Why are Texas houses so cheap?

A business-friendly climate with relaxed construction regulations and lower labor costs, in addition to a favorable tax structure with no state income tax and lower property taxes, contributes to making Texas housing more affordable.

Is it worth buying a house in Texas?

Texas is an ideal place to start! It offers numerous advantages for first-time buyers. From financial assistance programs to a booming job market and affordable housing options, Texas is one of the best states to purchase a home. Here's why you should consider buying your first home in the Lone Star State.

What is the downside of living in Texas?

Texas is criticized by many for not having a culture of inclusiveness. There is a strong negative vibe for certain social groups and communities. There were 9,530 hate crimes reported in Texas from 1991 to 2022, with an annual average of around 600.

What part of Texas to stay away from?

San Antonio

Known for the Alamo and its tourism appeal, San Antonio still faces high levels of violent crime, particularly aggravated assaults. Property theft is also a problem in downtown areas and tourist-heavy zones, keeping San Antonio on the Texas most dangerous cities list.

What is the hardest US state to live in?

These states are America's worst for quality of life in 2025:

• Arkansas.
• Alabama.
• Georgia.
• Louisiana.
• Utah.
• Indiana.
• Texas.
• Tennessee.

4 Reasons Texas Homes Are So Affordable | Ever Wonder Why Texas Housing Is So Affordable?

Is $20 an hour good in Texas?

As of Jan 2, 2026, the average annual pay for a 20 An Hour in Texas is $58,177 a year. Just in case you need a simple salary calculator, that works out to be approximately $27.97 an hour. This is the equivalent of $1,118/week or $4,848/month.

What is the #1 cheapest state to live in?

Below is a detailed breakdown of the ten most affordable states to live in 2025:

• Arkansas. Arkansas continues to be one of the most affordable states in the U.S., especially for those looking to buy property. ...
• Mississippi. ...
• Oklahoma. ...
• New Mexico. ...
• Missouri. ...
• Tennessee. ...
• Michigan. ...
• Texas.

Is Texas struggling financially?

A new analysis from WalletHub shows Texas ranks No. 1 in financial distress, with Florida not far behind at No. 2. Together, the two powerhouse states are home to millions of residents who are increasingly turning to Google for answers — and the most common searches are simply "debt" and "loans."

What is the 2% rule in Texas?

Texas 50(a)(6)

The 2% rule says that a homeowner or their spouse can't be required to pay more than 2% of the principal on the new loan in closing costs, excluding exceptions for the following: Discount points (also referred to as mortgage points) to buy down the interest rate. Appraisal fees. Costs for a land survey.

What is the #1 safest city in Texas?

Flower Mound

As the name suggests, Flower Mound is the safest city in Texas, not only because of its extremely low crime rate but also because of its beautification. It has a 12.5-acre flower mound in the center, easily accessible from the whole town. In addition, the crime rate is 73% less than the estate average.

Is $100,000 a good salary in Texas?

What's considered a “good” salary in Texas depends on your household size and lifestyle, but most Texans make between $50,000 and $100,000 annually. Texas cities have differing costs of living, of course — Austin is much pricier than Amarillo — so where you live in the Lone Star State also matters.

Which part of Texas has the cheapest houses?

Most Affordable Cities in Texas: Places like Amarillo, Brownsville, Wichita Falls, Laredo, and Abilene offer a mix of budget-friendly housing, strong community ties, and economic opportunity. Each city brings its character, along with tax rates and home values that stay well below statewide averages.

How much do you need to make to afford a $400,000 house in Texas?

To afford a $400,000 house, you typically need an annual income between $100,000 to $125,000, which translates to a gross monthly income of approximately $8,333 to $10,417, based on a $400,000 home price. However, this is a general range, and your specific circumstances will determine the exact income required.

What is the housing problem in Texas?

Our population, especially in thriving metro areas, is outpacing our ability to construct homes. In 2023, Texas faced a shortage of 306,000 homes, according to Up for Growth. This underinvestment hits lower- and middle-income families hardest, shutting first-time buyers out of the market.

What is the happiest state to live in?

Hawaii consistently ranks as the happiest and least stressed state in the United States, characterized by high levels of emotional and physical well-being among its residents.

What is the #1 expensive state to live in?

Top 10 states with the HIGHEST cost of living 💰💰💰 The No. 1 most expensive state is Hawaii, according to Stacker, which analyzed the rankings based on the cost of living by The Council for Community & Economic Research.

Where am I supposed to live if I can't afford rent?

Explore Government Assistance Programs

Local state and federal programs funded by the U.S. Department of Housing and Urban Development (HUD) provide housing that includes units with rents affordable to low-income tenants and vouchers that help offset rent payments at privately owned housing.

How much is $70,000 a year hourly?

If you're earning $70,000 annually, your hourly wage is approximately $33.65 . To calculate this, divide your yearly salary by the average number of working hours per year — typically 2080 hours (52 weeks x 40 hours). So, $70,000 divided by 2080 equals an hourly income of $33.65.

What jobs pay $30 an hour in Texas?

$30 per hour jobs in Texas

• Medical Courier. Often responds within 7 days. ...
• Dispatcher - Full-Time. City of Euless. ...
• Gate Clerk. ConGlobal. ...
• Airline Passenger Assistant SAT. ABM Industries. ...
• Airline Passenger Assistant SAT. ABM Industries. ...
• Create a profile on Indeed. Dismiss this. ...
• Warehouse Associate. ...
• Data Center Inventory & Asset.

How much is $40 an hour annually in Texas?

While ZipRecruiter is seeing salaries as high as $91,900 and as low as $19,348, the majority of 40 Dollars An Hour salaries currently range between $29,021 (25th percentile) to $54,524 (75th percentile) with top earners (90th percentile) making $80,028 annually in Texas.

What is the unhappiest state in the US?

West Virginia ranked as the least happy state in the country, with the study finding residents struggle with high rates of depression and inadequate sleep. The Mountain State was followed by Louisiana, Arkansas, Alabama and Alaska.

What is the #1 crime state in America?

States with the highest and lowest crime rates

Alaska had the highest violent crime rate of any state in 2024, at 724.1 incidents per 100,000 residents, followed by New Mexico (717.1), Tennessee (592.3), Arkansas (579.4) and Louisiana (519.8).

Which state has the nicest people?

WCCO CBS reported, "The study found that Minnesota is the friendliest state." This edged out Texas and other notoriously friendly-seeming states in that region (depending on who you ask).