Will I lose my deceased husband's Social Security if I remarry?

Yes, you can get your ex-husband's Social Security survivor benefits even if you remarried, but only if your remarriage occurred after you turned age 60 (or age 50 if disabled); if you remarried before those ages, your eligibility is lost unless that marriage ends, and you'd need to reapply. Remarriage after 60 doesn't stop benefits, but you might switch to a higher benefit from a new spouse if applicable, and you must have been married to the deceased for at least 10 years.

At what age can a widow remarry and not lose benefits?

Usually, you can't get surviving spouse's benefits if you remarry before age 60 (or age 50 if you have a disability). But remarriage after age 60 (or age 50 if you have a disability) won't prevent you from getting benefit payments based on your former spouse's work.

Does remarriage affect social security survivor benefits?

Yes, remarriage before age 60 (or 50 if disabled) typically ends your widow's Social Security, but remarrying at or after these ages does not affect your benefits, allowing you to keep receiving them on your late spouse's record. If your new marriage ends, you may become eligible for your deceased spouse's benefits again, and you can always choose the higher benefit between your deceased spouse's survivor benefit and your own retirement benefit. 

What are the disadvantages of widow remarriage?

Marrying a widow can present challenges like unresolved grief, guilt, or emotional walls from the past, making it hard for them to fully commit; you might feel like a substitute or competition for the late spouse, facing potential family/friend disapproval, and the widow might struggle with dating inexperience or financial shifts (like losing survivor benefits), requiring immense patience and understanding. 

Does a widow get 100% of her husband's social security?

Yes, you can get up to 100% of your deceased husband's Social Security benefit if you've reached your own Full Retirement Age (FRA) for survivors (age 67 for most); otherwise, you'll get a reduced amount (starting around 71.5% at age 60) or a full benefit if caring for a young child, with the exact amount depending on your age, his earnings, and when he claimed. 

Can I Remarry on Social Security?

Can you collect your dead husband's Social Security and your own?

No, you cannot collect your own Social Security retirement benefit and your deceased spouse's benefit at the same time; Social Security pays the higher of the two amounts, not a combined total, but you can strategically choose when to claim them to maximize your monthly payment. You can receive survivor benefits on your spouse's record, which can be 100% of their benefit if you've reached your own full retirement age (FRA) and are older than age 60 (or 50 if disabled), or you can take your own retirement benefit, potentially switching later to the higher survivor benefit if it's more advantageous. 

What is the Social Security spousal benefits loophole?

The "Social Security spousal benefits loophole" referred to strategies like "file and suspend" and "restricted application" that allowed couples to maximize benefits by having the higher earner suspend their own claim (after full retirement age) so the lower earner could claim a spousal benefit, while the higher earner's benefit grew, but these were largely closed by the Bipartisan Budget Act of 2015 for most new applicants, making it harder to get spousal benefits without also claiming your own. A separate, lesser-known "loophole" exists for caregivers of disabled children, allowing a parent (often the mother) to receive spousal benefits earlier than usual.
 

What is the 5 year remarry rule?

Waits 5 years from the date of obtaining status to file the petition; Establishes by clear and convincing evidence that the prior marriage was not entered into with the purpose of evading immigration laws; or. Establishes that the prior marriage ended through death.

How long do you lose a widows pension if you remarry?

If you are receiving a widow's, widower's or civil partner's pension it is payable to you for the rest of your life, unless your husband, wife or civil partner left the LGPS before 1 April 1998 and you remarry, enter into a new civil partnership or cohabit with someone.

What is the 2 2 2 2 rule in marriage?

The 2-2-2 Rule in marriage is a relationship guideline to keep couples connected by scheduling regular, focused time together: a date night every two weeks, a weekend getaway every two months, and a week-long vacation every two years. It's designed to prevent couples from drifting apart by creating intentional, distraction-free moments for communication, fun, and intimacy, fostering a stronger bond and preventing boredom, though flexibility is key, especially with kids or finances. 

What are the three ways you can lose your social security benefits?

You can lose Social Security benefits by working while collecting early, leading to earnings limits; incarceration, which suspends payments; or through garnishment for federal debts like taxes, student loans, or child support, along with other factors like remarriage or changes in disability status. 

What happens if I don't tell Social Security I got married?

If you don't report your marriage to the Social Security Administration (SSA), you risk overpayments that you'll have to pay back, benefit reductions or suspensions, penalties, and potential sanctions, as your marital status affects benefit amounts for programs like SSI, SSDI, and spousal/survivor benefits. The SSA can discover the marriage through data matching, leading to retroactive adjustments, and knowingly failing to report can result in serious penalties, including longer benefit stoppages. 

