Where is the cheapest and safest place to live in America?

The cheapest and safest places to live in the U.S. often blend low crime rates with affordable housing, with top contenders frequently including small cities in Ohio (like New Philadelphia), Georgia (Roswell, Johns Creek), Texas (Mission, Brownsville), Michigan (Grand Rapids, Bay City), and Oklahoma (Enid, Edmond), offering good cost of living, low property values, and stable economies, though "safest" and "cheapest" can vary by ranking source.


Where is the cheapest but safest place to live in America?

Westminster, Colorado, is the most affordable and safest large city, with a five-year income change of 58%, the second highest in our study. Following closely are Surprise, Arizona; Thornton, Colorado; and Arvada, Colorado, each with over 35% income growth and mortgage costs below 26% of household income.

What city in America has the lowest cost of living?

The cheapest cities to live in the U.S. often feature low housing costs and affordable daily expenses, with recent lists highlighting places like Hickory, NC; Brownsville, TX; Fort Wayne, IN; Dayton, OH; and Sioux Falls, SD as top contenders. Texas and the Midwest frequently appear, with Harlingen, TX, and Decatur, IL, also noted for extremely low living costs, though affordability rankings shift based on whether income potential is factored in. 


Where can I live that is warm and cheap?

Best affordable warm states with soaring home prices
  • Texas. Texas is ideal for millennials and Gen Z buyers who want affordable housing, strong job opportunities, and a good quality of life without the sky-high prices of coastal cities. ...
  • Florida. ...
  • Arizona. ...
  • Georgia. ...
  • South Carolina.


Where is the safest and most affordable place to retire?

The safest and most affordable places to retire blend low cost of living with low crime, often found in smaller U.S. cities or abroad, with top contenders including Fargo, ND (tax-friendly, low housing), Jonesborough, TN, Brandon, MS, and Midland, MI, while international options like Cuenca, Ecuador, or Coimbra, Portugal, offer vibrant cultures and big savings, but consider factors like healthcare access, taxes, and personal lifestyle preferences. 


10 Safest and Most Affordable Places to Live in the United States 2024



Where can I retire on $2000 a month in the United States?

You can retire comfortably on $2,000 a month in the U.S. by focusing on affordable Midwest and Southern cities, with top contenders including Fort Wayne, Indiana, Fargo, North Dakota, Knoxville, Tennessee, Oklahoma City, Cincinnati, Ohio, and several locations in Texas (like Brownsville, Abilene) and Florida (like Tallahassee, Fort Myers), which offer lower costs for housing, groceries, and healthcare while still providing good livability and amenities. 

What is the best state to retire in if you want your money to last?

For your money to last in retirement, focus on states with low taxes (especially no state income tax), low cost of living (housing, groceries, utilities), and good healthcare access, with top contenders often including Mississippi, Tennessee, Florida, Texas, Wyoming, South Dakota, and Missouri, offering benefits like tax-free Social Security, affordable homes, and general affordability for retirees. 

Where can you live on $1200 a month?

Varna, Bulgaria—one of the cities highlighted in a new report on the world's most affordable places to live or retire for as little as $1,200 a month. That financial reality has more people exploring the idea of moving abroad—whether for retirement, remote work or a lifestyle change.


What is the cheapest but best state to live in?

The best affordable states to live in consistently include Southern and Midwestern options like Mississippi, Alabama, Arkansas, Ohio, Iowa, Kansas, Missouri, Oklahoma, and West Virginia, known for low housing costs, low taxes (sometimes), and lower overall cost of living indexes compared to the national average, though job opportunities and specific amenities vary, with some states offering strong sectors in manufacturing, healthcare, or logistics. 

What city in the US is 70 degrees year-round?

What city is 70 degrees year-round in the U.S.? San Diego consistently hovers around 70 degrees year-round, making it one of the most comfortable places to live in the U.S.

Where is the cheapest place to start a new life?

Most Affordable Places to Live in the U.S. in 2025-2026
  • Decatur, IL.
  • Enid, OK.
  • Springfield, IL.
  • Mission, TX.
  • Bay City, MI.
  • Eagle Pass, TX.


What is America's happiest city?

