Where are the most affordable places to live?

Affordable places to live in the U.S. often feature low housing costs, with cities like Toledo (OH), Memphis (TN), Wichita (KS), Detroit (MI), Pittsburgh (PA), Indianapolis (IN), and Huntsville (AL) frequently mentioned for budget-friendly homes and overall low cost of living. States like Mississippi, Ohio, Michigan, and Kansas consistently rank high for affordability, offering significantly lower expenses for housing, utilities, and daily necessities compared to the national average.


Where is the cheapest but nicest place to live in the US?

The cheapest, best places to live in the U.S. often involve the Midwest and South, with cities like Wichita (KS), Fort Wayne (IN), Dayton (OH), and Knoxville (TN) offering low housing costs and good value, while states like West Virginia, Mississippi, and Oklahoma consistently rank as most affordable overall. Key factors are low housing prices and a cost of living significantly below the national average, with some top contenders being Decatur (IL), Enid (OK), and Brownsville (TX), but "best" depends on balancing budget with lifestyle needs like jobs, culture, and amenities. 

Where's the safest, cheapest place to live?

10 of the cheapest and safest places to live in the world
  • Albania.
  • Portugal.
  • Costa Rica.
  • Panama.
  • Mexico.
  • Thailand.
  • Malaysia.
  • Vietnam.


Where am I supposed to live if I can't afford rent?

Explore Government Assistance Programs

Local state and federal programs funded by the U.S. Department of Housing and Urban Development (HUD) provide housing that includes units with rents affordable to low-income tenants and vouchers that help offset rent payments at privately owned housing.

Where is the cheapest but nicest place to live in the world?

The "best and cheapest" place is subjective, but top contenders for affordability with good quality of life include Vietnam (Da Nang, Hoi An), Portugal (less expensive regions), Colombia, Mexico, Thailand, Indonesia (Bali), and parts of Eastern Europe (Albania, Bosnia, North Macedonia), offering low costs for living, food, and rent, often under $1,500/month for a couple, balancing culture, safety, and natural beauty. 


25 Canadian Towns Where Home Prices Are So Low… You’ll Think It’s a Scam



Where can you live on $1200 a month?

Varna, Bulgaria—one of the cities highlighted in a new report on the world's most affordable places to live or retire for as little as $1,200 a month. That financial reality has more people exploring the idea of moving abroad—whether for retirement, remote work or a lifestyle change.

Where is the cheapest English-speaking country to live?

What are the cheapest English-speaking countries to live in? India, Ghana, the Philippines, Malaysia, Vietnam, and South Africa are among the most affordable options.

What to do if I have nowhere to live with no money?

Contact an organization in your local community who can help. Local agencies provide a range of services, including food, housing, health, and safety. Contact a national hotline or locate an organization near you. If you are experiencing a life-threatening emergency, please dial 911.


Can I afford a house making $70,000 a year?

If you earn $70,000 per year, you can typically afford a home priced between $260,000 and $360,000.

Where in the world can I live for $800 a month?

7 destinations where you can live well on $800/month—without...
  • Chattanooga, Tennessee (USA) ...
  • Mérida, Mexico. ...
  • Chiang Mai, Thailand. ...
  • George Town, Penang (Malaysia) ...
  • Medellín, Colombia. ...
  • Tbilisi, Georgia. ...
  • Bali, Indonesia.


Which is the most peaceful and safest place to live?

For ultimate global peace and safety, Iceland consistently ranks #1, followed by Ireland and New Zealand, due to low conflict, high social trust, and strong institutions, but for vibrant city living in the US, Irvine, CA, or Austin, TX, offer great safety with cultural energy, while smaller US cities and places like Denmark (high quality of life) and Switzerland (neutrality, security) are also top contenders. 


Where can I live that is warm and cheap?

Best affordable warm states with soaring home prices
  • Texas. Texas is ideal for millennials and Gen Z buyers who want affordable housing, strong job opportunities, and a good quality of life without the sky-high prices of coastal cities. ...
  • Florida. ...
  • Arizona. ...
  • Georgia. ...
  • South Carolina.


What is a $1 dollar house in the US?

The One-Dollar Homeownership Program is an unprecedented partnership between NACA and cities and towns across the nation to create affordable homeownership for low to moderate income homebuyers in underserved communities. Community residents can purchase a vacant house or lot from the city for only one dollar.

Where is the cheapest place to start a new life?

Most Affordable Places to Live in the U.S. in 2025-2026
  • Decatur, IL.
  • Enid, OK.
  • Springfield, IL.
  • Mission, TX.
  • Bay City, MI.
  • Eagle Pass, TX.


What is America's happiest city?

According to recent studies, Fremont, California, is frequently named the happiest city in the U.S., noted for high life satisfaction, financial stability, low depression, strong community, and ample green space. Other cities like San Jose, Irvine, and Sioux Falls also rank highly, with happiness often linked to economic well-being, good mental health, strong social connections, and access to nature and recreation, though rankings vary slightly by study. 

What state is #1 in homelessness?

California has the largest homeless population by sheer numbers, with over 187,000 people in early 2024, followed by New York, but states like Hawaii and New York often rank highest when homelessness is measured as a rate per capita (per 100,000 residents). So, while California has the most, Hawaii and New York can lead in prevalence relative to their total population.
 

Where can I sleep if I have no money?

The government offers programs that can help you find short-term housing.
  • Dial 211 to find emergency housing. In most areas of the U.S., you can dial 211 to connect with local social services and get referrals for emergency housing.
  • Find shelters and temporary housing near you. ...
  • Emergency housing for teens and youth.


Did California give homeless people $750 a month?

$750 a month was given to homeless people in California. What they reported spending it on is more evidence that universal basic income works.

Can I afford $1000 rent making $20 an hour?

*“If you're earning $20 an hour, you might be wondering — can I really afford $1,000 rent? 🤔 You're bringing in about $3,200 before taxes, and experts suggest keeping rent near 30% of your income — that's roughly $960. So yes, $1,000 rent is doable… but it's tight with other bills.

What is the monthly payment on a $400,000 mortgage at 7%?

Monthly payments on a $400,000 mortgage

At a 7.00% fixed interest rate, your monthly mortgage payment on a 30-year mortgage might total $2,661 a month, while a 15-year might cost $3,595 a month.


Is it better to rent or buy?

It's better to rent for flexibility, lower upfront costs, and less responsibility for maintenance, while buying builds equity and offers stability but requires significant capital, long-term commitment (5+ years is often recommended), and responsibility for all upkeep, taxes, and fees, making the best choice highly personal, depending on your finances, lifestyle, and location. 

What is the nicest but cheapest country to live in?

The best quality of life among the cheapest countries is in Tunisia. The level of safety in the country is average, as is the quality of healthcare and education.

What state speaks the least English?

List of the United States communities where English is not the majority language spoken at home
  • 1 Alabama.
  • 2 Alaska.
  • 3 Arizona.
  • 4 Arkansas.
  • 5 California.
  • 6 Colorado.
  • 7 Florida.
  • 8 Georgia.