 

Am I rich if I make 120K a year?

It is also adjusted for family size. In the U.S., the median income is $74,580, which puts the range for the middle class between $49,745 and $149,160. However, when adjusting for family size, a $120,000 salary for a single person puts you squarely in the upper class in every metro area in the United States.


What percentile are you in if you make 120K?

Making $120k a year generally places you in the 65th to 70th percentile for household income, depending on the source and year, putting you well above the U.S. median but below the top earners, though it's closer to the 80th percentile for individual earnings and can be considered upper-middle class or even lower-upper class, especially in high-cost areas. 

What percentage of Americans make $125000 per year?

In 2020, about 90% of employed people made less than $125,000 in total income. About 2% of employed people made $300,000 or more in total income.

What house can I afford if I make 125k a year?

With a $125,000 salary, you can generally afford a house in the $350,000 to $500,000+ range, depending heavily on your down payment, credit, current interest rates, and other debts, but a good rule is to keep total housing costs (mortgage, taxes, insurance) under $2,900-$3,100 monthly, or about 28-30% of your gross income. Aiming for a 20% down payment reduces costs, while a smaller down payment (e.g., 10%) lowers your affordable price point due to Private Mortgage Insurance (PMI). 


How much an hour is $125000 salary?

How much is $125,000 a year hourly? If you're earning $125,000 annually, your hourly wage is approximately $60.10 . To calculate this, divide your yearly salary by the average number of working hours per year — typically 2080 hours (52 weeks x 40 hours). So, $125,000 divided by 2080 equals an hourly income of $60.10.

Can you retire at 40 with $500,000?

As mentioned, $500,000 can last for over 30 years if budgeted correctly. However, there are a number of caveats to this, including how long you need your retirement savings to last you. For example, if you retire at 40 and need enough retirement savings for another 40 years, you may struggle.

What does average income not tell you?

This is why economic averages can be misleading. They smooth out the data so much that they hide inequality, regional differences, and even how people feel about the economy.


What is a top 2% salary in the US?

To be in the top 2% of income earners in the U.S., you generally need an income well into the high six figures, with thresholds around $400,000 to over $438,000 depending on the year and data source, often placing you in the top 1-2%, while household income thresholds can be similar or higher, with some sources pointing towards $400k+ to enter the top tiers. 

Is 120K a year 6 figures?

“6 figures” is any salary between $100,000 and $999,999, or a dollar amount with 6 digits.

How common is a 130K salary?

California ranks number 50 out of 50 states nationwide for 130K salaries. To estimate the most accurate annual salary range for 130K jobs, ZipRecruiter continuously scans its database of millions of active jobs published locally throughout America. Find your next high paying job as a 130K on ZipRecruiter today.


How rare is a 150K salary?

A $150k salary is relatively rare but not elite, placing you in the top 10-12% of U.S. earners, well above median income, yet it can feel middle-class in high-cost areas due to inflation and housing costs. While significant, it's not "rich" (top 1% needs ~$785k+) but puts you in the upper-middle-class bracket in most locations, with the actual feel depending heavily on your state and living expenses. 

What's considered upper class income?

Upper-class income varies, but generally starts around $170,000 to over $200,000 annually for a household, often defined as the top 20% of earners, with thresholds rising with more affluent areas, but true upper-class status also involves significant wealth accumulation and investment income beyond just salary, putting them in the top few percentiles. 

How many people in the US make over $500,000?

Over 1 million people in the U.S. earn $500,000 or more annually, representing less than 1% of the population, though perceptions often overestimate this figure significantly, with some analyses suggesting around 1.6 million workers fall into this category. Recent studies by ADP Research and DQYDJ indicate the number is substantial, with estimates pointing to figures like 1 in 127 jobs paying over $500k, showing it's more common than people think, even in major cities.