According to recent studies, Fremont, California, is frequently named the happiest city in the U.S., noted for high life satisfaction, financial stability, low depression, strong community, and ample green space. Other cities like San Jose, Irvine, and Sioux Falls also rank highly, with happiness often linked to economic well-being, good mental health, strong social connections, and access to nature and recreation, though rankings vary slightly by study. 

What US city is selling homes for $1?

Louisville, KY, is trying a new approach to neighborhood revival: selling $1 homes in blighted areas. The city hopes new owners will restore the properties and bring life back to these communities. The program, run by Louisville's Landbank Authority, focuses on putting vacant and abandoned homes back into use.

What is the #1 safest city in the US?

There's no single #1 safest city, as rankings vary by study, but Warwick, Rhode Island, frequently tops lists like WalletHub's 2025 report for overall safety (combining crime, natural disasters, financial), while San Jose, California, often leads studies focusing on large cities' low violent crime rates, notes USA Today,. Other top contenders include Overland Park, Kansas and Burlington, Vermont,.
 


Where can Americans afford to live alone in 2025?

These are the U.S. cities where Americans can actually afford to live on a single person's income—and the ones out-of-budget for singletons
  • Budget-friendly options came down to these locations. ...
  • 1) Wichita, Kansas. ...
  • 2) Baton Rouge, Louisiana. ...
  • 3) Lincoln, Nebraska. ...
  • 4) Des Moines, Iowa. ...
  • 5) Akron, Ohio.


Is it better to rent or buy affordably?

Is it cheaper to rent or buy in California? In most cities, renting has a lower monthly cost, but homeownership can be more cost-effective in the long term due to equity growth and tax benefits. The decision depends on your budget and plans.

What is the happiest state to live in?

According to WalletHub's 2025 study, Hawaii is the happiest state in the U.S., ranking first for its strong emotional/physical well-being, work environment, and community/environment factors, with residents showing high life satisfaction, low depression, and long life expectancy, followed by Maryland and Nebraska in the top three. 


What is the nicest, cheapest place to live in the US?

Keep reading to learn which cities are rated as the most budget-friendly places to call home.
  • Most Affordable Cities in the US.
  • Hickory, North Carolina.
  • Brownsville, Texas.
  • Fort Wayne, Indiana.
  • Dayton, Ohio.
  • Sioux Falls, South Dakota.
  • Knoxville, Tennessee.
  • Erie, Pennsylvania.


Where can I live in $800 a month in the US?

10 Big City ZIP Codes Where You Can Rent For Under $800
  1. Columbus, OH (43227)
  2. Indianapolis, IN (46254) ...
  3. Houston, TX (77034) ...
  4. Indianapolis, IN (46227) ...
  5. Indianapolis, IN (46229) ...
  6. El Paso, TX (79930) ...
  7. Houston, TX (77099) ...
  8. Fort Worth, TX (76133) ...


What is the minimum the government says you can live on?

A single person needs to earn £30,500 a year to reach a minimum acceptable standard of living in 2025. A couple with 2 children needs to earn £74,000 a year between them. April 2025 saw an inflation-based increase in benefits of 1.7%, pegged to the CPI rate in September 2024.


What is the cheapest but nicest country to live in?

10 of the cheapest and safest places to live in the world
  • Albania.
  • Portugal.
  • Costa Rica.
  • Panama.
  • Mexico.
  • Thailand.
  • Malaysia.
  • Vietnam.


What states have no property tax for seniors?

States that offer property tax exemptions to seniors
  • Alabama: Exempts seniors from the state portion of property taxes; county taxes may still apply.
  • Alaska: Exempts the first $150,000 of assessed home value for homeowners aged 65-plus.


Is it better to rent or buy in retirement?

Renting vs. buying in retirement involves a trade-off between flexibility/less responsibility (renting) and stability/equity (owning), with renting offering freedom to move and no maintenance worries but rising costs, while owning provides fixed housing costs (if paid off) and potential appreciation but requires upkeep and commitment, making the best choice highly personal, depending on your finances, health, and desired lifestyle. 


What is the best state to live off social security?

The 10 states where Social Security could cover all your living expenses. There are just 10 states where the typical retiree can live mortgage-free on Social Security alone. Delaware tops the list with an annual surplus of $1,764, or about $147 a month.