Where can I live really cheap?

You can live really cheap in the U.S. in states like West Virginia, Mississippi, Oklahoma, and Arkansas, with cities such as Weirton, WV, Oklahoma City, OK, and Brownsville, TX offering very low rents and housing costs, though rural areas in these states might have fewer amenities. Internationally, places like Thailand, Vietnam, and Sri Lanka offer extreme affordability for housing and food.


What place has the lowest cost of living?

The place with the lowest cost of living varies by definition, but generally, it's found in the Midwest and Southern U.S. states like Oklahoma, Mississippi, and West Virginia, with cities like Decatur, IL; Fort Wayne, IN; and McAllen, TX often cited as most affordable due to very low housing costs, though rural areas in these states can be even cheaper but with fewer amenities. 

Where can you live on $1200 a month?

5 Best Countries Where You Can Live on $1,200 a Month
  • Albania. If Mediterranean living without the high price tag is what you're seeking, check out Albania. ...
  • Cambodia. Cambodia, located in Southeast Asia, is another country where expats can live on a limited budget. ...
  • Peru. ...
  • Colombia. ...
  • Vietnam.


Can you live on $1000 a month?

$1000 per month is below the living-wage threshold for a single adult in nearly all US metro areas and is generally insufficient for independent, stable living without significant subsidies, shared housing, or other supports.

Where am I supposed to live if I can't afford rent?

Explore Government Assistance Programs

Local state and federal programs funded by the U.S. Department of Housing and Urban Development (HUD) provide housing that includes units with rents affordable to low-income tenants and vouchers that help offset rent payments at privately owned housing.


Top 10 CHEAPEST Countries To Live Lavishly On $1000/Month



What to do if I have nowhere to live with no money?

Contact an organization in your local community who can help. Local agencies provide a range of services, including food, housing, health, and safety. Contact a national hotline or locate an organization near you. If you are experiencing a life-threatening emergency, please dial 911.

Can I afford $1000 rent making $20 an hour?

*“If you're earning $20 an hour, you might be wondering — can I really afford $1,000 rent? 🤔 You're bringing in about $3,200 before taxes, and experts suggest keeping rent near 30% of your income — that's roughly $960. So yes, $1,000 rent is doable… but it's tight with other bills.

What is the $27.39 rule?

The $27.40 rule is a simple way to think about how to save $10,000 in a year. It suggests saving $27.50 of your income daily, which adds up to $10K annually ($27.40 x 365 days = $10,001).


What is the minimum the government says you can live on?

A single person needs to earn £30,500 a year to reach a minimum acceptable standard of living in 2025. A couple with 2 children needs to earn £74,000 a year between them. April 2025 saw an inflation-based increase in benefits of 1.7%, pegged to the CPI rate in September 2024.

How to survive with no income?

Surviving with no income involves a multi-pronged approach: immediately accessing government aid (unemployment, food stamps) and non-profit resources (food banks, shelters), aggressively cutting all non-essential costs, generating any income through gig work or selling items, and leveraging your network for support or temporary work, while prioritizing mental health and seeking hardship programs from lenders/providers. 

Where can I live in $800 a month in the US?

10 Big City ZIP Codes Where You Can Rent For Under $800
  1. Columbus, OH (43227)
  2. Indianapolis, IN (46254) ...
  3. Houston, TX (77034) ...
  4. Indianapolis, IN (46227) ...
  5. Indianapolis, IN (46229) ...
  6. El Paso, TX (79930) ...
  7. Houston, TX (77099) ...
  8. Fort Worth, TX (76133) ...


How do I live cheaply?

Rent rather than own.

If you calculate the interest you pay on a mortgage, the cost of insurance and maintenance, buying is often much more costly than renting … and if you rent, save money, and then invest the difference, you can actually end up well ahead in the long run.

Where is rent the cheapest in the US?