Will getting remarried affect my Social Security benefits?

When you remarry, your own retirement or disability benefits (based on your work record) usually continue unaffected, but receiving benefits as a surviving spouse (widow/widower) or divorced spouse on a former spouse's record generally stops unless you remarry after age 60 (or 50 if disabled). Remarriage after these ages doesn't end survivor benefits, but it might shift you to a different, potentially lower, spousal benefit on your new spouse's record if that's more generous. Always report your remarriage to the Social Security Administration (SSA) promptly. 

What is the $10000 death benefit?

Death benefit from an employer. A death benefit from an employer is the total amount received on or after the death of an employee or former employee in recognition of their service in an office or employment. Up to $10,000 of the total of all employer death benefits received is exempt from being taxed.

Do you stop being a widow if you remarry?

No, legally and by definition, a woman is no longer a widow once she remarries, as the term means a woman whose spouse has died and has not remarried; however, some women still identify with their widowhood for emotional reasons, and for Social Security, remarriage before age 60 stops survivor benefits, but marrying at age 60 or later allows benefits to continue. 

What happens to my social security widow benefits if I remarry?

If a widow remarries before age 60, she generally loses her survivor benefits on her deceased spouse's record unless the new marriage ends; however, if she remarries at or after age 60, she can keep her survivor benefits, and she may also qualify for benefits on her new spouse's record, with Social Security paying whichever amount is higher. The key is the age at remarriage: under 60 stops benefits (unless disabled and remarried after 50), while 60 or older allows benefits to continue. 

How long does a widow's pension last?

As long as you meet the eligibility criteria, you will receive payments from the government for 18 months.

What benefits will I lose if I get married?

If you get married, you might lose or see a reduction in needs-based government benefits like SSI, Medicaid, food stamps (SNAP), or subsidized housing because eligibility often depends on combined household income and resources, potentially exceeding limits. Specific Social Security benefits, such as those as a disabled adult child (DAC) or a surviving spouse (under 60/50), may end, though regular SSDI on your own record usually isn't directly affected unless it's tied to a parent's record. 

Does my ex-wife still get half of my retirement if she remarries?

No. If you receive a benefit off your ex-spouse, it will not reduce their retirement benefit. And if your ex-spouse has remarried, both you and the new spouse may be eligible for spousal and survivor benefits. Benefits paid to you (the ex-spouse) will not affect the benefits of their new spouse.

What is the 3 year marriage rule?

Who qualifies for citizenship through marriage? A lawful permanent resident married to a U.S. citizen may be eligible to naturalize—become a citizen—after three years of living in marital union together. To qualify for naturalization under the marriage-based three-year rule, you must also: Be at least 18 years old.

What happens when you get divorced after 10 years?

If a couple has been married for more than 10 years when they are divorced, an individual who reaches retirement age can receive a portion of Social Security benefits based on their ex-spouse's earnings, assuming that individual has not remarried.

How much do you have to make to get $3,000 a month in Social Security?

To get around $3,000/month in Social Security, you generally need a high earning history, around $100,000-$108,000+ annually over your top 35 years, but waiting to claim until age 70 maximizes this amount, potentially reaching it with lower yearly earnings, say under $70k if you wait long enough, as benefits are based on your highest indexed earnings over 35 years. The exact amount depends heavily on your specific earnings history and the age you start collecting benefits. 

What is one of the biggest mistakes people make regarding Social Security?

Claiming Benefits Too Early

One of the biggest mistakes people make is claiming Social Security benefits as soon as they're eligible, which is at age 62. While getting money sooner can be tempting, claiming early has a significant downside: your monthly benefit will be reduced.

What is the new law for Social Security spousal benefits?

The biggest recent change for spousal benefits is the Social Security Fairness Act (SSFA) of 2023, effective January 2024, which eliminates the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) for many, meaning spouses and survivors with government pensions won't have their benefits reduced as much, if at all. Key rules remain: spouses can get up to 50% of the primary earner's benefit, can claim at 62 (with reductions), or care for a qualifying child (no reduction). Deemed filing still means applying for one benefit usually means applying for both.
 

How long can a widow collect her husband's Social Security?

A widow can collect her husband's Social Security benefits for the rest of her life, starting as early as age 60 (or 50 if disabled, or any age if caring for a minor/disabled child), but benefits continue until death unless she remarries before age 60 (or 50 if disabled) or starts collecting a higher retirement benefit on her own record, with optimal strategy often delaying her own claim to maximize lifetime income.