What is Plum money?

Plum is the ultimate smart money app, helping over 1 million people to invest, save and manage their spending with automation. Scan to download. for free. Available on iOS and Android. Capital at risk when investing.

Why is Plum taking money from my account?

Plum hasn't been able to save for you because you have a low bank balance. We have designed Plum not to take you into unauthorised overdraft unless you specifically enable it in the app. Once your bank balance is a bit higher, Plum will start saving for you.

How do I get my money from Plum?

You can withdraw money from your Plum Interest Pockets at any time by tapping the 'Home' menu button and then clicking 'Withdraw' from the Interest Pockets with no limits or fees. Withdrawals are paid within the same working day (up to 3PM).

Is plum account any good?

Plum reviews

78% of users rate it as 'Excellent', with most commenting on how great it is at helping them to save money and great customer service. 10% of users rated it as 'Bad' with some users complaining about how long it takes for their money to transfer back into their account.

What is Plum payment?

Plum is a money management app that enables you to save, invest, budget and sort your household bills, all in one place. We explain what you need to know. With Plum, you can connect all your bank accounts and credit cards and get a clear overview of your money in one place.

How does Plum work? 🤔

Why can't I withdraw my money from Plum?

If you have withdrawn all your money (or sold any investments) and you have no deposits pending, then your account will be closed immediately. If you have deposits pending, you first need to wait for the funds to hit your Plum account (or investments), before withdrawing them back to your linked bank.

Does Plum charge a fee?

a product provider fee of 0.15%, plus a 0.06%–0.90% fund management fee (depending on the funds you select). Please note that these fees relate only to the ISA and GIA accounts.

Is Plum safe to link my bank account?

Your personal data is secured using state-of-the-art security measures, and we never store (or have access to) your bank login credentials. If you'd like to know more about security at Plum then you can read more here.

Does using plum affect credit score?

All in all, applying for a Stocks and Shares ISA or General Investment Account with Plum will not affect your credit score and may only appear in the soft searches section of your credit report which is not visible to others than you.

What banks can use plum?

Neobanks that link to Plum are Monzo, Revolut and Starling. 'Traditional' banks that link to Plum in the UK are Barclays, Danske Bank, First Direct, Halifax, HSBC, Lloyds, M&S, Nationwide, Natwest, RBS, Santander, Bank of Scotland, Tesco, TSB.

Can I trust the app plum?

In short, yes Plum is safe to use. It has taken all the correct steps to ensure the safety of your funds. They are authorised and regulated by the Financial Conduct Authority as a Registered Account Information Service Provider.

What is the credit limit on Plum card?

As a charge card, the Plum Card has no preset spending limit which gives your business purchasing power flexibility as needed. But unless you plan to pay your bill early enough to earn rewards, there's very little in the way of extras or other card perks to justify the steep $250 annual fee.

How long does it take money to reach plum?

This usually takes 4 working days but it might take up to 5–6 working days to complete your first deposit because your bank must approve our Direct Debit instruction. Due to the way Direct Debits work, money will leave your bank account 2 working days before it reaches your Plum account.

How does the plum card work?

You can use your Plum Card anywhere that Visa is accepted. Pay in restaurants, shops and for your online spends. You can also add your card to Google Wallet™ and tap to pay everywhere contactless payments and Google Pay™ are accepted. Unlike banks, Plum won't charge you for using your card abroad.

How many dollars is 1000 points worth?

1,000 Chase points are worth $10.7 with most Chase credit cards, whether you spend them on travel, cash back, gift cards, experiences or shopping.

How many plum points is $1?

Earn 5 points for every dollar spentand redeem them in-store, online and on our mobile app¹. Receive bonus rewards on your birthday.

What do 2500 Plum points get you?

It depends on how many points you've earned and is defined in the Plum Points redemption levels chart. The more points you redeem at once, the greater your return. The minimum redemption is 2,500 points, which will net a return of $5 for $500 worth of spending (not including bonuses or promos).

What credit card gives you a 5000 credit limit?

Visa Signature-branded credit cards, such as the Chase Sapphire Preferred® Card typically offer a starting credit limit of $5,000 or more.

Is a plum card free?

While plum rewards is free to join, plum PLUS is a fee-based loyalty program offered by Indigo to customers at participating Chapters, Indigo, Coles, Indigospirit, and The Book Company stores.

Is the plum card a credit card?

The Plum Card® from American Express is a business charge card and not a traditional business credit card, meaning you cannot carry a long-term balance on it. Interestingly, you do have the option to pay your balance in full within 60 days without any interest provided you pay the minimum payment due by your due date.

Do you need ID for plum?

One of our team may ask you to provide photo ID (e.g. a passport or driving license). You can upload these within your Plum app.

What is the easiest card to get approved?

What credit limit can I get with a 800 credit score?

You can borrow over $100,000 with an 800 credit score if you get a mortgage or a home equity loan. Keep in mind, the exact amount of money you will get depends on other factors in addition to your credit score, such as your income, your employment status and even the lender.

What credit score do you need for a 10000 credit limit?

The average accepted credit score is about 725 and the average credit limit is $10,000. The card offers unlimited travel miles, a generous signup bonus, and an annual travel credit for TSA Pre✓® or Global Entry fees.