Rent is cheapest in states like West Virginia, Arkansas, Oklahoma, Mississippi, and Kansas, often found in the Midwest and South, with cities like Wichita (KS), Toledo (OH), Oklahoma City (OK), and Cedar Rapids (IA) offering some of the lowest averages, especially for smaller apartments, driven by lower demand and ample land for development. 

Is renting cheaper than buying?

Yes, renting is generally cheaper than buying on a monthly basis in most U.S. markets due to high home prices and elevated mortgage rates, with ownership costs often exceeding rent by 30-40%, though the gap varies by city, with Rust Belt areas having smaller differences and tech hubs showing larger ones. While renting saves money short-term, buying can become financially beneficial over many years, especially if you reinvest rental savings, but it involves significant upfront costs and ongoing expenses like taxes, insurance, and maintenance. 


Where can Americans afford to live alone in 2025?

These are the U.S. cities where Americans can actually afford to live on a single person's income—and the ones out-of-budget for singletons
  • Budget-friendly options came down to these locations. ...
  • 1) Wichita, Kansas. ...
  • 2) Baton Rouge, Louisiana. ...
  • 3) Lincoln, Nebraska. ...
  • 4) Des Moines, Iowa. ...
  • 5) Akron, Ohio.


What is considered poor?

Being considered "poor" depends on context, but generally means lacking enough money for basic needs (absolute poverty) or falling significantly below average living standards (relative poverty). In the U.S., the government defines poverty with income thresholds (e.g., around $15,000 for an individual, $32,000 for a family of four in 2025), while globally, the UN defines extreme poverty as living on less than $1.90/day. 

How much money can you have in the bank and still claim benefits?

If you have money, savings and investments between £6,000 and £16,000 your Universal Credit payments will be reduced. Your payments will be reduced by £4.35 for every £250 you have between £6,000 and £16,000. Another £4.35 is taken off for any remaining amount that is not a complete £250.


What benefits can I claim for depression?

Can I claim Welfare Benefits if I'm living with a mental illness?
  • Welfare Benefits for Mental Health. ...
  • Personal Independence Payment. ...
  • Universal Credit. ...
  • Employment and Support Allowance. ...
  • Council tax: Exemptions and discounts for mental health. ...
  • Statutory Sick Pay for Mental Health. ...
  • Housing Benefit. ...
  • Jobseeker's Allowance.


What is the $1000 a month rule?

The $1,000 per month rule is designed to help you estimate the amount of savings required to generate a steady monthly income during retirement. According to this rule, for every $240,000 you save, you can withdraw $1,000 per month if you stick to a 5% annual withdrawal rate.

How much do I need to save a month to have $10,000 in a year?

To save $10,000 in one year, you need to save approximately $833 per month, which breaks down to about $192 weekly or $27-$28 daily; this can be made easier by setting up automatic transfers and cutting non-essential spending to reach your goal consistently. 


What is the 7 3 2 rule?

The 7-3-2 Rule is a financial strategy for wealth building, suggesting you save your first major goal (like 1 Crore INR) in 7 years, the second in 3 years, and the third in just 2 years, showing how compounding accelerates wealth over time by reducing the time needed for subsequent milestones. It emphasizes discipline, smart investing, and increasing contributions (like SIPs) to leverage time and returns, turning slow early growth into rapid later accumulation as earnings generate their own earnings, say LinkedIn users and Business Today. 

What can I do if I have no money for rent?

Call 211 or search for state and local emergency rental assistance programs. Your state or local agency may refer you to a community or nonprofit organization that can help if you do not qualify for a government program.

What salary is $40 an hour?

$40 an hour is an annual salary of $83,200, calculated by multiplying $40 by 40 hours per week and then by 52 weeks in a year ($40 x 40 x 52). This breaks down to about $6,933 per month, $3,200 bi-weekly, and $1,600 weekly, before taxes and deductions. 


How much house will $1500 a month buy?

If you bring the national average down payment for first-time homebuyers of 9% to closing and have a 6.9% rate on a 30-year fixed mortgage, that's just shy of $1,500 a month in principal and interest for that $250,000 home.